Monday, November 30, 2009

We have to teach our young to be creative.

Last week wasn't a pleasant one. Emotionally i went out off track, and while trying to regain my composure and the confidence to write again, i drove down all the way to Singapore. In fact i hadn't seen my son and his family for quite awhile. It would be nice to meet my three little brothers again, i mean my three grand children. All of them call me by 'Kor Kor'', meaning in Chinese is big brother. I knew they would love to see me for sure.

It was school holiday there, and i had the opportunity to take these little boys out. We walked in the parks, we yelled aloud as we like, and had food together. I brought along this special t-shirt printed as; "Still Young & Crazy After All These Years."

As usual kids are kids, they are always be attracted to toys and games, especially when they saw the children departmental stores at those shopping malls. The children would be eyeing on those expensive toys and their mother would be saying 'No' to them.

I told my little brothers. Though i might not buy any toy for you, i would create and make some for you. We were given many promotional pamphlets while window shopping at the malls. From those unused quality papers, i turned them into paper aeroplane of all shapes and kind. They were excited because these planes could fly if they were thrown into the open. They were playing with self made toys rather than buying the real one. Yes! Modern kids are intelligence but not smart to create their own playing things. Perhaps the new world has gone too advance when children need not have to think like the yesterday world of ours. I was glad my grand children had the chance to think while learning the art of paper making of aeroplane with me.

This short trip was benefiting, when i could recharge and rejuvenate myself once more. At the same time allowing me to teach my little brothers to utilize their mind in the creative way rather than by logical senses. Our left mind is logical, whereas the right has all the creativeness. They are intelligent children but i am sure they would be smart as well in the long run.

While ending my story here, its timely Panja the wisdom friend sent me a powerful proverb. He wrote; "The contented man who possesses nothing owns the world."

Sunday, November 29, 2009

The other side of CHINA.

Photo 1: Together, through Warm and Cold

Beyond the northern ( Inner Mongolia ) frontier, spring has arrived but the
cold weather lingered on. Snow fell on this April morning. Flakes danced
in the sky. A middle-aged man tended to his cart, on which sat a little
boy, wrapped up with blanket used to keep the vegetables from freezing.
From time to time, the father would tuck at the blanket to make sure that
his son was all right. These are the words from the photographer: "Set in
the dark and shadowy background and the dancing snow flakes, the pink
puffy face of the little boy stood out in great contrast to that of the
father which was apparently shaped by the caprices of life. And life was
indeed harsh. Father and son only have each other for support. When the
father yelled out a sales pitch on top of his voice, his facial expression
was shockingly touching. One cannot help but be moved."

Photo 2: Love

The father and his son live in an impoverished hilly area. They demand
nothing but a piece of land to call their own. Perhaps they will not have
a chance to see the outside world all their lives -- they will not know
what a staircase is, they will never ride in a taxi, nor will they ever
step into a movie theater. But the truth is these are the people who offer
us everything our lives depend on, generation after generation. The heaven
and earth have nothing to repay them. Love them!

Photo 3: Grandpas' Tears

(Caption on the photo: That day, we found that we were able to attend
school. We were so happy. But grandpa cried. Do you understand? The tears
of an elderly man...) This semester has been dealt with, what about the next?
Photo 4: Amidst Rain and Wind

Your elderly mother and little children are waiting for you to come home
with the day's wages.
Photo 5: Old Man Crying

The old man sells roast yam for a living. Because he doesn't have a
license, his tools were confiscated and his tricycle was smashed, its
chain cut. All the old man can do is to sit there and cry. How is his tomorrow.?
Photo 6: Mothers' Love
Mothers and their children. This is life.

Photo 7: Coal Carrier

Wang Zhizhong worked as a coal carrier. Carrying a basket of coal
weighting 40kg (88 lb), he made his way up a 100m deep mine, and then
walked a distance of 1000m along a mountainous track. For each trip, he
made 1RMB (0.125 USD). He was 17.

Photo 8: I want to go to school

Caption on the photo: That day the English teacher arrived in our village.
She taught us our very first sentence in English: "I want go to school."

Did you hear it? It is a most heart-moving cry.

Photo 9: Care for those forgotten

We must admit that there are people still living within the blind spot of
our society. What if you were one of them?

Photo 10: Spirit to live

No rose, no diamond ring, but if this is not love, what is love?

With enthusiasm, love your life! Love the people around you!

Note :These photographs express emotions, thoughts and beliefs more starkly and sublimely than any words can. I hope some of them will touch you and leave a lasting impression …

Tuesday, November 24, 2009


I like this story shared by another wisdom friend Panja....

A man walking along a California beach was deep in prayer when all of a sudden he said aloud, "Lord grant me one wish". The sky clouded and a booming voice said, "Because you have tried to be faithful I will grant you one wish." The man said, "Build a bridge to Hawaii so I can drive over anytime I want to".

The Lord answered, "Your request is very materialistic. Think of the logistics of that kind of undertaking. The supports required to reach the bottom of the Pacific! The concrete and steel it would take. I can do it, but it is hard for me to justify your desire for worldly things. Take a little more time to think of another wish, a wish you think would honor and glorify me".

The man thought for a long time and finally said, "Lord, I wish that I could understand women. I want to know what they feel inside , what they are thinking when they give me the silent treatment, why they cry, what they mean when they say 'nothing', and how I can make a woman truly happy?"

God took a deep breath and said, "YOU WANT TWO LANES OR FOUR ON THAT BRIDGE???"

Food for thought - "A foolish man tells a woman to stop talking, but a wise man tells her that her mouth is extremely beautiful when her lips are closed."

Monday, November 23, 2009

One Minute Wisdom.

Funny Love Quotes - "Put your hand on a hot stove for a minute, and it seems like an hour. Sit with a pretty girl for an hour, and it seems like a minute. That's relativity."- Albert Einstein.

Yes! This Quote strikes Deng Deng who wrote on the comment; "How long is the one minute? This might depend on either you are in side the toilet or you are outside the toilet."

Deng Deng is right. The one minute inside the toilet is long, whereas the outside one minute is terrible to withhold, when you could not locate one toilet.

Depending on how we apply our one minute time, the one minute sometime could be used to our advantages in life. In all my sales, i won't allow myself to proceed into the actual sales presentation which might take hours, unless i start with the one minute sales question first. My one minute sales could begin with an exciting and interesting question thrown to my listeners, "Do you have a million dollar in your account? If you don't, i have a simple way to create one for you. May i have one hour of your time to show it to you?"

To an inexperience young man who intends to date a pretty lady he likes, he has to try all ways and effort to win over her before she says a 'Yes!'. He needs much time to earn the one minute acceptance 'Yes'. Whereas a naughty wise man like me has to spend only one minute with this special lady who might be too willing to spend hours with me later. On seeing her i say, "My dear, you have two beautiful happy eyes. The eyes have a pathway which links to our heart where all loves reside. I can see so much of your heart through your eyes. If only you allow me to date you for a dinner, i will tell you all your passionate love from your heart."

For my readers who just merely took one minute to read this title, but it took me more than one hour to write this simple content and it took me a life time to acquire the Knowledge and Wisdom, so that i could Zen and share them with you. The One Minute Wisdom has to be earned in life.

"Is there such a thing as One Minute Wisdom?"
"There certainly is,"said the Master.
"But surely one minute is too brief?"
"It is fifty-nine seconds too long."

Sunday, November 22, 2009

Law of the Garbage Truck

A story shared by one of my childhood friend, Tan Chan Keow...

One day I hopped in a taxi and we took off for the airport. We were driving in the right lane when suddenly a black car jumped out of a parking space right in front of us. My taxi driver slammed on his brakes, skidded, and missed the other car by just inches!
The driver of the other car whipped his head around and started yelling at us. My taxi driver just smiled and waved at the guy. And I mean, he was really friendly.

So I asked, 'Why did you just do that? This guy almost ruined your car and sent us to the hospital!'

This is when my taxi driver taught me what I now call, 'The Law of the Garbage Truck.' He explained that many people are like garbage truck. They run around full of garbage, full of frustration, full of anger, and full of disappointment. As their garbage piles up, they need a place to dump it and sometimes they'll dump it on you. Don't take it personally.
Just smile, wave, wish them well, and move on. Don't take their garbage and spread it to other people at work, at home, or on the streets.

The bottom line is that successful people do not let garbage trucks take over their day.
Life's too short to wake up in the morning with regrets, so ... Love the people who treat you right.

Pray for the ones who don't.

Life is ten percent what you make it and ninety percent how you take it!

Have a blessed, garbage-free day!

Have a very nice and wonderful day!!!

Saturday, November 21, 2009

Keep your motor running.


The marriage of an 80-year-old man and a 20-year-old woman was the talk of the town.

After being married a year, the couple went to the hospital for the birth of their first child. The attending nurse came out of the delivery room to congratulate the old gentleman and said, 'This is amazing. How do you do it at your age?' The old man grinned and said, 'You got to keep the old motor running.'

The following year, the couple returned to the hospital for the birth of their second child. The same nurse was attending the delivery and again went out to congratulate the old gentleman. She said, 'Sir, you are something else. How do you manage it?'

The old man grinned and said, 'You gotta keep the old motor running.'

A year later, the couple returned to the hospital for the birth of their third child. The same nurse was there for this birth also and after the delivery, she once again approached the old gentleman, smiled, and said, 'Well, you surely are something else! How do you do it?'

The old man replied, 'It's like I've told you before, you got to keep the old motor running.'

The nurse, still smiling, patted him on the back and said: ......
Well, I guess it's time to change the oil. .....
This one's black.

Funny Love Quotes - "Put your hand on a hot stove for a minute, and it seems like an hour. Sit with a pretty girl for an hour, and it seems like a minute. That's relativity."- Albert Einstein

Friday, November 20, 2009

Chunk the rubbish and keep the apples.

Selling tips...

An intelligent and beautiful agent asked this question. I had a female prospect, 51 years old and still remain single. She is over-weight at 100 kgs with height at 5 feet. Currently on medication for high blood and diabetes. How can i get the company to insure her? Shall i reveal all her medical history to our underwriter?

Another soft spoken lady agent asked. When i meet prospects who don't respect me and take me for granted, what are the best ways to overcome this situation?

Most frequent question asked by the male agents... my clients are irresponsible. They always miss paying their premium, ending with high lapses over my sales. Though appointments were fixed, they aren't punctual or sometimes they failed to remain in their office to meet us.

To answer all the above questions, firstly i have to remind all my fellow colleagues. Being intelligent alone isn't enough in our work, we have to be smart to overcome all the uncertainties. Intelligence to learn the trade and smartness keeps us longer in this challenging business.

A friendly advice to that intelligent lady agent who had a case in hand. The fat female prospect could be your friend but she should not be your client. As an agent, you have to protect our principle company first and second to take care the interest for all your clients. As this prospect has very high risk with her health, the chances for her to be insured with a favourable cover is tough. You have to disclose all medical information to be fair to both parties concern. If i were you, i won't be wasting too much hope and effort on cases which i consider bad and risky. My principle in selling, "Buy insurance when you need it, coz when you need it, you can't buy."

In order to sell effectively and successfully, and to be able to remain permanently in our career, the first important golden rule is to screen, select and qualify all our prospects before making them our clients for the future. I have to be comfortable with my prospects first before i allow them to be my clients. Meaning.. prospects have to respect who i am and also i could feel they are equally comfortable with me. As long as they respect me, i believe with my skill and knowledge, i could change their attitude of mind from bad to good, or negative to positive or even irresponsible to be more responsible in person. Without the respect, i don't think trust and value could be developed within the both clients and agent relationship.

Next, do you have this special skill to feel with their presence whether the prospects have the potential to grow? The face could reveal much about a person value. The eyes tell all about his heart and mind. His words and thinking reflect his dreams and desire to live. I prefer to deal with clients who could grow and be successful in the long run. Their success helps me to grow stronger as well.

Our country has 27 million population and within our city, Kuala Lumpur we have 3 million people. I know very well, i cannot be serving all 27 or 3 million people but i am sure i could do a good job by serving only 1000 clients. However i make certain these 1000 customers are the best who like and love me a lot. Today each year on average 100 of them make me happy by taking new policies with me. You think i am lucky! Yes! Because i selected the ideal clients many years ago. I chunk the rubbish and keep the apples.

To that intelligent and beautiful agent i say...yes you are intelligent but you are not smart. You are too hunger for sale when you have forgotten there are still many apples for you to pick. If you continue to add more rubbish into your sales, in no time stress and pressure would overule you with problems. Selling life insurance is a long term career which requires fun and pleasure. Unless you take my advice as to follow the golden rule, selling would be tougher and more diffcult soon. I wish you best of luck.

Food for thought - "Wisdom is meaningless until your own experience has given it meaning and there is wisdom in the selection of wisdom." - Bergen Evans quotes

Thursday, November 19, 2009

Simplicity sells.

Selling tips....

Linn, one of our customer support executive was kind enough to call my mobile phone. She knew i was trying to make a quotation for 10 million life insurance cover, and our system in my office could not cater my need. I had to give all the necessary details to her before she could assist me to get the exact premium and layout from Singapore. What a joke was that!!!

Twenty five years ago without computer, all our quotations were calculated manually. We could get to the exact amount immediately with our rate book which we carried all the time. Today everyone is so dependable with the computer, we have forgotten how to compute ourselves. What a shame! That's including myself. Things change so fast and rapid, we hardly have time to cope up and understand all the benefits and plans. I guess most of our agents are merely guessing their work because even the management staffs are also not sure of all the changes happening at this moment of change.

I told Linn, selling to strong and wealthy prospects is different from wage earners' buyers. Rich prospects are always busy and they seldom allow us much time to present our proposals. They are intelligence and sharp in mind. In order to sell a bigger plan to them, the plan has to be as simple as possible. If one could present with just one page presentation, they would take you as smart and efficient as well. So sad! Today the smart Alex in the company created all sort of options and fanciful benefits to try and make thing marketable and attractive.

Comparing to wage earners' prospects, they have more time to discuss business. They are prepared to sit down with our agents to go in details. However with so much to explain and so many pages from the quotation, i wonder whether they really understand in full. More so if the agents are relatively new in this profession.

Linn had time to listen. We spoke for half an hour over the phone without hesitation to share and learn. I told Linn before she put down her call. I could speak long enough with you because you are only an employee of our company, when you know i have the confidence and attraction. If you were the CEO, you might not allow me to speak this very long. Right? Unless i could be precise and straight to the point to benefit this important person. Selling life insurance is to the same. Either you make the plan simple or you try to confuse by being too comprehensive. I still prefer the simple plan. What say you there?

To my fellow colleagues in our industry - “Everything should be made as simple as possible, but not simpler.” - Albert Einstein quotes.

Wednesday, November 18, 2009

Unbelievable but true

I could not stop laughing when Ranjit forwarded this cartoon to me. Not too long ago, i was introduced to an unique man who was born with a double barrel. No joke! The day his mother gave birth to him, she realised her baby had two little penis instead of the normal one. Both parents were surprised and wondering whether the child should keep two or to remove one away by operation. The attending doctor wasn't sure which organ was the real or the functional one, suggested to delay the correction until when the child is older. Amazingly both organs were growing well to be usable. The lucky child was allowed to keep his double barrel for forty years until today.

According to him, he could not get marry because he has too many lovers who refused to let him sticks to only one official woman as wife. They can't resist not to have his special tools, especially after trying once with him. All men has only one but he has two which makes the great different. Now you know why i laughed over the above cartoon, an alien who has four. U say i am naughty! Well my story is true and i am sure you are also laughing as well.

My belief - "I've learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel." - Maya Angelou quotes

Tuesday, November 17, 2009

Too much or no sex is also a problem.

Are you in love? Good! I hope you won't fall into such unpleasant occurrences like these following two couples.

FS and WI were madly in love. FS is a simple and unambitious man, whereas WI is loving and a passionate lady. To FS sex is his top priority, and WI being her partner obliged willingly at the beginning of their romance. However FS with little understanding of love, did not spend enough time to care and provide the affection for her. He didn't know she wanted more of his attention, a bit of his financial support, and to have more time to accompany her. What FS did was a good sex maker for the lady only. Everything has a limit, including too much of sex. WI wasn't happy and FS didn't even know. Out of frustration, WI disappeared from FS recently. I think the man had lost a loving woman.

Next! RT and CP were equally crazy for each other. RT is a caring and responsible man, whereas CP is a ambition and sociable lady. RT with his understanding, provided and gave the best to CP. He tried in every way to make his woman happy. His time and attention was always ever ready for her. However CP with her ambitious dreams was constantly needed by many. She is a lady who likes to please and oblige those she encounter. With her tight schedules and appointments, she had forgotten to spend time to make love with RT. She did not even know the man was unhappy and unsatisfied, because everything has a limit. Including no sex! Out of frustration, RT locked his mobile phone and disappeared too. I think the woman had lost a caring man.

For those who are still in love, please don't take love for granted. Understand the behaviour of man and woman. "Man has only One important need, whereas woman has Ninety Nine". To love your man, please fulfill his urgent need first and he would be too happy to provide your ninety nine other needs. To love your woman, don't forget what she likes best and in turn she would give what you like most. Unless you could accept these as facts of life, falling in love and holding it there won't be easy for sure.

Ninety-Nine Quotes - "Genius is one percent inspiration and ninety-nine percent perspiration" - Thomas A. Edison

Monday, November 16, 2009

OSHO on comparison.

With permission from this reader, the comment is worth sharing................

DengDeng has left a new comment on your post "Offer sincere compliments.":


Some girls do not know how to appreciate men's admiration due to they lack of wisdom, self-confidence and self-esteem. This is the most 'ugly' woman/girl from my point of view.

Many people like to compare themselves with others. I like the teaching of OSHO on the comparison.

Comparison brings inferiority, superiority. When you don't compare, all inferiority, all superiority, disappears. Then you are, you are simply there. A small bush or a big high tree--it doesn't matter; you are yourself. You are needed. A grass leaf is needed as much as the biggest star. Without the grass leaf God will be less than he is. This sound of the cuckoo is needed as much as any Buddha; the world will be less, will be less rich if this cuckoo disappears. Just look around. All is needed, and everything fits together. It is an organic unity: nobody is higher and nobody is lower, nobody superior, nobody inferior. Everybody is incomparably unique.
Osho The Sun Rises in the Evening Chapter 4

Who ever told you that the bamboo is more beautiful than the oak, or the oak more valuable than the bamboo? Do you think the oak wishes it had a hollow trunk like this bamboo? Does the bamboo feel jealous of the oak because it is bigger and its leaves change color in the fall? The very idea of the two trees comparing themselves to each other seems ridiculous, but we humans seem to find this habit very hard to break. Let's face it, there is always going to be somebody who is more beautiful, more talented, stronger, more intelligent, or apparently happier than you are. And conversely, there will always be those who are less than you in all these ways. The way to find out who you are is not by comparing yourself with others, but by looking to see whether you are fulfilling your own potential in the best way you know how.


Thank you DengDeng.

Sunday, November 15, 2009

Can't be asking for more.

Are you complaining the car you are driving is uncomfortable? Oh Yes! This reminded me that one of my dear who is driving a Kia Rio currently is unhappy with the model. Though is only three years old, she said the car is small and difficult to get in. Then another honey who is driving a Nissan is planning to buy a sport car of her fancy. Yes! Talk to any lady agents, they would have their dreams to possess expensive cars. They would never be satisfied of what they have at the moment.

To those who are not contented of what they have now, please look at the picture posted again. You are demn lucky to have a car to move around. Not this poor lady who rides on this train journey home. Do you still want to ask for more?

Food for thought - "We tend to forget that happiness doesn't come as a result of getting something we don't have, but rather of recognizing and appreciating what we do have."
Frederick Keonig quotes

Saturday, November 14, 2009


Weekend laugh....

A young man went to his father one day to tell him that he wanted to get married.

His father was happy for him. He asked his son who the girl was, and he told him that it was Samantha, a girl from the neighborhood.

With a sad face the old man said to his son, ''I'm sorry to say this son but I have to. The girl you want to marry is your sister, but please don't tell your mother.''

The young man again brought three more names to his father but ended up frustrated because the response was still the same.

So he decides to go to his mother. ''Mom I want to get married but all the girls that I love, dad said they are my sisters and I mustn't tell you.''

His mother smiling said to him, ''Don't worry my son, you can marry any of those girls. You're not his son."

Do you know - "Women react differently: a French woman who sees herself betrayed by her husband will kill his mistress; an Italian will kill her husband; a Spaniard will kill both; and a German will kill herself." - Bernard Le Bovier Fontenelle quotes

Friday, November 13, 2009

Offer sincere compliments.

Everyone likes to be appreciated, admired and complimented. Nobody likes to be criticised, condemned and ill-spoken directly. Especially those who are involved in marketing and selling should know.

Few days ago, i met one of my girlfriends buddy who is engaging in health food products. The minute she came over to our table, I greeted her politely with these few words, "Have not seen you for quite awhile, you look charming and sexy. With your beauty and fairness, all men would fall for you." She did not know how to appreciate my admiration but instead she replied, "I am not pretty lah! Your girlfriend here is more sexier." I shook my head!!! She should have said 'Thank You' rather than comparing with her friend.

Now her turn to speak, "Have not seen you for a few months, you have gone thinner. You look older this time with the grey hair shown by the side." I was holding my breath and was wondering whether she was telling the truth. In fact this morning over at my gym when i was doing my work out, i had weighted myself and realised i have put on some kgs in fact.

The next half an hour wasn't a pleasant conversation with her. She argued and criticised all the time. Came the home turn, when i think she finally wanted to introduce her health products, she tried by adopting a frightening approach on me. She looked straight on my face and said, "You have an unhealthy facial line below your ear. You look very haggard." That really blew me up! I stood up and said, "I really don't understand what your intention is but i don't intend to talk with you anymore. You had been condemning me since the beginning."

She had lost a potential client and a friend. According to her girlfriend, this is the way she had been marketing herself. I wonder how she could survive in this competitive world without the sweetness of words to offer.

Food for thought - "There is no effect more disproportionate to its cause than the happiness bestowed by a small compliment" ~ Robert Brault

Thursday, November 12, 2009

She doesn't pick my calls and i am so sad.

Falling in love is nice but to hold on with the love needs a lot of patience and understanding. All lovers have to go through a path of pleasure, anger, hatred, argument, conflict and pain. Most young and immature lovers with little understanding of romance could easily fall into an unpleasant confrontation when misunderstanding occurred. They might not know how to overcome it.

I have a good male friend who just called me for some advices. His message stood as "If a man calls a woman and she doesn't want to pick up or switch off the phone, does that mean she doesn't want to be disturbed or she needs a space for herself...or she hates him..."

With that statement i guessed he must be quarrelling with his recent found girlfriend. Right?

My reply was "She hates you, she loves you, she doesn't know what to say to you, she is too angry, she is also happy that you called, she is confused, she wanna to cool down herself, she needs space, she has her ego/ pride... all kinds of feeling."

My inexperienced friend asked further "Does the man needs to continuously call and text her, and to show he cares and is serious to her, or just give her the time to relax her mind."

My next reply "Yes and no! Yes..continue to text and to call. Text sweetly and speak calmly because it shows you are serious. No.. don't buck her, give her space, let her cool down because if both parties are angry, sometime we might say the wrong thing and it might hurt her more, which you don't mean to be. Well! Its tough ya to be in relationship."

Please don't laugh! This is what he wrote finally..."Ya lah! Headache and heartache because half of my heart has given to her. That's why it's hurt. Half gone and half is with me..can't work and think at the moment."

My story speaks it all. Don't take love for granted, if you have one...for goodness sake, please appreciate it and make the best of what you have. Otherwise you might stand to have a lovesick.

To my little darling - "I love you not only because of who you are but also because of who I am when I'm with you."

Wednesday, November 11, 2009

I learned kindness & humbleness from the poor.

Rinnie is a single mother to a six years young daughter. Under pressure as her tutorial class isn't doing well lately, she wonder whether to send her child to the private school next year. She is currently residing in the upper class neighbourhood where all children are studying in the so called elite schools around the area. However she knew the educational fees aren't cheap, and she is financially tight at the moment.

I related my personal experience of raising my own three sons. When my two elders kids were young, i wasn't selling insurance yet. As a wage earner, i had never dreamt to send my sons to the private school, because i knew i just could not afford it. From standard one right up till form five, they were studying eleven full years with our National Government Schools, which was free in educational fee. Most of the children were from the middle and lower income families. I could remember those days, how my two boys could see their classmates suffering without breakfast and yet had to attend classes with empty stomach. They learned to share food with their friends. They were much luckier because they had food first before going to school. Their mum would pack for them breads and a bottle of juice each while studying. We were not rich either, but at least they were a bit better than most of the other students. Finally when they had a chance to study abroad thirteen years later, they had developed the right attitude of mind to be kind, humble, responsible, willing to help and was never selfish.

My third son was nine years younger than his elder brother. When he was born , i took up selling life insurance, which gave me a chance to improve my earning. Later when he started to go to school, i made a mistake by sending him to the private school. All the students from his school were from extremely rich families with status. Without us realising, he was learning to compare the best of everything. The children were chauffeured driven and came with bodyguards and maids. Their bags and clothing were branded, and the pockets were always loaded too. By the time he was fifteen, he had developed an inferior complex with a negative mind. It took me years later to change his character and behaviour. Though i had spend much on him in the private school, it did not help to build his character as i expected. As a student he is intelligence but i prefer a son who should be kind and humble rather than boastful and irresponsible. I had learned my lesson the hard way.

With my story being told, Rinnie was convinced and enlightened. She said, "I will send my daughter to the Government school to learn the truth of life when she is still young."

Food for thought - “A mature person is one who is does not think only in absolutes, who is able to be objective even when deeply stirred emotionally, who has learned that there is both good and bad in all people and all things, and who walks humbly and deals charitably”
Eleanor Roosevelt quotes.

Tuesday, November 10, 2009

I am a preacher of life insurance.

Selling tips...

Eric was only two when his father bought him an educational plan through me. This month Eric will be turning 21, standing at six feet three inches, when his plan is maturing. I instructed our company to handover the maturing cheque to me, so that i could personally deliver to the family.

I purposely called Eric's mother towards the evening when the entire family would be back home. Edison, the father is currently working in Jakarta won't be there. Two younger sisters, Eric and the mother were all in the house when i dropped by. The mother was extremely happy to see me because she knew i was bringing a big fat payment for them.

This was my exact words for the family. "Is too happy and joyful for me to come today. I had waited for today because eighteen years ago i promised your dad, no matter what happened, i would be the guardian to Eric. As long as Edison is around, i would encourage him to save for the purpose of the educational planning for his son. The journey of these 18 years was not easy. There were the up and down parts of life, when the father found it difficult to continue to pay for the premium. Together with both parents, we made good the differences and they managed to complete the full eighteen years program. I am glad all of us are still alive, and being i am the servicing agent, i am too proud to hand the educational fund for Eric to continue his degree. Eric, it was not easy for your dad to walk these 18 years of life. He had been working very hard because he loves the entire family. He wants to give the best to you, especially you are his only son. I sincerely hope, you would appreciate your dad's effort by making sure you would do well in your studies. Your dad had saved 18 years for you with this plan willingly. Your parents would be proud of you, if you could also save like them when you are working next time after completing your education. Would you Eric?"

Eric was brave to approach me with a firm handshake, acknowledged with a positive yes. The mother was smiling and the sisters were listening. Two days later, Edison called on the telephone to thank me for my fatherly advices and encouragement to his growing son. He said i am not only an agent but rather as a good friend and now as more like a member of the family. He believes God has sent me as an angel to enlighten the family. Yes! Life insurance agent is like an angel if they could sell and preach insurance like a religion.

Food for thought - “A preacher must be both soldier and shepherd. He must nourish, defend, and teach; he must have teeth in his mouth, and be able to bite and fight.” - Martin Luther quotes.

Monday, November 09, 2009

For whatever happened, there must be a reason!!!

The recent sudden death of my good friend, Ihsan has been a sorrow for everyone. His mum and sister are mourning for his soul. They cried to asked, "Whose fault? God or me, the mother? He is such a good, intelligent, God fearful and kind hearted son, and yet has to die at this young age of 22!!!"

His girlfriend who loves him so much yearned speechlessly. She only cried with this word, "Why?"

One of his friend, Renuka commented, "My two close friends are his cousins...we were having so much fun on that day doing assignments. that night i received a call from her about the incident.. i still could not believe why all this are happening..his mother and Sharifah are left alone.How the mother going to raise the kid?Life is so unpredictable..."

Deng Deng commented, "We dunno what is right and what is wrong until our last breath.....~"

Wan said, "I feel sorry that you have lost a friend, who is much like a son to you.It is God's Will to take him away, and I do believe that it is also God's Will to make you such a wonderful friend to others.Please send my condolences to your grieving friends."

I hadn't been sleeping well this past week too. I had been searching for the truth of what had actually happened. I always believe "For whatever happened, there must be a reason." I just could not accept the fact of fate or God's will.

This unexpected death of Ihsan taught me some facts of life. To live in this world, one has to gain the three important thoughts of life. We need the Spiritual guidance, The Power of Knowledge and Wisdom of Life.

The spiritual path gives us the inner peace and strength. God has been kind to man. He has created the world, making us the most intelligence of all creatures on earth. Animals cannot think like us. Human being has the brain to think. Today man has discovered and invented things beyond our imagination of Adam's days.We definitely have the power to gain knowledge and to experience the understanding 0f life comprehensively. For HIS gift of life, we just have to pray to HIM whole heartily and unconditionally without any expectation.

With the blessing from HIM, we seek our lives path by way of learning. The more knowledge we have, the stronger we grow. Ihsan was an intelligent boy who could do so much within a short period of time. Ever since his father passed away from a heart attack three years ago, he had to take over his family business. Not forgotten he was only nineteen then. He had to be a father to the family as well, because his mother was a typical illiterate housewife and a very young sister of four at home. With the encouragement from me, he continued to study for his degree. He still had time to write five blogs online. Prior to his death, he was also learning to fly with a private flying club. His credential proves he had intelligent knowledge.

Personally i believe acquiring knowledge alone is insufficient to walk on this unpredictable life as what Renuka had commented. Knowledge makes one smarter, and more knowledge gives you power too. Sometime more power makes one abusive, arrogance and self seeking. Unless one has the understanding of life, with too much of knowledge, one might turn to be careless and irresponsible. The understanding of life is the Wisdom of knowledge.Yes! Ihsan was a God fearing person who abides with all spiritual teaching. He was intelligence and smart, who was prepared to seek for knowledge. However he lacked the wisdom of life because he was not wise enough to decide what was right and wrong for that moment of time when he decided to fly. Wisdom of life could only be gathered when one has gone further into life or older in age. Ihsan was only 22, and he could not justify the risk involved when he took up flying. Should his father be still around, things would be much different. I am sure, his dad would not fund his flying lessons and would not let him fly being that he was the only son in the family.

When Ihsan took up flying, he managed to out talk his mum to allow him to take up this hobby and dream. He also pressed her to promise not to tell two persons about his flying. These two friends are Kabeer and Robert Foo. He was smart but not wise.

Conclusion; Ihsan had the spiritual and knowledge thought. The wisdom thought wasn't there to save him.Is definitely not God wishes because God is always kind. Is the human errors and mistakes that to be blamed.

How i wish i was there for Ihsan - "It is literally true that you can succeed best and quickest by helping others to succeed" ~Napoleon Hill

Sunday, November 08, 2009

I love, miss & need you.

Which of these three words you like most? "I love you" or "I miss you" or "I need you".

A mother would be happy, if the son said "I love you" to her. If the son said "I love you" to another woman, he needs courage to do so. Is also easy for the son to say "I miss you mum". But when the son says "I miss you" to this lady, they ought to be in love already. Mother would be more happier, if the son said "I need you mum". Now! When he is horny, he says "I need you" to his darling.

I think these three magical words have different meaning, and to be expressed at different mood and time. "I love you" could be spoken at anytime to show our affection and love. "I miss you" is indicating my desire is getting stronger for you. "I need you" is a positive confirmation for an immediate physical contact. To my little darling, i always love, miss and need you.

To those in love - "A day without you is like a day without sunshine... I miss you..."

Saturday, November 07, 2009

Italian Pregnancy

Is an old story worth laughing

An 18 year old Italian girl tells her Mom that she has missed her period for 2 months.

Very worried, the mother goes to the drugstore and buys a pregnancy kit. The test result shows that the girl is pregnant.

Shouting, cursing, crying, the mother says, 'who was the pig that did this to you? I want to know!'

The girl picks up the phone and makes a call. Half an hour later, a Ferrari stops in front of their house.

A mature and distinguished man with grey hair and impeccably dressed in an Armani suit steps out of the Ferrari and enters the house. He sits in the living room with the father, mother, and the girl and tells them: 'Good morning, your daughter has informed me of the problem. I can't marry her because of my personal family situation but I'll take charge.

I will pay all costs and provide for your daughter for the rest of her life. Additionally, if a girl is born, I will bequeath a Ferrari, 2 retail stores, a townhouse, a beach front villa, and a $2,000,000 bank account.

If a boy is born, my legacy will be a couple of factories and a $4,000,000 bank account.

If twins, they will receive a factory and $2,000,000 each.

However, if there is a miscarriage, what do you suggest I do?'

At this point, the father, who had remained silent, places a hand firmly on the man's shoulder and tells him, 'You try again.' and the mom fainted...

Specially to women - "A baby is something you carry inside you for nine months, in your arms for three years and in your heart till the day you die" - Mary Mason

Friday, November 06, 2009

What is a good friend?

While walking into Hanafiah's office this morning, he introduced me to one of his associates. "This is Robert Foo, my good friend."

To make the conversation interesting and meaningful, i threw them this question. "What is the different between a friend and a good friend?" They stared with puzzle at each other!! Knowing they were not sure I asked the permission to explain.

A good friend is one who will not be afraid to say you are wrong. Mere friends would always say you are right, no matter whether is right or wrong. It takes a lot of guts and frankness to tell the truth, especially the bad part of another friend. A good friend would try to correct, change, support and assist willingly without expectation from the other parties. Hanafiah is a great guy who is successful in his business but when he misbehaves, i will not be afraid to tell him directly on his face. Because of my sincerity and courage, we have been good friends for more than fifteen years. So the next time, a friend tells you are at wrong, mark my words that particular person is your good friend.

Nice Friendship Quote : "A true friend is someone who thinks that you are a good egg even though he knows that you are slightly cracked." -- Bernard Meltzer.

Thursday, November 05, 2009

I have an understanding & responsible son.

Over the phone, i had a warm chat with Sheik Jameel. He is the eldest child of my good friend, Kabeer who recently has taken a back seat after working for more than forty years in the book business.

This was my conversation with him. "These few days i had a chance to be with your father who spoke so highly of you. Not only are you a hard working son, you have the intelligence and the understanding of life. Though your dad hadn't requested any assistance from you, you took the initiative to shoulder all the family expenses and needs. Now that your dad has retired, it won't be easy for him to pay all the necessary bills. He has been a responsible father and husband to the family, and he feels so happy to have you to replace his role now. You have certainly relieved his responsibilities, making him a satisfied and contented person. Though he might not tell you in person, he is extremely proud to have you as a supportive and a caring son. His sweat and toll for all these years are worth the while. And i am equally happy for both father and son."

Jameel was speechless while listening my compliment. By his sounding and confirmation, i am sure he is the happiest man at the moment too. His dad appreciated the son action by keeping silently in his heart, and i admired them by relating his appreciation out.

William Arthur: Appreciation Quotes
"Flatter me, and I may not believe you. Criticize me, and I may not like you. Ignore me, and I may not forgive you. Encourage me, and I may not forget you."

Wednesday, November 04, 2009

Just bring home the degree.

Kumar is a proud father of three loving children whom i have seen them grown since babies. Neeray the eldest boy has just came back from Russia to become a qualified medical doctor. The entire educational funding was provided by his father who has been working very hard for the past thirty years. Is not easy to work and save sufficiently for the children, and i am glad Kumar had did his best to fulfill the children dreams. I understand them very well because i am the life insurance agent for the family.

His second son Nishant has just left for London last month to take up law. I know he would definitely be a successful lawyer when he returns in three years time. Today is his birthday. With the new hand phone number given by his dad, i sent him this message. It was written as; "Hi Nishant. Three things my sons promised me before they left to study in England 18 years ago. First...don't bring home a white woman. Second..don't bring home the HIV. Last..only bring home the degree. And you will make your dad & mum the happiest people on earth. Happy Birthday today and have a fun fun day. Robert Foo."

Nishant is an intelligent boy and i am sure he knows what i meant. He replied with a big Thank You. Specially for Kumar and his family - "A man who has never gone to school may steal from a freight car; but if he has a university education he may steal the whole railroad" - Theodore Roosevelt (1858-1919) American president

Tuesday, November 03, 2009

My hobby is talking.

"Hey Robert, you dress smart today. Are you going to work now?"

I normally replied; Work has never in my mind. I have turned working as my hobby. My hobby is talking and selling life insurance allows me to talk until the last day of my breath. No joke! I can talk endlessly, if there is someone who is prepared to listen. One of my most admirable listener is my little darling who loves to talk with me. We can be spending hours, days or months talking and yet we still have things to talk. My favorite topic is Love, Romance & Sex. Is a beautiful and interesting subject, because everything we do is almost related to these three words.

Talking is fun. Talking is also free. Talking allows me to get involved with other listeners. Talking can inspire and motivate. Talking connects me to everyone who needs my assistance and advices. By talking i understand my listeners much better. I earned my respect and trust by talking effectively. I had helped thousand of people by talking and solving their problems. You said i am working. Certainly not because i am really have fun and having a good time by talking to all those i meet everyday, whether they are strangers or friends.

I almost forgotten to mention. My second interest is to make people happy for the rest of my life and i have found it by selling life insurance.

I had learned from Pearl S. Buck who said "The secret of joy in work is contained in one word - excellence. To know how to do something well is to enjoy it."

Monday, November 02, 2009

I want to touch your heart.

Hi everyone.

The story goes that some time ago a man punished his 5-years old daughter for wasting a roll of expensive gold wrapping paper. Money was tight and he became even more upset when the child used the gold paper to decorate a box to put under the Christmas tree.

Nevertheless, the little girl brought the gift box to her father the next morning and said, This is for you, Daddy. The father was embarrassed by his earlier overreaction, but his anger flared again when he found the box was empty.

He spoke to her in a harsh manner, Don't you know, young lady, when you give someone a present there's supposed to be something inside the package?

The little girl looked up at him with tears in her eyes and said, Oh, Daddy, it's not empty, I blew kisses into it until it was full. The father was crushed. He fell on his knees and put his arms around his little girl, and he begged her to forgive him for his unnecessary anger.

An accident took the life of the child only a short time later and it is told that the father kept that gold box by his bed for all the years of his life. And whenever he was discouraged or faced difficult problems he would open the box and take out an imaginary kiss and remember the love of the child who had put it there.

In a very real sense, each of us as human beings have been given a golden box filled with unconditional love and kisses from our children, family, friends and God. There is no more precious possession anyone could hold.

Specially to Kadija who misses Ihsan so much - "Apologizing does not mean that you are wrong and the other one is right...It simply means that you value the relationship much more than your ego ..."

Sunday, November 01, 2009

Different ethnic values.

First date: You get to kiss her goodnight.
Second date: You have a good grope and make out a bit.
Third date: You get to have sex but only but only when she wants to and only in the missionary position.


First Date: You both get blind drunk and have sex.
Second Date: You both get blind drunk and have sex.
20th Anniversary: You both get blind drunk and have sex.

First Date: You take her to a play and an expensive restaurant.
Second Date: You meet her parents and her Mum makes spaghetti & meatballs.
Third Date: You have sex, she wants to marry you and insists on a 3-carat ring.
5th Anniversary: You already have five kids together and hate the thought of having sex.
6th Anniversary: You find yourself a mistress.

First date: You get to buy her an expensive dinner but nothing happens.
Second date: You buy her an even more expensive dinner. Nothing happens again.
Third date: You don't even get to the third date and you've already realised nothing is ever going to happen.

First date: Meet her parents.
Second date: Set the date of the wedding.
Third date: Wedding night.

First Date: You get to buy her a real expensive dinner.
Second Date: You get to buy her and her girlfriends a real expensive dinner.
Third Date: You get to pay her rent.
Tenth Date: She's pregnant by someone other than you.

First Date: You buy her an expensive dinner, get drunk on Tequila, and have sex in the back of her car.
Second Date: She's pregnant.
Third Date: She moves in. One week later, her mother, father, her two sisters, her brother, all of their kids, her grandmother, her sister's boyfriend and his three kids move in and you live on rice and beans for the rest of your life in your home that used to be nice, but now looks like a home in the back streets of Cancun.

First Date: You will have to spend all your money to impress
Second Date: You will take a loan to keep the image
Third Date : Your are broke, she finds someone wealthier

First Date: Mother, Father, Brothers, Sisters, Cousins, Aunts, Uncles, Friends and entire Arab community finds out.
Second Date: Guy is shot dead. No 3rd date required!
I strongly believe in this phrase - "If women didn't exist, all the money in the world would have no meaning" ~Aristotle Onassis.