With Love, everything is possible.

One rookie agent recently asked, "Mr Foo how do you qualify the Million Dollars Round Table for the past 27 years?" My replied was LOVE. I remembered 22 years ago, after qualifying the MDRT for five years selling as an agent, our CEO Mr Allen Ho gave me a remark. He said "You can't be selling just as an agent because it would be tougher as you go further in this selling career". Those days MDRT was unknown and being the lone agent who sold without inspiration and motivation, my boss encouraged me to look seriously at recruiting and training rather than focusing on sales and building clienteles. I did not take his advices but kept selling until today.

Later when i became a full qualified life member of MDRT by consecutively qualifying for six years, i stunned and surprised him. He could not believe selling life insurance successfully and permanently as an agent was possible. Moreover no agent in the industry those days had done it yet. Over a dinner, my boss had to congratulate me, when he had to take his remark and words back. Today in our company we had more than four hundred qualifying members and two are life members of this prestigious organisation.

I am glad to have entered my 28 years in associating with the MDRT which had taught me so much of life. I might not be as intelligence and smarter than most hardworking colleagues in our industry but i can proudly claim i do have a lot of love to offer and share. Yes! My success is due mainly on one simple and touching word "LOVE". Because Love has magic!

I like Johann Wolfgang von Goethe's powerful phrase - "Knowing is not enough; we must apply. Willing is not enough; we must do".

When to use the heart and the mind.

Do you know, to win over a woman you have to touch her heart first but not man because our mind is more sensitive! Most women like to be treated sincerely, kindly, lovingly, faithfully, romantically, warmly and respectfully. If you have all these qualities, they will melt lady's heart for sure. And if you are a male, those girls would fall for you and if you are a female, you become their best friend easily.

Man is different in behaviour, we are more corrupted in nature when we think more than we feel. The mind works faster than the heart. We are more materialistic in thought, we prefer to sight the physical value and well-being. If you are a female who knows how to seduce or stimulate our mind, we are prepared to surrender our whole self to you. Whereas if you are another male who could inject creative and powerful thoughts, the whole world might be attracted to you.

Love & romance starts with the understanding of the differences of man & woman. Selling life insurance applies the same principle. When i prospect a woman, i try to reach her heart with sweetness first and to the man, i build confidence through his mind. With these principles i gathered since childhood, i made most of my female clients to be either my dears or darlings and all my male clients to be my brothers though we are not from the same parents. I hope these little facts of life are useful to all my readers.

Food for the thought - "Kind words can be short and easy to speak, but their echoes are truly endless" - Mother Teresa.

Every successful man needs the right woman.

Jacob looks a sad man. Over a lunch today, he sounded, "Every successful man, there is always a woman behind. Not a wife remember this!" He was very much disturbed because lately he had a bad time with his wife who is married to him for more than twenty over years.

He complained that his wife only knows how to nag, find fault constantly, criticise and spend too much. Yes! No man will be happy without a woman to care for the home, willing to listen attentively to him, joy to humour the man and whole heartily loves to romance with him. Before his wife got married to him, they started as friends and later became good friend. Gradually they turned lovers and eventually they tied the wedding knots together. As life goes on, every married couple takes lives for granted, when they soon forgotten the roles of best friends and lovers to each other. This includes Jacob and his wife, who fell into the trap of being married.

In order to correct this statement of successful man, it should be rewritten as "Every successful man, there is always a right woman behind who can play the role of wife, friend and lover at the same time". Though a wife is also a woman, a special woman has the qualities of the above three roles to motivate and assist her man. Jacob wasn't wrong with his original statement. My only advice to him is, try not to treat his woman as not a wife but rather as a good friend and lover like before. Go out, take her to the coffee bar and chat with her like a friend, or drive to the park where they both can recharge their romances one more time. Unless Jacob has this special woman, success would not be easy for him. I hope he try!

Eleanor Roosevelt said, "Is better to light the candle than to curse the darkness".

The foolish act of our youngsters.

As i was exercising in the gym today, there came a few youngsters who were also pumping iron together with us. They look like student who were on holiday and i was glad to see such young guys interested in building their physical. From far i was admiring their muscle and strength, when they were actively playing with the weight. However as i was getting closer to them, i saw them having cigarette packets over their sport gears. I was caught by surprise! In our country, all cigarette brands have to imprint on the packet with the gory images with these few words written: "Warning Cigarette Causes Cancer". The words speak everything and yet our young generation isn't bother with the after effect of smoking in the long run.

Judging from these teenagers, they love to have a beautiful external body with muscle and clothing but the least they care is the inner health. While they are trying to develop a stronger body, they are also killing themselves slowly by their heavy smoking. By their action, i wander what actually they really want out of lives. Perhaps this statement is true; "They thought they know, but actually they do not know. Is only when they know that they do not know, then they know they actually do not know". I wish to tell them and yet is so difficult to tell.

The young & old need each others.

Maram just turned 56 and has retired from his corporate job. Being a free man now, he has all the time to have a morning tea with me. Over a topic of opportunity, he mentioned that nowadays, youngsters work more aggressively than his younger days. As lately while shopping in the supermarket, a young male sales promoter was trying all attempts to sell him vigorously some health products. The enthusiasm and aggressiveness from this salesperson caught his attention. Maram could have bought those products, except that he didn't understand a word of explanation from this sales guy. He was speaking too fast, pronunciation was bad and the command of the language was totally out. Out of the excitement, Maram had to tell him to calm and slower his presentation, otherwise all his sales approaches might be rejected.

According to Maram, the sales promoter lacks the professional skill but he has all the energies and courage, as he is still extremely young. Given much time, when he could build his knowledge and skill, he should be able to do better. Yes! I think The Universe has treated our world fairly, when we were younger, we had the physical strength to excel in lives but we lacked the knowledge of the mind. As we are older, we gain the power and wisdom of knowledge to live but we are weakened by the process of ageing. The young beats the old in physical and the older utilizes the mind to overrule. Just imagine, if the youth was born with strength and mind, most likely the old would be left out totally in this world. Is a fair deal in life!

For advice to the younger one, build strength and at the same time inculcate the wisdom from the older one. To my friend Maram, who has knowledge and wisdom of life gained through the past years of working experience, I think you should continue to pursuit your career and opportunity, though you had left your recent job. The magnification of your powerful mind currently is unimaginable, please don't let it disappear without giving it a shot. You definitely have an immense opportunity ahead of you by only maintaining a healthy body till the end. Perhaps is high time, both you and me should share our experiences of lives to the those who are still climbing the ladder of success...like the young sales promoter who passionately tried to sell his products to you and yet failed. They need us, and for sure we need them as well.

Food for thought - "Failure is only the opportunity to begin again, only this time more wisely" - Unknown writer.

Constitution of love code.

Methods of love without using verbal..

Kiss on the ear - i'm horny

Kiss on the cheek - we're friends

Kiss on the hand - i adore you

Kiss on the shoulder - i want you

Kiss on the lips - i love you

Holding hands - we can learn to love each other

Looking into each others eyes - let's get romantic

Lady holding man's arm - she has given all to him.

Out of curiosity, i asked a successful learned lady...

How she assesses me when i have a young teenager as my girlfriend at my age.

She will dislike me immediately because she considers me as a misbehaved old man.

Next...assuming my girlfriend is around twenties or so.

I am lucky but i am a naughty and cheeky old man to her then.

Next.. Ok! I fall for the thirties single lady. What happen?

I am an understanding man who wants both world of the young and old.

Next.. I date the forties who has the taste of life.

Good choice! I would be treated as a successful and healthy man with a young compatible partner.

Next.. Those aunties of the fifties, i pick one.

Sorry lah! Such a match isn't noticeable to her.

Conclusion: have to be careful when courting a girlfriend. Too young or too old has a problem. Age is a factor!

Food for the heart - "Love is a force more formidable than any other. It is invisible -- it cannot be seen or measured, yet it is powerful enough to transform you in a moment, and offer you more joy than any material possession could." - Barbara De Angelis

Definition of Sex.

Maharishi Vatsyayan has stated in his Magnum Opus "Kamasutra" that ....
Sex is

"Duty", if done with your Wife

"Art", if done with your Lover

"Education", if done with a Virgin

"Business Transaction", if done with a Prostitute

"Social Work", if done with a Divorcee

"Charity", if done with a Widow &

"Sacrifice", if done with your own Hand.

Just imagine without sex, all these activities and transactions would not be there. And our world might be less interesting.

Food for thought - "Sex is. There is nothing more to be done about it. Sex builds no roads, writes no novels and sex certainly gives no meaning to anything in life but itself." - Gore Vidal