Tuesday, November 30, 2010

MMQ ...What is the meaning of life?


I wrote a title, "What is the meaning of life?" on 23 Nov & yesterday a good friend, Maram commented with his beautiful insight onto it. I can't resist not to share his words with everyone. Allow me to post it please.....

My Dear Bob,
Thank you very much for writing a topic and sharing what you see as the meaning of life. That was exactly how I used to see it too!. Sure rang a few bells to put a smile and giggles in my heart! As life's journey takes its twists and turns, so did my view of life as it traverse from one chapter to another. The objective is to be happy always. To understand the meaning of life, I needed to explore the question of the purpose of life itself. I began to think of our very existence, that everything we see and have around us is designed and made by someone, from designer fashion wears to electronics gadgets to spaceships and submarines to atom bombs etc. Then we watch the amazing underwater worlds in National Geographic HD, with unimaginable array of beautiful living things, the lives of incredible creatures in the wild etc. This thing called Earth is so incredible and yet is but only one component of the huge universe. Then it dawned on me that there must be a creator designer of all these great universe and its contents! No chance that all these came into being by chance. Certainly not!. I am fully convinced that there is one creator of all this, the whole comprehension of it is way beyond human capacities. Today we dont know so many things because the body of knowledge in this world is too huge for man to fathom all. So, to me, to understand the meaning and purpose of life, we need to go back to basics ie to understand life itself from its origins to its final destination! And it is not complex at all!. Sounds like a heavy subject or task indeed, but on the contrary it is as simple as can be!! It starts from self exploration, and then look at our surroundings. From there, the answers will come to you as you continue to search for the one and only one Creator of the worlds. Common sense will tell us that there cannot be more than one, or the world/universe would be very difficult to manage as it has to be perfect in its execution!Yes nothing less than perfection! When I understand life, then perhaps I will be able to truly achieve happiness, not necessarily the happiness in the dimension that most will define today. Most of us are too busy with our daily challenges, as I was before, to be able to dwell into these "other" VERY CRITICAL QUESTIONS ON OUR LIVES. Those who do will find their real meaning and purpose of life. TQ

Monday, November 29, 2010

Daughter in law stole my son.


Hey there! Are you having grown up children who are married? Be careful! If you cannot get along with the "in-laws" you stand a chance to loose the sons & the daughters.

Madam Chan has two sons who used to love their mother so much. She was a proud mum, when all relatives were so envy on her because her sons not only were intelligence, they were obedient and caring for the widow parent. Their mother's interest was always first and important, and without the mum's decision on any matters, the sons would be patience to wait. The family of three were happily united, until they got married. Alas! Things changed when two extra females came into their homes. The new ladies of the house equally love these two nice sons, or i should say they love them even more. Mother could only love them from the outside, whereas the other women gave their entire souls and bodies to the husbands. Mother became possessive when emotional love turned more to jealous and anger. Soon the three women of the once warm home became cold and violent. They quarrelled, argued and showed temper. To make matters worst, the sons stood on the wives' sides, hurting the old lady beyond doubts. Soon the family was breaking apart without a solution, when the sons and wives left their old home. The aging mother was left alone to fence for herself. The most happiest mum at one time has broken her heart today. Reason... The daughters in law have stolen her good sons away.

This is true fact of life and to avoid such unnecessary problems, learn to love your future in-laws. I have two ex-daughters in law and two current daughters in law who love me so much because i never in the first place behaved like a father in law ever since i knew them. I treat them like my best friends when i joke and have laughter all the time and i love them more than their own parents. Yes! These ladies have taken my sons from me, but they haven't taken away my love away from my sons. Haha!!!

I like these two quotes - "Behind every successful man stands a surprised mother-in-law" (Hubert Humphrey) & "The difference between in-laws and outlaws is...outlaws are wanted!"

Sunday, November 28, 2010

WHY SEX IS GOOD!


The BENEFITS of SEX

Reading this is entertaining !!!

Be sure to read the final comment.

Did you know that we can determine if a person is sexually active or not by looking at her skin ?

1. Sex is a beauty treatment. Scientific tests have shown that a woman who has sexual relations produces big amounts of estrogen which makes hair shiny and soft.

2. To make love in soft and relaxed way reduces the possibilities of suffering from dermatitis and acne. The sweat produced cleans pores and makes the skin shine.

3. To make love allows to burn all the calories accumulate is this romantic love scene.

4. Sex is one of the safest sports. It strengthens and tonifies all body muscles. It is more enjoyabel than doing 20 lapses in the pool. And you don't need special shoes !

5. Sex is an instantaneous cure against depression. It frees endorphines in the blood flow, creating a state of euphoria and leaves us with a feeling of well-being.

6. The more we make love, the more we have the capacity to do more. A body sexually active releases a higher amount of pheromone. This subtle aroma excites the opposite sex !

7. Sex is the safest tranquiliser in the world. IT IS 10 TIMES MORE EFFICIENT THAN VALIUM.

8. To kiss everyday allows to avoid the dentist. Kisses aid saliva in cleaning teeths and lower the quantity of acids causing enamel weakening.

9. Sex relieves headaches. Each time we make love, it releases the tension in brain veins.

10. To make love a lot can heal a nasal congestion. Sex is a natural antihistaminic. It helps fight asthma and spring allergies.


Note: Who say sex is bad after all? Lets have more please.......

Saturday, November 27, 2010

A visit to the Gynaecologist


A beautiful woman went to the gynecologist..... The doctor took one look at the woman and All his professionalism flew out the window. He immediately told her to get undressed.

After she disrobed the doctor began to stroke her thigh. While doing so he asked her, ‘Do You know what I am doing?'

'Yes,' she replied, 'You are checking for abrasions or dermatological abnormalities.'

'That's right,' said the doctor. He then began to fondle her Breasts. 'Do you know what I am doing now?' He asked.

'Yes,' she said, 'You are checking for lumps which might indicate Breast cancer.'

'Correct,' replied the shady doctor. Finally, he mounted his patient and started having Sexual intercourse with her.
He asked, 'Do you know what I am doing now?'

'Yes,' she said, 'You're getting syphilis: which is why I came here in the first place.'

Friday, November 26, 2010

Successful selling goes without discounting.


Selling tips....

Many rookie agents used to ask this unavoidable question; "Are you giving discount?" Me! I don't because once you make it a practice, you have to give it all the time to those who purchase your products.

Commission is our earning, our life blood, our food and incentives to work. Not forgetting as life insurance agents, we have no salary, allowance and bonus. We are not employees of the company but rather as contracted agents to represent a principle to solicit their products in range. We are considered as self-employed and professionals by our own.

In my early years in this business, if clients could have asked this discounting issue, this was my answer to them. "I am sorry i can't give any discount because i need to do well and stay in this business as long as possible. Giving the discount might not allow me to earn more to provide my family a better & comfortable home. Giving the discount might deprive my dreams for my children to do well in their studies. Giving the discount might encourage me to look for another job because i earn lesser. By not giving discount you let me stay in this challenging business. By not giving discount you let me grow further with hopes and values. By not giving discount you let me stay permanently to serve you whenever you need me now or later of our lives."

My above principle of no discounting when i sell is proven with my twenty eight years of successful selling of life insurance. The total earning received allows me to serve and service all my clients with pride and honour. I have developed myself to be competent and knowledgeable in my practices, thus be able to protect and care for all concerns to the highest level. I could perform and deliver my promises because they had paid me in full willingly.

To all my fellow colleagues, if you intend to stay in this business be firm as what i had written. No discount please but make sure you serve with a smile.

A friendly advice - "Don't deal with a buyer who doesn't pay but expects much."

Thursday, November 25, 2010

Humiliated, I learned to be stronger.


An incident i won't forget.

I started to learn selling life insurance 28 years ago. Full of enthusiasm and energy, i was prepared to be trained and guided in everyway possible. Those days, training and motivation classes were limited. The best way was to read and see the available books and video pertaining to the greatness of other agents of the West.

One day my immediate agency manager suggested that i should approach the top sellers of the company for tips and advices. Why not? On a day of our company annual convention, all qualified Star Producers were invited to a grand dinner for the night. I was one of them, a rookie agent who by chance managed to make it for that 1st year. I was too eager to rub shoulder with all those so called top producers those days. I told myself that i ought to meet the Champion. With some courage, i managed to see this great agent who was mixing around with all his buddies then. I approached him with a broad smile, together with a warm handshake to congratulate this senior veteran of our business. I was told he was already in selling for more than 15 good years with our company.

During the short chat with him, i eagerly asked this question, "What is the secret of your success in selling life insurance Hero?" Staring at me, he said," Drink my glass of whisky and i would tell you!" I was stunned and caught in despair with his response. I told him that i am a non drinker but willingly to learn from him. He was laughing loudly. He continued saying, "If you respect me, you would drink it. Bottom up!" All his surrounding colleagues supported him too. Repeatedly these words sounded, "Drink! Drink! Drinkkkk!" Giving me no choice under such circumstances, i grabbed his glass and forced myself to drink the unfriendly whisky of his.

As soon as i finished his drink, he sounded this unforgettable statement till today i will still remember, "The secret of success in selling life insurance is to drink whisky and beer all the time!!!!" With the cheeky laugh, they moved away from me. I was disgusted and humiliated by these group of successful professionals.

Conclusion: He was selfish and unwilling to share. Though he might be successful in business, his heart wasn't rich. Thanks God! He left our business few years later and ventured into some other businesses.

Though it was my unforgettable experiences, it taught me that one should not be humiliated when that person had the humbleness to ask for favour. Ever since then, i promised myself that if i do well in life, i would share all my experiences and wisdom to those who need them.

Quoted on my name card, i wrote - "My Belief - I must help people without people asking."

Wednesday, November 24, 2010

A piece of paper could sell million.


Selling tips...

What can a piece of 5"x 8" blank paper be used? You might think it's worthless, except scribble a few words or notes on it. You might not believe me! I had made million sales out from this simple white paper.

Ever since forty three years ago when i started to work in the sales force, i had been carrying a piece of paper on me all the time. Before i leave the house, i make sure this 5 by 8 piece of paper be folded into half, and be kept in my shirt's pocket (all men working shirts have a small pocket on the upper left). Inside my wallet, i have another spare piece too. Parked besides this paper is my Parker Pen of twenty years old to go along with.

This paper comes very handy when with friends or anyone who need to jot a few points during a discussion. Imagine you are having a short chat with your clients and you want to show your ideas but you guys don't have any paper to spare. Perhaps you could look around or request for one but by the time you reach to have one piece, the mood and ideas might have forgotten in your mind. Hit your ideas when they are boiling hot. Right? Me! Luckily i have this paper with me all the time. I could be able to illustrate and demonstrate my views instantly across through the layout on the paper. Believe me! I had sold many plans by writing on this mere white paper. Magic it is!!!

The paper has helped me to write names and contacts while on the move. Most of my blog ideas are gathered while i am driving, and this one paper helps to keep the stories. I had given this tiny paper to Minister, CEO, Chairman right down to the ordinary men on the road before. Reason...at the time when they needed something to write, they didn't have paper and mine became a valuable piece. You might have all the ipads and high tech mobiles, paper is still the best way to express your thought at that moment of time.

Something i learn -
"Success is not defined by obtaining everything you want, but by enjoying and appreciating everything you want. Learn to enjoy what you have."