Happiness.

"It is the art of living, the purpose of our Existence. Happiness is the true index of quality Of life. Without happiness, life is dry and Meaningless. With happiness, life immediately Becomes fulfilling and wonderful. Happiness is An infectious feeling that immediately lifts the Sagging spirits of people. Happy people keep Themselves happy because they know the little Ways to appreciate themselves and to see the Humour and magic in each moment." ~unknown~

I am happy to blog willingly everyday, to share and amuse all my readers. Of course i will be even more happier, if someone out there who could spare some thought and time to offer a sincere comment and compliment to spur and inspire me. Unless you know the real meaning of Happiness, you won't be bothered to pen a few words for me. The above powerful proverb speaks it all.

They are smart and i have wisdom.

A rookie agent of 23 years young met me while waiting for our office lift. Quickly he asked how he could improve to see more people in our business in selling life insurance. This was what i told him, there is no short cut in anything we do. At your age, you bound to face mistakes and rejections. If you could tolerant and withstand all these problems, success is a matter of time. Cold calls are the best way to prospect for more people to see.

On the way to pick my car at the basement, I saw another new agent who was smartly dressed. On his right shoulder he carried the bag with his laptop and his left hand was holding some working files. Though i didn't know him, he greeted me with a broad smile. While walking together with him, i could recall my younger days when i first started this career. I was just like him who is in his early thirties, young and full of energy, willing to conquer the market. The only different is, the old days we don't carry laptop because IT hadn't arrived yet. Instead of laptop, i had a portable typewriter kept in my car. If i needed to work on a quotation or to propose a plan for a prospect, i had to calculate manually and used the typewriter to complete the plan. I still remembered that i had to park beneath the trees and typed my work inside the car. Today agents need not think because they have the computers to work for them. Whereas i was trained to use my brain, and i know exactly how premiums and benefits are calculated. Before i reached my car, i told this new agent, you have a magnificent personality and i have a wisdom mind. Both these qualities are equally important in pursuing our challenging career.

I wish both these two colleagues of mine, best of luck in all their endeavours in selling life insurance. Specially for them - “Fear is the main source of superstition, and one of the main sources of cruelty. To conquer fear is the beginning of wisdom, in the pursuit of truth as in the endeavour after a worthy manner of life.” - Bertrand Russell quotes

Life insurance in action.

Smith is 54 and still a bachelor. Recently he was admitted for a mild heart attack and is currently on treatment in the hospital. While he was in the ICU, the first person he thought of was his life insurance agent who is me. I have known Smith for more than 30 years, and i know he always carried my special Emergency Name card in his wallet. On this card is written; IN CASE OF EMERGENCY please contact these three persons. The first is my name, my partner and our secretary name. Our phone numbers are listed on it.

I received the emergency call from the hospital, when Smith gave our name card to the attending nurses. Upon receiving this call, i immediately rushed to the ICU where Smith was resting himself. I spent one hour with him, assuring him that his medical insurance is in order, assuring him that all medical charges would be bore by us, confirming that his will is in good hand, and i would be there for him at all time. Smith has no sibling, and the closes person is his mother who is already 80 of age. I knew Smith would be worried if something bad happened now. Besides offering my assurance, i gave him all the encouragement to stay calm, relax and most important to be brave.

Smith invited me to speak personally with his attending cardiologist who briefed me on Smith's medical situation. My friend allowed me to decide the best recommended medical options for him. He thinks i am knowledgeable and capable, and he has the fullest trust and confidence on me. Yes! I am honour to have this right but equally he has added extra pressure into my work now. After listening and understanding his doctor's presentation, we advised Smith to continue his special medication first before deciding to his needed heart operation. While on medication, Smith has to promise us that he has to change his lifestyle as well. He has to keep to his recommended strict diet plus some light exercises. No smoking and no drinking!

Smith would be discharging today after staying in the hospital for more than 2 weeks. I am glad he is willing to change and willing to accept my decision. I have treated him more than just a client and he has accepted me more than an agent. Selling life insurance is not just selling our products we built friendship and understanding. Anyway this could not have happened if i am not a life insurance agent.

The other side of my Special Emergency Name Card is written - "I must help people without people asking." A short phrase which i had gathered from another good friend, Kabeer who had taught me Wisdom of Life.

Wife & Husband.

Have a nice laugh!

This is the best and most civil way to have a fight between husband and wife instead of resorting to physical force...Poems written by WIFE and HUSBAND.

WIFE:

I wrote your name on sand it got washed.

I wrote your name in air, it was blown away.

Then I wrote your name on my heart & I got Heart Attack.

HUSBAND:

God saw me hungry, he created pizza.

He saw me thirsty, he created Pepsi.

He saw me in the dark, he created light.

He saw me without problems, he created YOU.

WIFE:

Twinkle twinkle little star.

You should know what you are.

And once you know what you are Mental hospital is not so far.

HUSBAND:

The rain makes all things beautiful.

The grass and flowers too.

If rain makes all things beautiful.

Why doesn't it rain on you?

WIFE:

Roses are red; Violets are blue.

Monkeys like u should be kept in zoo.

Don't feel so angry you will find me there too.

Not in cage but laughing at you.

...for in the end, the wife will always have her last say.

The Traffic Camera.

A man was driving through town, when he saw the flash of a traffic camera.

He figured that his picture had been taken for exceeding the limit, even though he knew that he was not speeding.

Just to be sure, he went around the block and passed the same spot, driving even more slowly, but again the camera flashed.

Now he began to think that this was quite funny, so he drove even slower as he passed the area again, but the traffic camera again flashed.

He tried a fourth time with the same result.

He did this a fifth time and was now laughing when the camera flashed as he rolled past, this time at a snail's pace.

Two weeks later, he got five tickets in the mail for driving without a seat belt.

You can't fix stupid.

Food for thought -"Our greatest glory is not in never falling but in raising everytime we fall." ~ Confucius ~

I have three wives.

Over a birthday party i met Mustaffah who shared his interesting life with us. He is forty eight, married with three wives and has 12 children, enough to make a team of football players. A successful car salesman who manages his family well.

I was the naughty one who asked him, how he could live happily with three wives at the same time without conflicts and quarrels. In Bahasa he told us his secret...Sayang ta' cukup, Sayang dengan Jaga, baru dapat Happiness. It means, Love isn't enough, Love Care & Concern has to come together to achieve Happiness.

According to Mustaffah, to love our wives we can't be just giving gifts and money alone, we need to put effort to take care of them. On the hand, with effort but no money or in kind, love will not be complete either. As a Muslim to have three wives, he has to be fair to all his women. One last question...when all your wives are with you, which one would be seating with you at the front when you are driving? His reply was sharp and precise, all three would be seating at the back and my son would be seating with me as the front passenger. Wow! Not easy a task to have three wives readers!!!

Mustaffah, you are greater than John Wayne who said, “I've had three wives, six children and six grandchildren and I still don't understand women”.

My prayers for you.

I was asked by a friend, what is my religion? I told her my belief is The Universe which represents all the faiths on earth. When i was a kid, my mum taught me Taoism but she allowed me to study bible in a nearby church. In my early twenties, i met a Hindu Guru who guided me Hinduism, particularly on Hanuman. At my thirties, i studied Buddhism in the English version. Ten years ago, i read the beautiful Quran to understand my Muslim friends. I had been to the Chinese and Indian Temples, Mosques and many Churches of many denominations.

This friend wanted to know how i prayed. I don't pray for myself, except to pray for others. My belief, in order to be blessed by The Universe i have to earn for them. In the course of my life and my career, i have had helped to save many lives. My tag line is... i rather served than to be served and i love to serve willingly without condition. My rewards are...I am very happy because i have friends of different races, creed and belief, who are thinking good of me and some even pray for me with their whole heart. I strongly believe, when there are so many people who are positively thinking for me, i would gain the hidden force and energy to make my life a happier and healthier one.

See to believe, i have a wisdom mind but a much younger heart. Very few people would be able to see my real age. Thanks God. My health is in tip top condition too. I guess i could still make another baby, if little darling is prepared to go along. Most people my age would have retired, whereas i am still enjoying my career and life to the utmost. For all these good things of me, i have to be grateful to all my friends and clients who constantly pray for me all the time.

My belief - "The best prayers are those that others think and pray for you because of your good deeds and values."