How to be happy and interesting.

Many friends asked me, how to be happy and be an interesting person all the time. In simple language I told them; 'Sow Happiness you will get joy' but ' When you sow hate, anger and frustration will follow you.' On the other hand, when you do nothing, loneliness and boredom will also affect you. Happiness comes when you make others happier. You become interesting when you start to be creative with others.

I start my day by making my friends happy. I really mean everyday. The easier way is to wish those who are celebrating their birthdays. The cheapest and fastest method is through sending an early morning text message over the mobile phone. I tried to make all my messages interesting, meaningful and cheerful to read.

This morning I sent two wishes to a man and a lady. To the gentleman I wrote, "Specially to this friend, Mohd Taha I respected so much. Quality is never an accident. It is always the result of high intention, sincere effort, intelligent direction & skillful execution, it represents the wise choice of many alternatives. You represent that person of high quality. Happy Birthday."

To the lady friend I wrote, "Specially to this admirable lady, Nor Elizabeth. The beauty of a woman is seen through her heart where love resides...you do have my dear. Happy Birthday to you today."

The magic of love is, when I am sincere in giving, my heart always feels happy, knowing my friends know I do care and think of them. This is what I called Happiness is to make others happy because of ourselves.

The following were some of the interesting messages I received, which also stimulated my mind and heart. "Good morning sweetheart...pls do well darling & have a beautiful day. See u soon. I love you."
Next; "Oh my sweetheart...it may take u a lot of time till u find a replacement..am an extinct breed. Take me. Hehe!!"
Next; "Grrrrrrr can't get u..what are doing with your mobile phone?"
Next; "I love you pls take care of yourself..SLEEP EARLY... mmmmmmmhh..:-D."
Next; "We too are lucky to have friends like you. Thanks again."
Next; "darrrrrlinggggGGG.."
Next; "Dear sir, we really appreciated your insights and your passion to share life perspectives."
Next; "M not sure we have the same wave length but I know we speak the same lingo. M not sure we have the same feather but we had breast rubbing. M not sure we swim together but we had dry swimming. U are my sunshine and m your rainbow."

I had given abundance of happiness to those I met. I tried to be as creative as to make myself interesting for others. I never failed to inject humour in all my interacting. In return, I was given joy, excitement and plenty of laughter. Love truly has the magic of power to feel nice. Just that, don't wait for happiness to come. Go for them! You want to have an interesting day, make it creative and exciting yourself first. Try and you will see the unbelievable of yourself.

Food for thought - "A kiss makes the heart young again & wipes out the years."

The feeling of serving a client of 25 years faithfully.

Dr Singh and his family is migrating to The USA soon. He has been my client for 25 years. Before he leaves, he and his wife came to see me for a final review on his family life insurance covers with us. Over a good cup of Punjabi tea, we chatted and discussed all about our happy moments for the past many years. I advised him the various options on all his plans and he gave the necessary instruction to act on them while he is away soon. During the two hours of meeting, I felt extremely happy and wonderful because as an agent I had sold him many policies, when his family was younger then. I gave him the protection covers, when he needed them at different period of time. From the time, the children were still schooling, until all graduated. I had honored my promises to deliver no matter what happened to him. I felt joyful with pride, because we both are still active and are still growing up. He has done well as a medical doctor and he has being a responsible father and husband. All his three children had successfully graduated as doctors currently too. He is equally proud of me, as I have not deviated my career as a life insurance agent with the same company. He too has seen me grown, and knew how I had brought my children up where they are now today. Most important, all his policies are still in force with solid investment and strong retirement fund available now for him and his wife, as promised 25 years ago by us. I stood tall to tell him that my company has fulfilled our financial plans and I am alive and still around to serve him at this very moment. I went on even further to assure him, as long as I am still on Planet Earth, I will remain to be a Life Insurance Agent. The only different is, now selling becomes by personal interest and hobby for life. He can reside in other parts of the world, when I am just one call away from him only. This is my sincere commitment to him and to all my clients and good friends.

My strongest belief in life - "The most wonderful thing in the world can't be seen or touched but can be felt with our heart." Serving of 25 years in my career and to be respected, is certainly a marvellous feeling of pride and achievement that money can't buy.

Successful man is good in business and likes women too.

I had a friendly chat with a friend, Teh who had retired from his previous job turned to be a working advertising partner. We were joking about his ex boss who is the Chairman of a private company. The boss is a successful and prominent business man very well known locally and internationally. He has power, fame and wealthy. I believe he could be in his mid seventies but still handsome, physically strong and active in his business. Is a known fact in town, this great philanthropist is also a great romeo. He has countless attractive young ladies who admire him. Teh was saying that successful people have the charm for women. I added to his statement, not only is the charm but the man has got to have courage first.

I believe any man who has the courage of the mind and heart, usually is smart and intelligence as well. If a man is smart and has little courage, he is not a risk taker then. On the hand, with courage and intelligence, most men tend to speak more confidently. With skills, talent, courage and intelligence, all men would do well in any things or ventures. Be it in business or to look for loves. To do well in the business world, personal confidence is needed. To win over any woman, equally the man needs confidence. You can't do away with them! Business requires courage, effective speaking, risks taking, smart planning and creative thinking. Similarly to court a woman you love, the same approaches and skills are needed too. Very seldom, I could see a successful man who isn't interested in woman.

If another man who degrades or gossips a successful man in having many beautiful women, I think something is wrong with him. Either he is young, immature or does not understand the true facts of life. Instead, I think he is actually jealous over the success of the other person. Coz to have many lady admirers, a man needs to have all the qualities of success. I am sure, for the man who criticizes, he too is interested to have many woman admirers. The fact is, he has no courage, no smartness, no intelligence and no money in his pocket to be successful. Whether is right or wrong, the truth is actually in our heart.

As far as Teh and myself, we look highly upon on his ex boss for the guts and success in him. He is truly a man who works hard and know how to appreciate the best part of life. He is not bother on how people look at him from the outside. At this golden age, many would have gone or retire but he is still very lively in all his doing. I salute on his success, business and women.

Spoken by Adolpher Hitler - "If you win, you need not explain - but if you lose you should not be there to explain."

Love is blind on odd couples.

While waiting for our cars to be serviced, I had a friendly gossip with another customer. The attending service clerk was a pretty tall girl. Our of curiosity we asked her, "My dear, you are tall for your age. What is your height?" She was brave to reply, "I am 5 feet 8 inches (considered as tall for Asian female). I am the shortest at home. All my sisters are taller but not the boys." We continued, "Is your boyfriend taller than you?" She was quick to respond, "No lah! My boyfriend is slightly shorter. Is difficult to get taller man. I think we females are growing taller than most men." We asked, "Do you mind if he is shorter?" She put on a broad smile, "Not at all coz we love each other. Although he is shorter, he is intelligent and caring which are more important to me."

As we gossiped along, from afar, we noticed there was a couple who was holding hands side by side. The woman was very fat but the man was very skinny. As we were staring this odd couple, this question was thrown out, "Why a fat needs a thinner partner?" The logic is a fat person likes to be thinner and a thinner person likes to be fatter. Most likely the fat lady sees her shinny man as ideal and the skinny man loves to have a fatter partner. Further more, it will be difficult for two heavy size lovers to make love on bed. One the other hand, if one is fat and one is shinny, they can still be able to adjust their needs accordingly. Please use your imagination here.

These are gossip wisdom which have facts of life as well. Love is blind. The tall or short won't deter love grows. Neither the fat or thin would actually mind. As long as true love is there, it will overrule all sizes, height and weight of the person.

From one of my blog admirer, Ladyvanity - "We come by love not by finding a perfect person, but by learning to see an imperfect person perfectly."

Sometimes a no is better than a yes.

Billie, one of our older colleague came to seek my financial assistance. I knew he was not doing well and had many family and personal problems. To lend him money is to loose him as a friend. It was not easy to explain to a desperate friend here.

During the many years of selling life insurance, I had on countless occasions lent and assisted many friends who borrowed from me. As an agent we tend to be very personal to most of our friends and clients. We practically know their financial needs and income. Once they are in financial trouble, the nearest person who could help usually would be the life insurance agents. As I had soft heart and ears, I seldom said 'no' to my friends those days. The saddest things was, very few would attempt to repay the friendly loan offered. To make thing worst, we no longer are friends now coz, either they are too shy and shameful to turn up to repay or they just refused to repay for the sake of taking advantage of the situation. I lost many good friends by lending money to them. Just today itself, while locating for a car park in town, I accidentally saw a friend who had borrowed five thousand from me a couple of years back. The minute he noticed me around, he turned his body to shy away from me. I was sad and felt hurt coz we were good friends at one time. Because of this small value cash, we had to distance ourselves now. In order not to make things difficult for this particular friend, I too had to assume I did not know him.

I related the above to Billie who took it positively. Instead I assured him, I would rather support him morally and physically. For the amount he needed, I advised him to approach the bank who might consider an employee personal loan for him. I hope sincerely Billie would still take me as a good friend.

Moral of the story - sometimes we have to learn to say no when a yes cannot be granted. If ever you want to lend money to a friend, make sure you don't expect to have them back. Otherwise you loose the cash plus a friend.

I think these are true facts of life - Give unconditionally and love unconditionally, our heart we not be hurt.

The magical formula of selling life insurance.

Few young life insurance agents came to seek my advices. They wanted to know the secret formula and magical charm to succeed in selling life insurance. I told them to put 'LOVE' in their business because love has magic. They were confused and did not understand my simple English.

I insisted that they should write the meaning of love on paper. What is love? "Love is patient. Love is kind. It does not envy, it does not boast, it is not proud. It is not rude, it is not easily self seeking, it is not easily angered, it keeps no record of wrongs. Love does not delight in evil but rejoices with the truth. It always hopes, always perseveres. Love never fails."

They might be knowledgeable in the products and understand the rules and regulations of selling life insurance, but without love, it would be difficult to maintain and last in this challenging career. Love is just a four letters word but not many understand the real meaning of it. If an agent truly understands and applies the beauty of love, magic would definitely appear his way.

Life insurance selling needs patience and tolerance. Especially when an agent is new in the trade. He has to learn all aspects of selling. He has to face the unknown and to accept rejection. Mistakes are unavoidable along the way. An agent with love will have patience to overcome this hardship. The more patience he has, the more he will be respected by his clients.

A kind hearted agent sells with care and concern. He is like an angel who gives the best attention to his clients without complain. He will be too happy to assist and to provide the necessary with good intention plus sincere smiles added. He works humbly and serves willingly. He doesn't boast of his sales and achievement. He isn't rude in behaviour but rather sweet and nice in all his doings. He always serves to the best of interest for his clients first without self seeking for himself. In any messy and difficult situation, he is calm and polite to solve problem, and not easily angered to the surrounding. In any wrong doing by others, he would forgive and forget. He will never criticise and complain his peers, agency manager, company or the industry. The journey might be tough but he always has high hopes and dreams of the future. With plenty of perseverance and hard work, he will never fail to attain success.

I will address these as to put 'love' onto the business of selling life insurance. This is my magical formula coz I believe LOVE has miracle when one professes on it truthfully and sincerely.

Food For The Heart - "It is the nature of the ego to take, and the nature of the spirit to share."

Indirect asking to see the inner mind.

Sock Ngee is getting marry in two weeks time. I feel extremely happy for her because I saw her grows since a baby 27 years ago. She is my good friend daughter whom I have treated more like my own, being that I don't have daughter myself. Today was the day when the bride and bridegroom were to meet, exchange of gifts and dowry to be paid to the bride parents. A Chinese ceremony and custom before the actual marriage.

I spoke to Sock Ngee on the phone, "My dear, are you sure you have picked the right man?" She smiled, "Yes! I am sure Robert." I continued,"How much is the dowry your parents are receiving from him." She said, "We agreed at ten thousand." My turned,"What! Only ten? Your parents had spend so much and effort on you. Surely you are worth more than that. At least he should give them a million. I still have a last son not married yet. I will offer you two million, if he isn't prepared to give a million. How?" She had a shock, "Mmmmmm! How can! One million is a lot of money. Moreover I don't think he has the cash. Not fair to him." I hesitate, "My dear, if you don't try, how would you know he can't." Showing aggression she responded, "He is not rich yet. He is poor and can't afford it now. He is only a worker and not a boss."

I know the poor girl was disturbed. Without further ado, I explained my intention for asking those questions. Of course no normal working man could afford to pay a dowry of a million. The normal dowry is within the ten thousand range only. I was just trying to test how she reacts by joking with her. Without her realising it, she was very protective over her coming husband. I threw her the challenge that she should forward that similar question to her darling. She could also take it as a joke. The ways he replies could determine his real character. If he gets angry over them, then he isn't a gentleman at all. On the other hand, if he could reply with a sense of humour, I believe he is a real understanding husband for my dear. This is the best and final time to see the mind of a man prior to his marriage. The young bride was delighted with my explanation. She accepted my challenge and promised to ask the man accordingly.

Moral of the story- "The indirect way of asking can see the true colour of an unknown mind."