7 shocking things that shorten your life span........................

No1. sense of humor

You know how people always say "laughter is the best medicine?" Turns out they're telling the truth. A study carried out by Sven Svebak at the Norwegian University of Science and Technology, which covered 54,000  subjects, found that people with a high capacity for humor were 35 per cent more likely to be live longer than people who ranked at the bottom of the humor scale. If you are planning to go through life keeping laughter to a minimum, you'll be missing out on health benefits such as stress reduction, immune system improvement, and increased blood flow, which could reduce your life expectancy when compared to your chuckling peers.

2. Flying
It's been proven that taking regular holidays is a stress busting health booster, but it seems the way we travel to those holidays isn't quite as healthy. In fact, flying can be downright bad for you. It's already been proven by the Association of Flight Attendants that people who have careers in the aviation industry are more at risk of dying from cancer, and now it's become apparent why. According to physicist Robert Parish, when you reach the average cruising altitude of 39,000  feet in a plane you are subject to 64 times more radiation than at sea level due to cosmic rays, which over time can seriously affect your well being.

3. Nasty co-workers
You know that person who you can't stand at work? As if things weren't bad enough already, they're actually shortening your lifespan.
Researchers at Tel Aviv University found that a person's colleagues have a significant bearing on their wellbeing, with friendly and supportive co-workers leading to lowered stress levels and a reduction in blood pressure and cholesterol.
People at work who cause arguments and don't share the workload equally have the opposite effect, causing stress and subsequently a higher risk of dying amongst their colleagues. These negative effects were most obvious in subjects between the ages of 38 and 43, so if you fall into that bracket it might be time to bury the hatchet with your work enemies.

4. Retiring
Retiring is often the light at the end of the tunnel for stressed workers, especially for those who have saved all of their life so that they can do it earlier. Sadly, that lifetime of financial sacrifice is leading to a shorter lifespan according to research carried out by Shell Health Services. The study discovered that people who retire at 55 on average died younger than those who waited until they were 65.
John Rother, chief lobbyist of the American Association of Retired Persons, explained it rather bluntly by saying "you use it or you lose it" - by retiring early, your body misses out on its daily dose of activity and you gradually become more unhealthy.

5. Not drinking alcohol
We're always told to cut back on how much alcohol we drink, and rightly so - excessive alcohol consumption can severely damage your health. However, go to the opposite end of the drinking spectrum and you could be in even more trouble than heavy drinkers. A study at the University of  Texas found that non-drinkers have a lower life expectancy than people who drink a moderate amount, and in some cases even lower than heavy drinkers. This is partly due to missing out on the health benefits associated with alcohol. Alcohol (in sensible amounts) helps to protect against heart disease, and decreases the likelihood of Alzheimer's and dementia through improved neuron function in the brain.

6. Sleeping too much
Getting enough sleep is important when it comes to good health, so surely the more shut-eye you get  the better,  right? Wrong. Consistently going too far over the recommended eight hours can negatively affect your health according to a study conducted by RealAge.com. The findings showed that participants who slept for more than nine and a half hours a night suffered from a staggering 60 per cent increase in heart disease, and a higher mortality rate when compared to people who stick to the recommended amount. As well as heart disease, over-sleeping has also been linked with a whole host of health issues, including obesity, diabetes, headaches and depression.

7. Not having sex
Sex is good for you. Is anyone still here? For those of you who haven't frantically run off to tell a significant  other the  good news, we'll explain why. The British Medical Journal conducted a sex survey and found that men who didn't have sex at least once a month experienced twice the mortality rate of those who were getting lucky once a week. It's not hard to see why this is the case - having sex burns kilojoules, lowers blood pressure, boosts the immune system, and much, much more. A study at Duke University also backed this up, finding that women who had enjoyable sex lives lived eight years longer than those who didn't. 

The above info was given to me by my eldest son. I fully agreed to all those facts and I like the number 7 pointer. Thank you Alvin.

How compatible are you with your partner...........???

I read a recent news from the paper recently. A survey was done in China with many millions of single man and woman not getting marry. They group them into four levels of intelligence as A, B, C and D. The A male courts for the B female, B male for the C, and the C male for the D female. The problems come when A woman has no proper eligible male candidate. And when a D man might find difficulty to look for another lower rank of woman. 

Having a chance to view the above cartoon, I fully agree with those facts laid. 

If you are one couple who isn't happy with each other at the moment, then it is high time both of you who should access your level of intelligence. Are you the males who are lower ranking than your partners or are you the females who are highly more successful than your man??  Problems right!!!

Physiological word............................................

I found this poster hanging on the wall while dinning in a cosy restaurant. It amazed me when I applied what was mentioned on top. Don't believe me, try it yourself please. Would appreciate, if you could let me know the outcome too. 

Don't take things for granted.........

Is getting marry the passport to permanent happiness? 

This was the question many young couples asked me. The best answer is the simple chart posted above. If any readers disagree, please tell us.

Test how fast is your right brain............

THE  TRICK: FIND THE MAN IN THE COFFEE BEANS: This is  bizarre - after you find the guy - it's so  obvious. Once you  find him - it's embarrassing, and you  think, 'Why didn't I see him immediately?'

Doctors  have concluded that if you find the man in the coffee beans in 3 seconds, the right half of  your brain is better developed than most people. If  you find the man between 3 seconds and 1 minute,  the right half of the brain is developed normally.  If you find the man between 1 minute and 3 minutes,  then the right half of your brain is functioning  slowly and you need to eat more protein. If  you have not found the man after 3 minutes, the  advice is to look for more of this type of exercise  to make that part of the brain stronger!!!

And,  yes, the man is really there!!

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Are you a good son???

Well! Seemed everyone isn't interested to live right up to 100, I might as well skip the subject for the time being. Yesterday while reading the paper, a piece of news really saddened me. The title was.... "Dying mum parts with last words on son who assaulted her: I will be back to haunt him."

You must read the rest here.... 

KUALA LUMPUR: A mother swore on her deathbed to never forgive her eldest son for killing her.

“She said she would come back to haunt him as a ghost,” said the woman's husband, who declined to be named.

The woman, identified as Liew, 59, died two days after she was beaten up by her 40-year-old son on Friday.

Although Liew and her son lived in the same house in Semenyih, they had a strained relationship.

Her jobless son would always ask for money from her and this often led to quarrels.

However, the argument that ended Liew's life was over something as trivial as air-conditioning.

He came home drunk at midnight and scolded his mother over the air-conditioning.

It is learnt that Liew lost her temper and caned her son who retaliated by pushing his mother to the floor and hitting her.

Liew managed to crawl back into her room and telephoned her daughter to take her to the hospital.

She was initially admitted to the Kajang Hospital, but her injuries were so severe that she was later transferred to Hospital Kuala Lumpur.

She fell into a coma and died on Sunday.

Her son has since gone into hiding.

Kajang Deputy OCPD Supt Azman Ayob said the post-mortem showed that Liew died from blunt force trauma.

“The case is being investigated as murder and we are looking for the son,” he said.

Oh my God! Is happening right at my City. How could the son killed his own mother? 

Please look at these two pictures. As they said, a picture is better than a thousand words. I wonder how many young man of today would still walk with his father to play games or how caring would be the grown up sons of today who are prepared to wash their ageing mother's legs. You tell me please?

Famous proverb - "When a father gives to his son, both laugh; when a son gives to his father, both cry"  ~William Shakespeare

How to live up to 100 years old... continue

Sorry everyone, especially Teamama for being so patience in waiting for my unfinished story. Usually every Friday, I would disappear with my little darling to distress ourselves. Is also one way to live longer, especially if one has exceeded the young age of 60. I'm already 66 and surely I cannot be working everyday without some fun towards the weekend. Now I'm back and ready to speak my mind. 

The last sentence I wrote was... I began to feel a little uneasy because 'The April 2013' was really bothering me. That was the last month the astrologer wrote on my exercise book, which I'm still keeping till today. I could still remember he said that there are nothing more to read after that. So! Imagine when I was at 50, looking at The Year 2013 was really not pleasant. What Teamama said of me as I am a very imagination person is true. I had a choice then to think happy or sad. If I kept thinking of that prediction was going to be true, I might feel sad. Using my creative thought, I told myself that I had to prove the prediction was going to be wrong. In order to work on it, I had to revert my faith and destiny. I could not let what The Astrologer said about my happening and life to come true. I had to change my character and personality. My heart and mind also had to be adjusted to feel differently.

When I was in the twenties and thirties, it was easy to learn from the many successful friends ahead of my age. I used to have many mentors who were in their forties and fifties who were teaching and guiding me to do well in life. But when I reached fifty, those who were in the sixties and above, were almost half dead or lifeless. They could be successful in their business and career, but by the time they touched 60, most of them lost their drive and energy in life. One of the main reason was ageing. They could be strong minded but with the many past years of neglecting their health and abusing it, many who had reached 60 became unhealthy and unproductive any more. I went around the coffee shops in the evening, I saw those bunch of old folks sipping tea and coffee, when they could only talk grand mother stories, while they were waiting for the dying day to come. Looking at them, I knew I would not get any tips and advices to live beyond 65 happily. At the gym in my club, I could hardly see any 60 and above members who were friendly and in tip top physical condition. Only a few would just ride on the bicycle leisurely for excising. Looking at all these senior veterans when I was 50 then, I told and reminded myself I would not be like them when I reached their age later. So! I had to learn and develop my way differently. 

The first thing I realised when one is getting older, he or she tends to become more serious in character. The older they are the worst they become. The seriousness make them more prideful, less friendly, unapproachable and easily get angry. If you are one reader who are still young, you might not realise it yet. Or perhaps you might agree with me, is not easy to reach up to those old uncles or aunties that you have. They seldom come to you and you are also afraid to talk nonsense with them. Right? And to those readers now, who are like my age might agree with me that you might be too prideful to approach the younger generation too. Even you might have the opportunity to speak with younger people, you might speak with authority and seriousness with them. 

The above is one typical observation I could analyse in the ageing process of most people. I told myself I would avoid it at all costs. From a soft spoken man I was, I began to open up more freely. The constant collection of quotes and proverbs, allowed me to speak with confidence.I added humour and naughtiness in all my sharing, especially interacting with those who were younger than me. I didn't wait for the younger people to speak first, but rather I was the first to touch their mind and later bonded them through their heart. The mixing with those who were younger than me, made me feel young as well. I didn't realise my charisma had also attracted many dears and darlings along the way. Yes! The young men gave me the youthfulness that inspired me, while those beautiful ladies made my heart so young too. With these energies and forces surrounding me, I gradually could feel enlighten with a light heart and my mind was constantly feeling happy and wonderful. This proverb is so true; "A Happy Heart Sees A Beautiful World."

Well! I have not finished yet. May you guys allow me to continue again later? Is getting late and tomorrow is another great day ahead. Remember, blogging is a two ways affair. I can express my mind but is also good if  you can share your thought with me too. Okay? 

How to live up to 100 years old... to be continued.

Is good to see my readers are still there for me. They gave me the inspiration, and without them for me to write continuously wound not be easy at all.

I was thinking Teamama was a grand mother, until when she took the trouble to email her concern for me. She scanned over her specimen signature with a few words written, and that was when I realised she is actually a young working mother with a positive driven personality, very responsible and a focused lady as well. Her hand writing reveals. Am I right Shaw?

Wan, a reader all the way from the East Coast will not fail to read my blog. He is a very supportive friend who loves his family very much. Thank you Wan.

An anonymous who just sounded with YyyyyyeeeaaahhHhhhhh on the comment column must be one of my darlings. Tell me who you are lah?

Mdkhan is one of my young client who really surprised me. I didn't know he is reading my blog too. Thank you for coming over young man.

Another great fun guy I just recently encountered is Bandit. He is one year my junior, all the way from The United States. I believe he is a God sent friend who always dare to tell what and how he sees in me. Though we haven't met before, I believe he must be more handsomer and more naughtier than me. We are both a rascal. Right Bandit? 

Tomorrow is Wesak day, a public holiday in Malaysia. I'm preparing to leave for a short break this weekend with little darling, Looking at my time now... Oh My God! It's already 12 in the nite. I still have not continued to write my unfinished story. Trust me! I will write when I return again. All from the heart because you guys really touched my soul. Good night!

How to live up to 100 years old?

Little darling asked, "What's your dream sweetheart?"

My dream now is to live up to 100 years old. That statement stunned little darling, who couldn't believe my words. I told her... many people would be just like her who won't believe that one can live up to 85 or 100. Most people think that it's almost impossible to live that long. How many centenarians are on this planet?

Let me tell you this true story. When I was a young man at 30, I was always very curious on palm reading and horoscope. There was a very famous astrologer in town who stationed himself in a 5 Stars Hotel. The paper was talking so much about him, and I felt that I should see him. I had to make a call through his secretary, who fixed an appointment when I had to wait for six months before I could see this great astrologer. Prior to the day, I had to provide all my personal details to her. I requested a whole life reading which costed me a few hundred bucks. On that day the intense reading took him 6 hours for him to read my so called 'faith of life', from birth to death. All the details were recorded and written on an exercise book. He indicated to me that after my reaching of 60 years old, I would be sickly and weak and my final destination of life on death is April 2013. At that time, when I was only 30 years old, the year 2013 was too far for me to look at. I thought 2013 when I would be 65 then, is good enough for me because I still have got 35 years ahead. Time flow rapidly! By the time I was 50, I realised 60 would not be too far away now. I began to feel a little uneasy because the April 2013 was really bothering me. 

I hope the story won't be boring to whoever are reading now. Shall I continue? If yes! Please let me know and I will relate how I overcome this prediction when I had to prove him wrong. Thanks God! Today is 23 May 2013 already.

How to learn to be smart.....

What's the difference between intelligence and smartness?

Intelligence is the ability to learn and smartness is the ability to apply what you have learned. Intelligence is easier than being smart because to be intelligent you just have to stored all you have learned in your mind. However to be smart, one has to learn as well as to apply what he has learned. You can be constantly learning and acquiring knowledge to be intelligent, but never take the initiative and interest to apply what have been taught or learned, you won't be be much smarter. 

An idea has been taught to you, and if you could apply it within the next 24 hours, that idea will become yours for life. Otherwise after the next 24 hours, the idea could just be stored into the inner brain. The more ideas you apply the more effective would be those ideas you have learned. With constant usage and applying, ideas become habits of one's character in life. End result will be termed as smartness of oneself.

So the next time, when you see something interesting or good, don't just put them in your mind, try to apply them immediately. Now you are at the first step to learn how to be smart. Not forgetting, the smart people are usually more successful and richer than those who are merely intelligent.  

Food for thought - “That’s what learning is. You suddenly understand something you understood all your life, but in a new way.” - Doris Lessing 

The manner of issuing a cheque justifies your sincerity...

In our country is a practice to issue post dated cheques in most business transactions. 

For example, a 30 or 60 days term bill is due and the shopkeeper has to make payment for it. A good boss might issue a current cheque to settle the bill immediately but a more smarter boss would issue a post dated cheque for another week or month. To the smart boss, he has considered that payment is made though cash hasn't be transferred yet. The delay of the post payment allows the business man to roll over his stocks and sales. Smart ah? However if you happened to meet another smart and cunning boss, the post dated cheques are always post dated on a Friday. Friday looks like a week day but it would take another 2 working days before the transfer is realised. So the receiver has to wait until next Tuesday to utilise the cash. 

In business is bearable to receive post dated cheques, for at least you have a cheque to hold your customers.   To me, when a friend is borrowing from you and he issues his personal cheque to honour his debts. Please look at the date he writes on them. From Monday to Thursday is considered as sincere that your friend is willing to repay his borrowing. But if the date is a Friday or the day is the eve of a holiday, it indicates that he still not willing to pay. Merely he just wants to delay further of his debts. It took me years to realise the behaviour of cheque issuing. 

Food for thought - "A friend should be one in whose understanding and virtue we can equally confide, and whose opinion we can value at once for its justness and its sincerity" - Robert Hall 

How do you judge the success of a life insurance agent???

Buying tips...

One of my regular readers wrote on his comment....

Mr Lonely said...

harlo robert, long time no see, have you heard before >>> hong leong assurance (HLA) saving plan ~

today i meet a guy selling this, see him so successful lah got BMW + Porsche... T.T~

April 7, 2013

I replied him.....

All life insurance companies in Malaysia have the similar products and benefits. Because we are all governed and controlled by the same Central Bank, Bank Negara. 

Higher returns has to be minimized by lower protection. You can't be paying and saving low premium for high returns and high protection at the same time. Otherwise no one will be saving in the banks. Basically all the saving plans are the same from the various companies. Most important, pick the right agent whom you feel most comfortable to deal with.

There is this famous saying... "The beauty of a woman isn't judged by the way she combs her hair, non how she dresses herself. The beauty of a woman is in her heart, where love resides". Young man, I don't have a BMW or a Porsche but I do have a sincere heart and wise mind that helps me to qualify the MDRT for the past 30 years.

A good son to be.....

Life is so funny. When the children are not smart, the parents worried and when they are too smart, the parents are even more worried???

I have a friend whose son isn't intelligent. The child's IQ is low, and he could not catch up with his studies. With his low mentality, he was always being bullied and taken advantage by most of his friends. Now that he has grown up, getting a decent job isn't easy either. Both his parents are worried. Would any woman be prepared to marry his son? Or even if he could get settle down with a family later, can he support his own  family? If he doesn't get marry, how could he be able to live alone later in life? Can he be able to survive without his parents? Son isn't smart, the parents worry!

On the other hand, I have another friend who has a very intelligent and smart son. When he was in school, he always scored top marks in every subject. However with his active mind, he was playful and mischievous. There were many times, his father was called to see the principle of the school because his boy caused havoc in the class. And the father had to appeal to the school authority for consideration to allow his son to continue his education. Now the son is a grown up holding a high ranking position in the corporate world. Within the last 15 years, the son married three time with two divorces behind. Each wives gave him a child, and he has to crack his mind to spend time with his 3 children from different mothers. Not easy! This son is really smart, but both his parents are even more worried. Is the last marriage be the last for him? 

See! This is what I meant... Not smart, father is unhappy but if very smart, father is even more worried lah!!!

I like this proverb - "Don't wait to make your son a great man - make him a great boy" ~ Author Unknown

I can guess your age by your name......

Yesterday I was talking about the significance of names, and today I like to share more. 

In the course of selling life insurance, I had to guess the age of my prospects. Not many are willing to tell their age, especially the ladies. Is easy if you could see them face to face, because the face's line of a person could determine their age. Otherwise just on phone calls conversation alone might be difficult. You have to listen carefully the tune and loudness to guess the caller's age. For me is still easy because I had 45 years of cold calling on phone to make my sales. Very seldom a lady could mislead her age with me. I might not have seen her in person but the voice on the telephone alone could reveal her youthfulness to me. Don't believe me? Try calling me then.

Next! If you hadn't seen and heard a prospect's voice before, could you still guess the person's age??? 

Yes I do! Do you know the name of a person can tell a bit of his or her age? Example Robert, Richard, Annie or Jenny are old names. They should be at least 50 years and above. Alvin, Baldwin, Priscilla or  Stephanie are slightly younger. Perhaps they are in their forties.

Recently I had a reader from The States who wrote personally to me. Though he didn't reveal his age, in one of my emails to him I wrote... "To me here, Gary is an old traditional name and I believe you are not to far away from my age. However with your branding of Bandit, it indicates to me you are daring and playful as well. I am a young old man and I think you are too. And that's the reason why The Almighty Universe brought us together".

He replied... "You are very accurate with your guesses. ;^) Gary is an old traditional name here too, which means soldier or warrior. I am not too far away from your age at all, in fact we are the same age, we are both 65. Having admitted that, I have to say I don't feel that old. I still feel like I'm in my 30s, the way you do, so it is a bit of a dilemma for me at times". 

I hope this little sharing could be useful to all my readers.

Name determines faith and destiny....

The Chinese has a Wisdom Belief, a person's name has to be named right for a better future. Those days, whenever a child was born, a rich family would get a scholar to name the new-born, while the poor who were not educated could simply named their babies. Names like Ah Kow (dog), Ah Ngo (cow) or Ah Gee (pig) were given to their children for easy remembering. Surprisingly good names ended well in life, and those with funny character names were not so lucky then. Look likes names determine a person's faith and destiny.

I was not aware of such belief until 31 years ago, when I happened to meet a Chinese Master who took time to explain about our Chinese culture and the significance of names. On analyzing my Chinese name, he suggested that I should change my three Chinese Character names by adding a few more strokes to them. The sounding are the same but the meaning are different. According to him the number of strokes in those three characters were the factor to determine a better personality. In order for me to accept my new name, I had to forget my previous one. I was instructed to write my three Chinese character names for 100 times a day, and to write them for the next 100 days. At the same time, I had to write officially 10 different letters addressing to friends or relatives staying north, south, east and west away from my home, informing them that my name was changed. All my business name cards were printed with the new name too. I specially ordered a ring engraved with the new name as well. I took every instruction and suggestion seriously. Hardly a year later, and without me realizing, I gradually lifted my entire outlook of life. From a fixed monthly income job, I took the challenge  to become a life insurance agent. My family and relatives were against my move then, but with so much of determination and desire to succeed, I wasn't the least afraid or scared to accept this self employed career. To look back of the last 30 years of how this self seeking career assisted in my personal development, I strongly believe it was the changing of my Chinese name that had also changed my entire faith and destiny.

Moral of the story: Our names are important in life. Make sure they are named right according to your numerical birth and stars. 

Money or woman first???

Over a chat with some male friends, we were talking about money and women. The topic was... Is Money more important than a woman you love most? 

If there was a lot of money at one corner for you to pick, and the other corner is the woman whom you love is calling you... Which corner would you go first? 

Asking Simon a contractor, he said he would pick the cash first and later approach the lady. According to him, with money all women are easy to get.

Not John who is an engineer. He said he would reach up to his lady first, and both would collect the money together. According to him, with all the money I have but without the woman he loves, life is meaningless. 

See! Every man thinks differently. 

Food for thought - "Money and women. They're two of the strongest things in the world. The things you do for a woman you wouldn't do for anything else. Same with money" - Satchel Paige quotes.

Black and white has many implications in life.

Black goes well with white. Black indicates attention and white is a neutral colour. Surprisingly when these both colours are matched together, they are striking and attractive to see. If a lady dresses a black blouse and a white skirt, all eyes would be on her. Or if a gentleman wears a white coat with a black pant, I'm sure he would look great as well. Colours do play an important part of life.

If black and white are compatible and are appealing to our human sight, does it go well with 'love and romance?' My answers are yes and no. If a black or dark man stands besides a white or fair lady, the lady will stand out very well. All attention and admiration would be over towards the lady. And if the lady is the girlfriend to the man, most likely he would feel good and proud. However if a black or darker lady stands together with a white or fairer man, the opposite might happen. The man tends to capture more attention over the lady. And if the man is the boyfriend, she might gradually get jealous over the admiration of her man. I had seen many conflicts and separation of couples just because of skin colours. Perhaps the affected couples might not even know and aware that their colour differences is the main cause of their misunderstanding.

From a far or looking from a distance, an ideal compatible couple is one, when the man has to be darker than his woman. While standing with her darker man, she being fairer looks attractive and adorable. The black and white has the effect of our wondering eyes. Still refuse to accept my words, then go out to see for yourself to believe.

The best prayers......

What's the best prayers to me? The best prayers are from those who are willingly to pray for you. 

In the course of my selling of life insurance, I had been a good listener and to understand with those I met. I played the roles as a preacher, counselor, match maker, financial advisor, motivator, fun giver, story teller, platform speaker, blogger, and be brother and father to those I know. I touched their hearts and saved their souls. I made sure in any untimely happenings, be it death or sicknesses, my friends could live and survive with dignity and respect. Yes! I might not be a very spiritual and a holy person, but I have many good friends and overseas readers who constantly pray for me. For that, I strongly believe their prayers have tremendously blessed me with many wonderful returns. My heart is happy and blissful, when I could see the whole world is so beautiful. Could feel the youthfulness in me, while those who are of my age have retired or gone. Deep down in my heart I say... Thank you for those who are praying for me.

Food for thought - “Prayer is not asking. It is a longing of the soul. It is daily admission of one's weakness. It is better in prayer to have a heart without words than words without a heart.” - Mahatma Gandhi

Brainless generation....

Our present young generation is brainless and we the older generation is to be blamed.

Those days when I was young, I had to walk to school. Later when I got my first bicycle, I was brave to ride to every part of the town. There was one school term, with some friends, we cycled all the way to the south right up to Singapore. We learned to be adventurous, courageous and independence. Today most students are chauffeured driven right up to the college level. I wonder whether they are considered as lucky or not!

After my form five education, my parents no longer had to take care of me. That't the time all the school leavers had to look for their jobs as fast as possible. Our salaries had to be given to our parents for safe keeping, and in turn we took our weekly allowances from the mothers. Today is different! After the graduation from the universities, parents have to seek employments for their children. They even attend job interviews together with their children at time. What a joke is this? Before the children start their jobs, parents have to buy a brand new car for them. An old car is shameful to start with! Few days ago, a mother just told me she had to pay the car instalment for 2800 a month for his Engineer son who only earns 3000 monthly. Whereas those days, I had to save first before I could buy an old Honda Cub 50 cc. Not a car but rather was an old motor cycle. 

Though I got marry very young in life, both my parents had already left me. My marriage was a very simple one, when I had to save and prepared the entire wedding all by myself. Today is different again. The children would get marry without paying a single dime. Because the fathers are too eager to spend and let the entire community to know. Last year I had a rich client who spent 3 million on a grand wedding function for his first son. Later I asked the father.... who helped him when he got marry 30 years ago. He said his dad was a poor man, and he was like me who had to save for his own marriage. See! What a laugh again? In order to make things much easier for his son, a million dollar high class condominium is given to his son as a wedding gift plus a brand new BMW included. 

So! Would you agree with me now, when I said the new young generation is brainless? Because the older generation never give the opportunities for their children to think. We have pampered and spoiled our own children. I wonder how the world is going to survive later!

Unprofessional practice.....

What a way to promote selling of life insurance?

Recently one of a life insurance company in my homeland, offered a challenge to their agents of getting free latest iPad for achieving their sales. In order to qualify for this challenge, the agents have to register first for the contest prior to commencing their sales. A time frame of a few month is given to hit the needed target for a free iPad. The next condition is, if the registered agents cannot fulfil or hit the required sales, then the agents have to pay in full for the iPad. Meaning, iPad isn't free then. And the Company was smart, they wanted their agents to be committed for this crazy challenge. Down the line, all their agency managers incited their own agents to take this challenge. Those agents who might not take the challenge were considered as coward. 

To me, selling life insurance is a professional job. We encourage prospects to buy our products, mainly because we feel they require the need. They buy because they need the protection, they buy because they love their families, they buy because they want the peace of mind. As a professional agent, we inspire and motivate our clients to realise their needs. We never force our prospects to buy but rather we preach our products as a love gift for their loved one. Our job is noble and kind. We are not out to make a fast buck and eventually disappear to no where on earth. Our job needs plenty of patience and trustworthiness before our clients can accept us totally. Yes! Selling life insurance is a long term career.

So sad to me! By throwing this challenge of getting free iPad doesn't seem professional to me. In the mind of those agents who had registered for the competition I would ask....Were they selling because the clients needed life insurance or they sold because they wanted to obtain free iPad? 

You tell me please?