Are you aware? If a woman is not married, it isn't a problem but if a man who is at 40 and not married yet, it could be a problem? In life insurance term, if a man who is of 40 years and above, proposing a plan and declaring as still single, most likely he would be subjected to extra underwriting questions. He would be asked whether he is bio sexual or gay and might be requested for further blood tests. Sometimes I felt bad for asking such sensitive questions to these prospective clients who were males and live single.
In justification on the underwriting, I think they presume that if a man isn't married at middle or late age, they might have moral or physical problem. Surprisingly not on female, who can be a spinster and yet can effect any covers at any time.
By virtue of this aspect, it confirmed that man really can't live without woman but woman can live without man. Meaning, if you are an eligible and healthy man, you should be married or otherwise. For those middle aged single men, if you intend to propose life insurance, I suggest you better seriously consider to seek a life partner first before you consider a life insurance program. Life partner provides you love and contentment, and life insurance assures you promises and security. These both life partner and life insurance go hand in hand to enhance a more completed lives for man.
"The greatest achievement for a man is to be able to conquer a woman and make her fall in love madly with him passionately."
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