Life Insurance offers peace of mind.

Yaakub called to thanks me for being a fantastic friend and a caring life insurance agent. His daughter was discharged after admitted for a severe operation. The heavy medical bills were all paid by our company, relieving the burden of the retired father. In fact, Yaakub had a successful 'by pass' four years ago, when I assisted him to make a claim on his critical medical cover. Over the phone he said, "You were an Angel sent to make things easy for my family. Without those insurance taken through you, life will be tougher for me. Thank you from the bottom of my heart". I was so delighted to hear those appreciation.

I related this true story to Ong and Vinna who came to my house today. Ong is already passed 50, and refused to consider buying medical insurance for himself. I told him the true facts of life from my experiences in this business... "Sicknesses can be overcome but the fear of not having the money to pay for the illness can kill". I had seen many people who suffered from critical illnesses and without the financial means, they die faster than those who had the financial support. To fight the dreadful disease like cancer, one has to be strong in mind and spirit but if at the same time, that person doesn't have money, worries and anxieties would make things worst. Life insurance plus medical cover offers the next alternatives for providing the peace of mind. Vinna, the wife was more practical, she immediately insisted the husband to effect the policy. See! Female is more intelligence than man.

To those who read my title..."Please remember! Buy life insurance when you don't need it, because when you need it, you can't buy".