Make a decision promptly....

This simple proverb helped two of my friends last week.... "Is not wrong to make a wrong decision but it's very wrong not to make any decision."

A business friend was having sleepless nights because his business was failing. He had spent a lot of money and effort on it. His pride refused to let him to discontinue or close the operation. He thought by some connections, he might make it again. However he could not make a decision, until when he had a chance to meet up with me. I advised him with the above statement. A 'yes' or a 'no' is a decision but by not making a decision is definitely wrong. Not making a decision would depress the mind. 

Next day, this friend called me on the phone. He said he could sleep very well last night because he had finally made a decision to close his entire business. He need not have to think about it any more.

Another younger friend was facing another problem. He was living in anxiety because he darn not approach a girl he likes. He has known this girl for a couple of weeks through another good friend. He knows her phone number and yet was afraid to call her. He wanted to invite her for an outing, but was shy and afraid to date her. In silence he kept thinking over her. With encouragement I offered my simple proverb to this timid man. If you don't make a decision to call her, you won't know whether she likes you too. 

A week later, when I saw him again, I could see his face was smiling. Reason... He had finally decided to call the girl who didn't hesitate to accept his date willingly. 

So, the next time if you ever face any problems, please remember this quote.. "Is not wrong to make a wrong decision but it's very wrong not to make any decision."     

Why Condoms are Packed 3, 6, 12 to a Box.......

Sunday laugh....

A man walks into a drug store with his 8-year old son. They

happen to walk by the condom display, and the boy asks,

"What are these, Dad?"

To which the man matter-of-factly replies,

"Those are called condoms, son.... Men use them to have safe sex."

"Oh, I see," replied the boy pensively. "Yes, I've heard of  that in health class at school."

He looks over the display and picks up a package of 3 and asks,

"Why are there 3 in this package?"

The dad replies, "Those are for high school boys. One for Friday,

one for Saturday, and one for Sunday."

"Cool!" says the boy.He notices a 6 pack and asks,

"Then who are these for?"

"Those are for college men." the dad answers.

"Two for Friday, two for Saturday, and two for Sunday."

"WOW!" exclaimed the boy, "then who uses THESE?" he asks,

picking up a 12 pack.

With a sigh, the dad replied

"Those are for married men. One for January, one for February, one for 

March......."

The boy shot back, "Then I am not going to get married!!!!"

                            

The New Hat..................

I LOVE THIS WOMAN

An elderly lady was standing at the railing of the cruise ship
holding her hat tight so that it would not blow away in the wind.

A gentleman approached her and said,
"Pardon me, madam..

I do not intend to be forward but did you know that your dress
is blowing up in this high wind?"

 

"Yes, I know," said the lady.

"I need both my hands
to hold onto this hat."

 

"But madam, you must know that you are not wearing any panties
and your privates are exposed!" said the gentleman in earnest.

 

The woman looked down, then back up at the man
and replied, "Sir, anything you see down there is 75 years old.

I just bought this hat yesterday!"

You can laugh ah?

My question to you now... is

What happened if the woman isn't 75 but a sweet 21 years young lady?

 Like this one?

You guess she holds the top or the bottom??

Please don't be afraid to tell your thought!

Amazing how your values change as you age!

Simplicity of life...........

Sharing wisdom with an old friend, Chakra, we talked about Simplicity of Life.

When one is poor, to live simple and humble is easy because you have no choice. With low income and no saving, you have to live within your means. Not when one is rich and successful! Imagine when you are loaded with the thousands or the millions of cash in hand, and yet be satisfied with the old car you have be driving for years. All your rich friends are staying in the luxurious and expensive homes but you are contented with the old house which you own before you got rich. Definitely not easy! Because being rich and successful, the pride and self esteem will naturally tempt you to spend more. But if you could still live simple and humble, when you are wealthy, then you are truly classified as the most elite class of all. 

Food for thought - “It takes 20 years to build a reputation and five minuted to ruin it. If you think about that you'll do things differently.” - Warren Buffett.

Listen through your heart.......

By coincidence I met Omprakash today on the street. I hadn't seen him for quite awhile, a handsome young man of 27 I admired. Looking at his eyes, I could see he wasn't at ease and I strongly believe something must be disturbing him. Though he was on the run then, he was quick to seek my opinion for a problem that was in his mind.

He is working with a current company for 5 years, and he intends to quit because a business venture is waiting for him. He wasn't sure when to submit his resignation, today, end of the month or later!! He asked for my suggestion.

This was what I told him... Work with your heart. The heart could always tell  what you like. Is only the mind that disturb the emotion all the time. The heart says 'yes' but the surrounding and the friends gave you different thoughts and ideas, which in turn might influence your mind. If the heart tells what you love and like to do, don't listen to others. Follow your heart because the heart is always pure and sincere, whereas the mind could be corrupted. Once you have decided what your passion is, be brave to make the decision and work on it. To be successful, one has to be brave and courageous, including making prompt decisions. Is not wrong to make a wrong decision but not making any decision is wrong. After all no one could be prefect, but if you allow yourself to be brave and follow your heart to make those rightful decisions, you would eventually be successful in life. If you love that business venture, be brave to make up your mind today. 

Omprakash was enlightened. He said, "Thank you Robert. I will gave my resignation today. You are almost like A God sent messenger." 

Yes! Angel comes in many form. 

Food for thought - "You have to master not only the art of listening to your head, you must also master listening to your heart and listening to your gut" - Carly Fiorina quotes

Mother has the secret weapon........

To think back my younger days, I remember as father to my three children, I was the most wanted in the family. I was the master of the home because I was the bread winner. I captured more attention than their mother. For whatever they wanted as children, as a responsible dad I didn't fail not to give to the kids. When they were little kids, I bought them toys. I took them to holidays and pampered them with gifts and clothing. When they were schooling, all their fees and pocket money were well taken care by me. They took me as a Santa Claus right up to their oversea studies. I had a lot of value those days, because they needed money from me. 

What about now? A bit sad because they no longer take me as a great Santa Claus any more. All my children are working and in turn they have to take care of their families. Whereas today, their mother steals the limelight and attraction from me. You know why? Because she knows the taste bugs of all her children, including those grand little brothers and sister too. Though she has no money to be given, but she understands and knows exactly what food and meals to be served and cooked for them. So even the children could be working far, they are always too eager to be with the mother. They know mother's food is always the best. And for me, I had nothing to offer to them now. So the best way to stay connected with my children is be their friends. 

A warning to the younger mothers of today. Please learn to cook as a mother. Otherwise later in life, you might have no secret weapon to hold the family together. I have two daughters in law who are professionals who do not know how to cook. I wonder what would be the outcome in another 15 years from today, when all their children have grown up. Well! That's not my responsibility any more. 

Specially for all mothers - "Mothers hold their children's hands for a short while, but their hearts forever."

The Back Pew .....................

Sunday Joke

A pastor's wife was expecting a baby, so he stood before the congregation and asked for a raise.

After much discussion, they passed a rule that whenever the pastor's family expanded; so would his paycheck.

        After 6 children, this started to get expensive

and the congregation decided to hold another meeting to discuss the pastor's expanding salary.

        A great deal of yelling and inner bickering ensued, as to how much the pastor's additional children

were costing the church, and how much more it could potentially cost.

        After listening to them for about an hour, the pastor rose from his chair and spoke,

        "Children are a gift from God, and we will take as many gifts as He gives us."

        Silence fell over the congregation.

        In the back pew, a little old lady struggled to stand, and finally said in her frail voice,

"Rain is also a gift from God, but when we get too much of it, we wear rubbers."

        The entire congregation said, "Amen."

        Gotta love those senior citizens

I follow my dreams too.......

A dream I fulfilled...

I was in the third year in my insurance career, when I had qualified for my full fledged member of the Million Dollar Round Table (MDRT)  from The States. I was the first agent of my company to have qualified for this international membership. Those days we had to qualify for two consecutive years to make it as full qualifying member. Within a short time, I became the pet of the CEO then.

One day the CEO was talking to me. I remembered he said, "No successful agent can be selling too long in the business. One day when you have ran out of prospects or friends, you may find it difficult to secure sales. The better way is to recruit and train others to sell for you."

My answer to him was, "No boss! My first aim is to be a Life Time Qualifying Member of MDRT. The requirement is to qualify six consecutive years in the business. I had done 2 and I need another 4 years." Boss was laughing, "No one has done it here Robert."

In my mind I said, "Let me prove to you I can. Not only 6 years qualifications but a life time qualifying until my last breath." At that time I was only 37 years young. 

Later in my 7 years in the business, my boss sent me a big congratulatory message with a few words added, "Robert! I salute to you. U had certainly proved me wrong."

Today, I had qualified the MDRT for 30 years repeatedly without fail and still enjoy every moment of my career. My dream was to sell life insurance to every corner of my country where there are people who need to listen and to understand what's life insurance is all about. I have accumulated thousand of clients who are my friends now and they too enjoy my bonding as agent to them. 

The story I posted yesterday really helped me 30 years ago. I was highly inspired and motivated by Monty Roberts desire to fulfill his personal dream. As what he concluded, "Don't let anyone steal your dreams. Follow your heart, no matter what."

Follow your dream.......................

In most of my motivating talks, I always like to share this story which I gathered more than 30 years ago. Let me share it with you today....

Follow Your Dream by Jack Canfield.

I have a friend named Monty Roberts who owns a horse ranch in San Ysidro. He has let me use his house to put on fund raising events to raise money for youth at risk programmes. The last time I was there he introduced me by saying, "I want to tell you why I let Jack use my house. It all goes back to a story about a young man who was the son of an itinerant horse trainer who would go for stable to stable, race track to race track, farm to farm and ranch to ranch, training horses. As a result, the boy's high school career was continually interrupted. When he was a senior, he was asked to write a paper about what he wanted to be and do when he grew up.

That night he wrote a seven page paper describing his goal of somebody owning a horse ranch. He wrote about his dream in great details and he even drew a diagram of a 200-acre ranch, showing the location of all the building, the stables and the track. Then he drew a detailed floor plan for a 4,000 square foot house that would sit on the 200-acre dream ranch.

He put a great deal of his heart into the project and the next day he handed it in to his teacher. Two days later he received his paper back. On the front page was a large red F with a note that read, "See me after class."

The boy with the dream went to see the teacher after class and asked, "Why did I receive an F?" The teacher said, "This is an unrealistic dream for a young boy like you. You come from an itinerant family. You have no resources. Owning a horse ranch requires a lot of money. You have to buy the land. You have to pay for the original breeding stock and later you'll have to pay large stud fees. There's no way you could ever do it." Then the teacher added, "If you will rewrite this paper with a more realistic goal, I will reconsider your grade."

The boy went home and thought about it long and hard. He asked his father what he should do. His father said, "Look son, you have to make up your own mind on this. However, I think it is a very important decision for you."

Finally, after sitting with it for a week, the boy turned in the same paper, making no changes at all. He stated, "You can keep the F and I'll keep my dream." Monty then turned to the assembled group and said, "I tell you this story because you are sitting in my 4,000 square foot house in the middle of my 200 acre horse ranch. I still have the school paper framed over the fireplace." When the teacher was leaving, he said, "Look, Monty, I can tell you this now. When I was your teacher, I was something of a dream stealer. During those years I stole a lot of kid's dreams. Fortunately you had enough gumption not to give up on yours."

Don't let anyone steal your dreams. Follow your heart, no matter what.

How to learn to be smart.....

What's the difference between intelligence and smartness?

Intelligence is the ability to learn and smartness is the ability to apply what you have learned. Intelligence is easier than being smart because to be intelligent you just have to stored all you have learned in your mind. However to be smart, one has to learn as well as to apply what he has learned. You can be constantly learning and acquiring knowledge to be intelligent, but never take the initiative and interest to apply what have been taught or learned, you won't be be much smarter. 

An idea has been taught to you, and if you could apply it within the next 24 hours, that idea will become yours for life. Otherwise after the next 24 hours, the idea could just be stored into the inner brain. The more ideas you apply the more effective would be those ideas you have learned. With constant usage and applying, ideas become habits of one's character in life. End result will be termed as smartness of oneself.

So the next time, when you see something interesting or good, don't just put them in your mind, try to apply them immediately. Now you are at the first step to learn how to be smart. Not forgetting, the smart people are usually more successful and richer than those who are merely intelligent.  

Food for thought - “That’s what learning is. You suddenly understand something you understood all your life, but in a new way.” - Doris Lessing 

The manner of issuing a cheque justifies your sincerity...

In our country is a practice to issue post dated cheques in most business transactions. 

For example, a 30 or 60 days term bill is due and the shopkeeper has to make payment for it. A good boss might issue a current cheque to settle the bill immediately but a more smarter boss would issue a post dated cheque for another week or month. To the smart boss, he has considered that payment is made though cash hasn't be transferred yet. The delay of the post payment allows the business man to roll over his stocks and sales. Smart ah? However if you happened to meet another smart and cunning boss, the post dated cheques are always post dated on a Friday. Friday looks like a week day but it would take another 2 working days before the transfer is realised. So the receiver has to wait until next Tuesday to utilise the cash. 

In business is bearable to receive post dated cheques, for at least you have a cheque to hold your customers.   To me, when a friend is borrowing from you and he issues his personal cheque to honour his debts. Please look at the date he writes on them. From Monday to Thursday is considered as sincere that your friend is willing to repay his borrowing. But if the date is a Friday or the day is the eve of a holiday, it indicates that he still not willing to pay. Merely he just wants to delay further of his debts. It took me years to realise the behaviour of cheque issuing. 

Food for thought - "A friend should be one in whose understanding and virtue we can equally confide, and whose opinion we can value at once for its justness and its sincerity" - Robert Hall 

Sweet words can melt the heart............

Last Friday I posted this title, "A sincere heart, creative mind and a sweet mouth". On the comment's column, Mr Lonely asked... "What is if a person is kind but do not have sweet mouth and creative mind?"

The answer is quite simple, that person is going to be lonesome.

You might be kind but when the heart isn't happy, the mind will never be able to think creatively. To be kind, one has to willingly serve, to share, to listen and to understand others. Just saying kind but nothing is being done would not gain the emotion and feeling of the mind. When one is prepared to go out and reach out to others, something bound to happen. If truly your heart has the kindness, you naturally would offer your services and assistance to those who might need your help. The process of attempting to render your help will make you feel satisfying and happy. Happiness is to see others happier because of yourself.

Next! When you heart is happy, joyful and with full of love, the mind automatically will react simultaneously to the action. The action excites the mind which leads to creative and impact thoughts. These creative and impact thoughts signal the mouth to function. You tend to speak with enthusiasm and excitement. Your words are pleasant and sweet to listen. And I'm pretty sure, your eyes will also sparkle and grow with love. 

Mr Lonely, if you have these eyes of love, you will not be lonesome any more because your love would capture the attention of many lady admirers and your sweet mouth would melt their hearts. 

• Anonymous
  "Please God, make my words today sweet and tender, for tomorrow I may have to eat them"

Big end problem?

I like this joke....

A Ducati bike rider walked into a chemist shop in Brisbane, Qld and asked to talk to a male pharmacist. 

The woman he was talking to said that she was the only pharmacist and that as she and her sister owned the store, there were no males employed there. 

She then asked if she could help him. The biker said that it was something that he would be much more comfortable discussing with a male pharmacist.

The female pharmacist assured him that she was completely professional, and whatever it was that he needed to discuss, he could be confident that she would treat him with the highest level of professionalism.

The biker then agreed and began by saying, "This is tough for me to discuss, but I have a ......permanent erection. It causes me a lot of problems, and severe embarrassment, and I was wondering what you could give me for it."

The pharmacist said, "Just a minute, I'll talk to my sister."

When she returned, she said, "We discussed it at length, and the absolute best we can do is:

1/3 ownership in the shop ....

A company car...

Five home cooked dinners a week ..

And $ 3,000 a month in living expenses." 

A sincere heart, creative mind and a sweet mouth I am.....

Selling tips..........

I was asked this question by some rookie agents. What's the secret to be successful in selling life insurance on a long term basis?

My answers are quite simple. Have a sincere heart, creative mind and a sweet mouth.

They were scratching their heads, not knowing exactly what they are!!!

A sincere heart is one who is kind, willing to serve, have plenty of love and happiness to share. If one has love in the heart, he is usually creative, intelligent and smart. Smart people are fun and exciting people. They speak with joy, inspiring, full of enthusiasm and humorous. 

So! If you are so kind hearted, so wise and so sweet with your words, how could you fail in any career!!!

Would you agree there?

How do you judge the success of a life insurance agent???

Buying tips...

One of my regular readers wrote on his comment....

Mr Lonely said...

harlo robert, long time no see, have you heard before >>> hong leong assurance (HLA) saving plan ~

today i meet a guy selling this, see him so successful lah got BMW + Porsche... T.T~

April 7, 2013

I replied him.....

All life insurance companies in Malaysia have the similar products and benefits. Because we are all governed and controlled by the same Central Bank, Bank Negara. 

Higher returns has to be minimized by lower protection. You can't be paying and saving low premium for high returns and high protection at the same time. Otherwise no one will be saving in the banks. Basically all the saving plans are the same from the various companies. Most important, pick the right agent whom you feel most comfortable to deal with.

There is this famous saying... "The beauty of a woman isn't judged by the way she combs her hair, non how she dresses herself. The beauty of a woman is in her heart, where love resides". Young man, I don't have a BMW or a Porsche but I do have a sincere heart and wise mind that helps me to qualify the MDRT for the past 30 years.

A good son to be.....

Life is so funny. When the children are not smart, the parents worried and when they are too smart, the parents are even more worried???

I have a friend whose son isn't intelligent. The child's IQ is low, and he could not catch up with his studies. With his low mentality, he was always being bullied and taken advantage by most of his friends. Now that he has grown up, getting a decent job isn't easy either. Both his parents are worried. Would any woman be prepared to marry his son? Or even if he could get settle down with a family later, can he support his own  family? If he doesn't get marry, how could he be able to live alone later in life? Can he be able to survive without his parents? Son isn't smart, the parents worry!

On the other hand, I have another friend who has a very intelligent and smart son. When he was in school, he always scored top marks in every subject. However with his active mind, he was playful and mischievous. There were many times, his father was called to see the principle of the school because his boy caused havoc in the class. And the father had to appeal to the school authority for consideration to allow his son to continue his education. Now the son is a grown up holding a high ranking position in the corporate world. Within the last 15 years, the son married three time with two divorces behind. Each wives gave him a child, and he has to crack his mind to spend time with his 3 children from different mothers. Not easy! This son is really smart, but both his parents are even more worried. Is the last marriage be the last for him? 

See! This is what I meant... Not smart, father is unhappy but if very smart, father is even more worried lah!!!

I like this proverb - "Don't wait to make your son a great man - make him a great boy" ~ Author Unknown

I can guess your age by your name......

Yesterday I was talking about the significance of names, and today I like to share more. 

In the course of selling life insurance, I had to guess the age of my prospects. Not many are willing to tell their age, especially the ladies. Is easy if you could see them face to face, because the face's line of a person could determine their age. Otherwise just on phone calls conversation alone might be difficult. You have to listen carefully the tune and loudness to guess the caller's age. For me is still easy because I had 45 years of cold calling on phone to make my sales. Very seldom a lady could mislead her age with me. I might not have seen her in person but the voice on the telephone alone could reveal her youthfulness to me. Don't believe me? Try calling me then.

Next! If you hadn't seen and heard a prospect's voice before, could you still guess the person's age??? 

Yes I do! Do you know the name of a person can tell a bit of his or her age? Example Robert, Richard, Annie or Jenny are old names. They should be at least 50 years and above. Alvin, Baldwin, Priscilla or  Stephanie are slightly younger. Perhaps they are in their forties.

Recently I had a reader from The States who wrote personally to me. Though he didn't reveal his age, in one of my emails to him I wrote... "To me here, Gary is an old traditional name and I believe you are not to far away from my age. However with your branding of Bandit, it indicates to me you are daring and playful as well. I am a young old man and I think you are too. And that's the reason why The Almighty Universe brought us together".

He replied... "You are very accurate with your guesses. ;^) Gary is an old traditional name here too, which means soldier or warrior. I am not too far away from your age at all, in fact we are the same age, we are both 65. Having admitted that, I have to say I don't feel that old. I still feel like I'm in my 30s, the way you do, so it is a bit of a dilemma for me at times". 

I hope this little sharing could be useful to all my readers.

Name determines faith and destiny....

The Chinese has a Wisdom Belief, a person's name has to be named right for a better future. Those days, whenever a child was born, a rich family would get a scholar to name the new-born, while the poor who were not educated could simply named their babies. Names like Ah Kow (dog), Ah Ngo (cow) or Ah Gee (pig) were given to their children for easy remembering. Surprisingly good names ended well in life, and those with funny character names were not so lucky then. Look likes names determine a person's faith and destiny.

I was not aware of such belief until 31 years ago, when I happened to meet a Chinese Master who took time to explain about our Chinese culture and the significance of names. On analyzing my Chinese name, he suggested that I should change my three Chinese Character names by adding a few more strokes to them. The sounding are the same but the meaning are different. According to him the number of strokes in those three characters were the factor to determine a better personality. In order for me to accept my new name, I had to forget my previous one. I was instructed to write my three Chinese character names for 100 times a day, and to write them for the next 100 days. At the same time, I had to write officially 10 different letters addressing to friends or relatives staying north, south, east and west away from my home, informing them that my name was changed. All my business name cards were printed with the new name too. I specially ordered a ring engraved with the new name as well. I took every instruction and suggestion seriously. Hardly a year later, and without me realizing, I gradually lifted my entire outlook of life. From a fixed monthly income job, I took the challenge  to become a life insurance agent. My family and relatives were against my move then, but with so much of determination and desire to succeed, I wasn't the least afraid or scared to accept this self employed career. To look back of the last 30 years of how this self seeking career assisted in my personal development, I strongly believe it was the changing of my Chinese name that had also changed my entire faith and destiny.

Moral of the story: Our names are important in life. Make sure they are named right according to your numerical birth and stars. 

Difference​s in ethnic compassion...

Sunday laugh....

A man was sitting on a blanket at the beach. He had no arms and no legs. 

Three women, an American, a French and an Australian, were walking past and felt sorry for the poor man. 

The American woman said 'Have you ever had a hug?' The man said 'No,' so she gave him a hug and walked on. 

The French woman said, 'Have you ever had a kiss?' The man said, 'No,' so she gave him a kiss and walked on. 

The Australian woman came to him and said, 'Have you ever been fucked?' The man broke into a big smile and said, 'No.'

She said, 'You will be when the tide comes in.'

Money or woman first???

Over a chat with some male friends, we were talking about money and women. The topic was... Is Money more important than a woman you love most? 

If there was a lot of money at one corner for you to pick, and the other corner is the woman whom you love is calling you... Which corner would you go first? 

Asking Simon a contractor, he said he would pick the cash first and later approach the lady. According to him, with money all women are easy to get.

Not John who is an engineer. He said he would reach up to his lady first, and both would collect the money together. According to him, with all the money I have but without the woman he loves, life is meaningless. 

See! Every man thinks differently. 

Food for thought - "Money and women. They're two of the strongest things in the world. The things you do for a woman you wouldn't do for anything else. Same with money" - Satchel Paige quotes.

Black and white has many implications in life.

Black goes well with white. Black indicates attention and white is a neutral colour. Surprisingly when these both colours are matched together, they are striking and attractive to see. If a lady dresses a black blouse and a white skirt, all eyes would be on her. Or if a gentleman wears a white coat with a black pant, I'm sure he would look great as well. Colours do play an important part of life.

If black and white are compatible and are appealing to our human sight, does it go well with 'love and romance?' My answers are yes and no. If a black or dark man stands besides a white or fair lady, the lady will stand out very well. All attention and admiration would be over towards the lady. And if the lady is the girlfriend to the man, most likely he would feel good and proud. However if a black or darker lady stands together with a white or fairer man, the opposite might happen. The man tends to capture more attention over the lady. And if the man is the boyfriend, she might gradually get jealous over the admiration of her man. I had seen many conflicts and separation of couples just because of skin colours. Perhaps the affected couples might not even know and aware that their colour differences is the main cause of their misunderstanding.

From a far or looking from a distance, an ideal compatible couple is one, when the man has to be darker than his woman. While standing with her darker man, she being fairer looks attractive and adorable. The black and white has the effect of our wondering eyes. Still refuse to accept my words, then go out to see for yourself to believe.

The best prayers......

What's the best prayers to me? The best prayers are from those who are willingly to pray for you. 

In the course of my selling of life insurance, I had been a good listener and to understand with those I met. I played the roles as a preacher, counselor, match maker, financial advisor, motivator, fun giver, story teller, platform speaker, blogger, and be brother and father to those I know. I touched their hearts and saved their souls. I made sure in any untimely happenings, be it death or sicknesses, my friends could live and survive with dignity and respect. Yes! I might not be a very spiritual and a holy person, but I have many good friends and overseas readers who constantly pray for me. For that, I strongly believe their prayers have tremendously blessed me with many wonderful returns. My heart is happy and blissful, when I could see the whole world is so beautiful. Could feel the youthfulness in me, while those who are of my age have retired or gone. Deep down in my heart I say... Thank you for those who are praying for me.

Food for thought - “Prayer is not asking. It is a longing of the soul. It is daily admission of one's weakness. It is better in prayer to have a heart without words than words without a heart.” - Mahatma Gandhi

AWESOME Twin Girls.....

Amazing... read on please & it's not an April Fool's joke.

Twin girls, Brielle and Kyrie, were born 12 weeks ahead of their due date. Needing intensive care, they were placed in separate incubators.

Kyrie began to gain weight and her health stabilized. But Brielle, born only 2 lbs, had trouble breathing, heart problems and other complications. She was not expected to live.

Their nurse did everything she could to make Brielle's health better, but nothing she did was helping her. With nothing else to do, their nurse went against hospital policy and decided to place both babies in the same incubator.

She left the twin girls to sleep and when she returned she found a sight she could not believe. She called all the nurses and doctors and this is what they saw.

As Brielle got closer to her sister, Kyrie put her small little arm around her, as if to hug and support her sister. From that moment on, Brielle's breathing and heart rate stabilized and her health became normal.

Share the pic to show the world how a little bit of tender love and affection can save someone's Life.

Getting older....

First you forget names, 

then you forget faces. 

Then you forget to pull up your zipper... 

it's worse when 

you forget to pull it down....

Luckily today is April's Fool and whatever mistakes, it's excusable.