Passion is better than threat.

There are three ways to make someone learn. The best is to offer your heart, next could be incentives and the worst is to apply threat.

Is sad to know some of my fellow agencies have to apply threat, forcing their agents to attend agency meetings. Meetings and trainings are important to educate and to motivate agents to sell successfully. However due to poor attendance, agents are compelled to pay penalties for not turning up in their weekly meetings. Surprisingly even with such threats enforced, there are still many agents not afraid to pay their fines.

Though I 'm not involved with their agency arrangement, I personally think these agency managers concern have to excess themselves first. A good and highly inspiring manager needs not persuade his teams to attend his talk but rather his qualities and success alone would motivate his men to come naturally. Unless this manager has no real substance and quality of himself, perhaps offering genuine incentives to attract his people to come would definitely be better than to threaten his men. I guess these forceful managers might not even know their weaknesses and defects. By pushing their authorities and enforcing strict rules are not the ideal way to educate and motivate selling of life insurance.

Selling life insurance is a passion. One has to be committed to excel in this career, he has to work with the heart and not the mind alone to demonstrate his temper and anger to succeed. Whether you are an agent or an agency manager, the love has to be true and sincere.

Specially for my fellow colleagues -"You never achieve success unless you like what you are doing" — Dale Carnegie

Will Power.

Do you have Will Power?

Man Quits Smoking Because Of Will Power.
He Quits Drinking Because Of Will Power.
But He Quits Womanizing Because He Has The Will But No Power.

This is true facts of life we have to accept.

Finally a Book for all men to understand women....

When everybody on earth was dead and waiting to enter Paradise , God appeared and said, "I want the men to make two queues. One queue for the men who were true heads of their household, and the other queue for the men who were dominated by their women. I want all the women to report to St Peter."

Soon all the women were gone and there were only the two queues of men. The queue of the men who were dominated by their wives was 100 kilometers long, and in the queue of men who truly were heads of their household, there was only one man.

God said, "You men should be ashamed of yourselves. I created you to be the head of your household! You have been disobedient and not fulfilled your purpose! Of all of you, only one obeyed. Learn from him."

God turned to the one man, "How did you manage to be the only one in this queue?"

The man replied, "I don't know. My wife told me to stand here."
♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥♥
See! To understand women isn't easy. Thanks God....Finally a Book for all men to understand women........

A sentence with two meaning.....

House warming party...

Went to a HOUSE WARMING party of my new friend *Jignesh Patel.*

On arrival, he greets me with his pretty wife & says,

"LICK HER IN D FRONT & POKE HER AT D BACK."*

I am scandalized only to be explained by his wife, Aeery bai,"...he means,

* "LIQUOR IS IN THE FRONT & POKER IS AT THE BACK."*

Attitude - Too beautiful not to share

There once was a woman who woke up one morning, looked in the mirror,

and noticed she had only three hairs on her head.

'Well,' she said, 'I think I'll braid my hair today.'

So she did and she had a wonderful day.

The next day she woke up, looked in the mirror

and saw that she had only two hairs on her head.

'H-M-M,' she said, 'I think I'll part my hair down the middle today.'

So she did and she had a grand day.

The next day she woke up, looked in the mirror and noticed

that she had only one hair on her head.

'Well,' she said, 'today I'm going to wear my hair in a pony tail.'

So she did, and she had a fun, fun day.

The next day she woke up, looked in the mirror and

noticed that there wasn't a single hair on her head.

'YAY!' she exclaimed. 'I don't have to fix my hair today!'

Attitude is everything.

Be kinder than necessary,

for everyone you meet is fighting some kind of battle.

Live simply,

Love generously,

Care deeply,

Speak kindly,

and pray continually.

Life isn't about waiting for the storm to pass...

It's about learning to dance in the rain.

It's not what you gather, but what you scatter that tells what kind of life you have lived.

Life is too short to wake up with regrets.

Love the people who treat you right and pray for the ones that don’t.

Never judge a book by its cover alone....

Recently I had a chance to take a glimpse of a beautiful motorcar while walking pass a showroom with little darling. Out of curiosity, we both walked in and was cordially entertained by a friendly salesman. Yes! She is a beauty for the sight and the price is unbelievable cheap. Within a short moment of time, little darling was being carried away with the persuasive sales talk. Besides me she said... my dear that's the car you should buy.

I didn't say a word then but hopefully today title might change her thinking. Never judge the outlook of a car alone. The shape might be fabulous and the interior is fantastic which are considered as pleasant to admire with our deceive eyes. More important are the car inner specification and the hidden technical data which is vital for long term driving. I wonder whether she understands what type of engine and transmission are being built and in stored for this new model. To know, we have to take a bit of time and effort to study and research on them, which most buyers won't.

I hope she remembers this wonderful quote in life. It says, "The beauty of a woman is not in the clothes she wears, the figure that she carries, or the way she combs her hair. The beauty of a woman must be seen in her eyes, because that is the doorway to her heart - the place where love resides."

I didn't immediately fall for her on the first sight though she has all the attractiveness and sexiness as a lady. I only fell for her when I could see the love in her heart. My dear little darling, this apply in admiring a beautiful car from the outside as well.

Communication skill......

I received a morning call from one of our underwriting staff today. On the phone he was fumbling and spoke so fast that I could not even catch and understand him. For a moment I thought it was a prank call of someone unknown. Luckily I heard him saying 'Prudential', a name which is definitely familiar to me. Though I was driving, I stopped my car to pay more attention to this gentleman.

His voice tells me that he was nervous. I spoke gently to this young man, suggesting him to relax and be calm. I told him to speak slowly, otherwise I would not be able to understand him. Taking a deep breath, he managed to relate his name as Alvin from the underwriting department. My elder son's name is also Alvin. He felt so relieve when I started to address him as son.

Though the call was really not important to relate here, the issue is... most young people are not good in their verbal communication. They might be highly qualified with all the various academics from the best Universities, they lose all their values and potential when they can't present and express their mind. Some might be able to write well but they are speechless when they are confronted face to face. In Malaysia we have thousand of young graduates, many who even hold the MBA status, are unable to get employment. The main reason is, they lack verbal communication skill. And no company would want a staff who cannot talk and speak.

A good and effective communicator is one who has the confidence to speak in clarity, slowly, pause when necessary, using the right tune and voice pitch, and a good command of the language. An effective communicator wins everyone' s mind, and including winning the heart of your loved one as well. I hope, Alvin could be able to speak better the next time on phone.

A quote to inspire - "Words have incredible power. They can make people's hearts soar, or they can make people's hearts sore" - Dr. Mardy Grothe

Who is happier, the giver or the recipient of compliments?

Over an agency meeting comprising all adults ranging from 30 to 60 years old, the subject of 'Compliment' was spoken. One interesting lady agent set this unexpected question, "Who is the most happiest person, the giver of compliment or the recipient of compliment?"

Some didn't know how to answer, few said the recipient and one claimed the giver is the happiest. What about you? Before you read further, it might be good for you to ponder over this simple question and yet so difficult to answer!

To me, the happiest person is the one who received. However the receiver could only short lived his happiness which won't last long until he receives another compliment from another giver. Perhaps allow another one or two days to pass, he might have forgotten the entire appreciation rendered. On the hand, the one who constantly gives compliments to others, that particular person would even have more happiness and joy than the one who receives from him. The logic is because everyone loves to see the giver, he is more respected and be more admired as a true friend. In short, the giver of compliments is more happier than the one who receives.

My strongest belief - "The beauty of life does not depend on how happy you are but on how happy others can be because of you".

Sell with kindness.......

Selling tips,

Most question asked by my fellow colleagues; "Why all prospects & clients love listening to me, when it's so difficult for them to draw others attention?"

This is my explanation. Remember this quote, "Kindness is the language which the deaf can hear & the blind can see". When you speak from the heart, sincerity could be felt. You might not be the most intelligent person, the purity of words is always pleasing to listen. I speak with enthusiasm, humour, fun, honesty, clarity, excitement, caring plus full of sweetness in all my words. Most important there is no motive when I share my thought with anyone, including the one who is reading my blog at the moment. As long as you are listening, I would be too glad to speak my mind to the one who is in front of me.

The different with most other sales persons is, they sell and speak with a motive or intention. The intention is to close their sales. They might be professional in their trades but when you speak without the kindness at heart, their listeners would know the real motive behind their presentation. Prospects might be listening but without an open and willing mind, not all sales could be closed.

Conclusion: If you do not really love seeing people with a full heart to share, selling is definitely not a career for you. On a short term you might be able to make some sales but to sell for life this is something you have to consider.

My belief - “Let your tongue speak what your heart thinks.” - Davy Crockett quote

Adult Joke.....

Anyone out there would like to try this.....

To avoid condom related accident use 2 condoms with chilli powder in
between them.
If outer one breaks, she will know'
if inner one breaks, you will know!

Ambidextro​us Woman Golfer

A group of guys lived and died for their Saturday morning round of golf. One transferred to another city. It wasn't the same without him. A new woman joined their Club. She overheard the guys talking about their golf round. She said, "You know, I used to play on my golf team in college and I was pretty good. Would you mind if I joined you next week?" The three guys looked at each other. Not one of them wanted to say 'yes', but she had them on the spot. Finally, one man said it would be okay, but they would be starting early - at 6:30 a.m.

He figured the early tee-time would discourage her. The woman said this may be a problem, and asked if she could be up to 15 minutes late. They rolled their eyes, but said okay. She smiled and said, "Good, I'll be there at 6:30 or 6:45."

She showed up at 6:30 sharp, and beat all three of them with an eye-opening 2-under par round. She was fun and a pleasant person, and the guys were impressed. Back at the clubhouse, they congratulated her and invited her back the next week. She smiled, and said, "I'll be there at 6:30 or 6:45." The next week she again showed up at 6:30 sharp. Only this time, she played left-handed. The three guys were incredulous as she still beat them with an even par round, despite playing with her off-hand. They were totally amazed.

They couldn't figure her out. She was again very pleasant and didn't seem to be purposely showing them up. They invited her back again, but each man harbored a burning desire to beat her. The third week, the guys had their game faces on. But this time, she was 15 minutes late, which made the guys irritable. This week the lady played right-handed, and narrowly beat all three of them.

The men mused that her late arrival was due to petty gamesmanship on her part. However, she was so gracious and so complimentary of their strong play, they couldn't hold a grudge.

Back in the clubhouse, all three guys were shaking their heads. This woman was a riddle no one could figure out. They had a couple of beers, and finally, one of the men asked her point blank, "How do you decide if you're going to golf right-handed or left-handed?"

The lady blushed, and grinned. "That's easy," she said. "When my Dad taught me to play golf, I learned I was ambidextrous. I like to switch back and forth. When I got married after college, I discovered my husband always sleeps in the nude. From then on, I developed a silly habit. Right before I left in the morning for golf practice, I would pull the covers off him. If his you-know-what was pointing to the right, I golfed right-handed; if it was pointed to the left, I golfed left-handed."

The guys on the team thought this was hysterical. Astonished at this bizarre information, one of the guys shot back, "But what if it's pointing straight up?"

She said, "Then, I'm fifteen minutes late."

Winners Vs Losers..!

Winners Have Dreams
Losers Have Schemes

Winners See The Gains
Losers See The Pain

Winners See The Present
Losers See The Past

Winners Make It Happen
Losers Let It Happen

Winners See Possibilities
Losers See Problems

Winners Makes Commitments
Losers Makes Promises

Winners Are A Part Of The Team
Losers Are Apart From The Team

Winner Always Has A Programme
Loser Always Has An Excuse

Winner Says "Let Me Do It For You"
Loser Says "That Is Not My Job"

Winners Say "I Must Do Something"
Losers Say "Something Must Be Done"

Winner Is Always A Part Of The Answer
Loser Is Always A Part Of The Problem

Winner Sees An Answer For Every Problem
Loser Sees A Problem For Every Answer
Winner Sees A Solution To ProblemLoser Sees A Problem To Every Solution
Winners Believe In Win/Win
Loser Believe For Them To WinSomeone Has To Lose

Winner Says "It May Be Difficult But It Is Possible"
Loser Says "It May Be Possible But It Is Too Difficult"

Winner Makes A Mistake And Says "I Was Wrong"
Loser Makes A Mistake And Says "It Wasn't My Fault"


We make a LIVING by what we GET.
We make a LIFE by what we GIVE.

Tips on Pumping Petrol into Your Car (To Save Money)

Latest news...
The prices of all petroleum products, including RON95 petrol, will be reviewed in June, said Domestic Trade, Cooperative and Consumerism Minister Datuk Seri Ismail Sabri Yaakob on Tuesday.

To help my fellow Malaysian motorists to save, I share this interesting article... "TIPS ON SAVING PETROL FOR YOUR CAR(S)"

I don't know what you guys are paying for petrol.... But here in Durban , We are also paying higher, up to R7.35 per litre. But my line of work is in petroleum for about 31 years now, so here are some tricks to get more of your money's worth for every litre.

Here at the Marian Hill Pipeline where I work in Durban , we deliver about 4 million litres in a 24-hour period thru the pipeline. One day is diesel the next day is jet fuel, and petrol, LRP and unleaded. We have 34-storage tanks here with a total capacity of 16,800,000 litres.

Only buy or fill up your car or bike in the early morning when the ground temperature is still cold. Remember that all service stations have their storage tanks buried below ground.

The colder the ground the more dense the fuel, when it gets warmer petrol expands, so buying in the afternoon or in the evening....your litre is not exactly a litre. In the petroleum business, the specific gravity and the temperature of the petrol, diesel and jet fuel, ethanol and other petroleum products plays an important role.

A1-degree rise in temperature is a big deal for this business. But the service stations do not have temperature compensation at the pumps.

When you're filling up do not squeeze the trigger of the nozzle to a fast mode. If you look you will see that the trigger has three (3) stages: low, middle, and high. In slow mode you should be pumping on low speed, thereby minimizing the vapours that are created while you are pumping. All hoses at the pump have a vapour return.

If you are pumping on the fast rate, some of the liquid that goes to your tank becomes vapour. Those vapours are being sucked up and back into the underground storage tank so you're getting less worth for your money.

One of the most important tips is to fill up when your tank is HALF FULL. The reason for this is, the more fuel you have in your tank the less air occupying its empty space. Petrol evaporates faster than you can imagine.

Petroleum storage tanks have an internal floating roof. This roof serves as zero clearance between the petrol and the atmosphere, so it minimizes the evaporation.

Unlike service stations, here where I work, every truck that we load is temperature compensated so that every litre is actually the exact amount.

Another reminder, if there is a fuel truck pumping into the storage tanks when you stop to buy, DO NOT fill up--most likely the petrol/diesel is being stirred up as the fuel is being delivered, and you might pick up some of the dirt that normally settles on the bottom.

Hope this will help you S-T-R-E-T-C-H your money.

Tips to buy life insurance....

Buying tips...

If you are one reader here who intend to buy life insurance, please try to avoid comparing plans and products. The loser could be yourself.

Telling from my heart. Years ago ago, when I first started in this career of selling life insurance, I was trained to "compete and compare" with products. I learned not only my company range of plans but also the rest of the other companies. I knew their strong and weakest points. Conclusion, I had more knowledge than the buying public. Whenever a prospect had intention to purchase a so called 'good plan' for himself, thinking to be smart, he moved around town to ask for the various quotations offered by all the companies. And if I had the opportunity to encounter this enquiry, I would try to be the last to submit my proposal. Being the last to offer my plan, I had the chance to see what others were proposing. Eventually I would know the highest and the lowest bidders in terms of cost over benefits and the returns. As witty and cunning as my master who taught me, I could work another more competitive and attractive program than all my competitors.

The sale could be concluded in my hand no doubt but deep down in my heart, I knew I won the case merely my comparing and competing, and was not there to serve for the benefit to the client. He bought the plan because he thought was a good buy out of the many comparisons.

I had been avoiding this type of selling for more than twenty years, as I feel life insurance should be sold more on a personal relationship rather than by comparing as a product. In fact, all life insurance companies work the same because they are from the same school of thought. The higher the risk tolerance, the higher the cost should be and the more you paid the more you should get back in return. Is just the sale and the marketing personals who twist and turn the figures to confuse the innocent.

Some friendly advices: Buy life insurance when you don't need it because when you need it, you can't buy. Pick any company you like because they are the same. But pick a life insurance agent whom you feel is comfortable to deal with. One who is honest and have the passion in this business. Or like me. Haha!!

Moral of the story... "Expensive might not be the best & Cheap might not be good either".

Work or Play???

Many of my friends want to know how I turn my work into play. Serious! Selling Life insurance is my hobby. In order to explain, I used to confuse them by pondering them another two questions. 'Is professional footballer work or play?' and 'Is sex work or play?'

The first question sounds simple but might be debatable. To me, all professional footballers take their games as work because they are paid according to their skill and profession. However a good footballer would play well if only he enjoys his game and have fun out of it.

The second question isn't that easy because the word SEX is too heavy for the mind to take. Let me try! On matrimony obligation, sex is work whereas for a newly in love couple, sex is play. A couple who has no child and planning to have baby, sex is work, while all those couples who have illicit activities, sex is play. For a prostitute serving her client, sex is work. The customer who pays for the service, sex is play for him.

Work could be tiring and boring, whereas play is always fun and exciting. We can be at work but if one takes his work as play, then his work would be no longer be boring. Talking is my interest and selling life insurance allows me to talk. This combination is my hobby for life. Is it work? No! Is definitely play all the time.

Remember this quote - "All work no play makes Jack a dull boy".

Bank Pass Book

Something we can learn.....

Piya married Hitesh this day. At the end of the wedding party, Piya's mother gave her a newly opened bank saving passbook With Rs.1000 deposit amount.

Mother: Piya, take this passbook. Keep it as a record of your marriage life. When there's something happy and memorable happened in your new life, put some money in. Write down what it's about next to the line. The more memorable the event is, the more money you can put in. I've done the first one for you today. Do the others with Hitesh. When you look back after years, you can know how much happiness you've had.'

Piya shared this with Hitesh when getting home. They both thought it was a great idea and were anxious to know when the second deposit can be made.

This was what they did after certain time:

- 7 Feb: Rs.100, first birthday celebration for Hitesh after marriage

- 1 Mar: Rs.300, salary raise for Piya

- 20 Mar: Rs.200, vacation trip to Bali

- 15 Apr: Rs.2000, Piya got pregnant

- 1 Jun: Rs.1000, Hitesh got promoted

.... and so on...

However, after years, they started fighting and arguing for trivial things. They didn't talk much. They regretted that they had married the most nasty people in the world.... no more love... One day Piya talked to her Mother: 'Mom, we can't stand it anymore.

We agree to divorce.
I can't imagine how I decided to marry this guy!!!'

Mother: 'Sure, girl, that's no big deal. Just do whatever you want if you really can't stand it. But before that, do one thing first. Remember the saving passbook I gave you on your wedding day? Take out all money and spend it first. You shouldn't keep any record of such a poor marriage.'

Piya thought it was true. So she went to the bank, waiting at the queue and planning to cancel the account. While she was waiting, she took a look at the passbook record. She looked, and looked, and looked. Then the memory of all the previous joy and happiness just came up her mind. Her eyes were then filled with tears. She left and went home. When she was home, she handed the passbook to Hitesh, asked him to spend the money before getting divorce.

The next day, Hitesh gave the passbook back to Piya.

She found a new deposit of Rs.5000. And a line next to the record:
'This is the day I notice how much I've loved you throughout all these years. How much happiness you've brought me.'

They hugged and cried, putting the passbook back to the safe.

"Life is about correcting mistakes."

Jewish Wisdom

Sex on the Sabbath . . .

A man wonders if having sex on the Sabbath is a sin because he is not
sure if sex is work or play. So he goes to a Priest and asks for his
opinion on this question.

After consulting the Bible, the Priest says, ' My son, after an
exhaustive search, I am positive that sex is work and is therefore not
permitted on Sundays.

The man thinks: ' What does a priest know about sex?' So he goes to a
Minister, who after all is a married man and experienced in this
matter. He queries the Minister and receives the same reply. Sex is
work and therefore not for the Sabbath! Not pleased with the reply, he
seeks out the ultimate authority: a man of thousands of years
tradition and knowledge.

In other words, he goes to a Rabbi. The Rabbi ponders the question,
then states, ' My son, sex is definitely play.' The man replies,
'Rabbi, how can you be so sure when so many others tell me sex is
work?'

The Rabbi softly speaks, 'If sex were work, my wife would have the maid do it'.

BUSINESS IS BUSINESS

A crusty old man walks into a bank and says to the teller, "I want to open a fuckin' checking account."

The astonished woman replies, I beg your pardon, sir. I must have misunderstood you. What did you say?"

Listen up, damn it. I said I want to open a fuckin' checking account now!"

"I'm very sorry sir, but that kind of language is not tolerated in this bank."

The teller leaves the window and goes over to the bank manager to inform him of her situation.

The manager agrees that the teller does not have to listen to that foul language and that guy really needs some telling-off.

They both return to the window and the manager asks the old geezer, "Sir, what seems to be the problem here?"

"There is no fuckin problem," the man says.

I've just won $200 million bucks in the damn fuckin lottery and I want to put my fuckin money in this fuckin bank."

"Oh...I see," says the manager, "and is this bitch giving you a hard time sir ???"

Moral of the story - “When money talks, nobody notices what grammar it uses.”

Is kindness inborn or taught?

There is a saying, "Kindness is the language, the blind can see and the deaf can hear". But is kindness inborn or could it be taught and be cultivated. Out of curiosity I sent this question to some of my great friends to ponder. I'm sure bugging our mind can make us more intelligent.

Little darling said every human being is bonded with kindness until the environment & circumstances change oneself. Even a person has to be changed to be cruel & cunning. I believe if he has the will power to change the better, he can do it. It may be also due to impact on learning & situation as well. There is a will there is a way.

Sensation said inborn and up bringing plays a very importance part of life in kindness.

Headmaster Chen said the former is instinct, the latter is influenced.

Farijah said Kindness could be taught in many ways.

Wan said I always believe babies are as pure as a piece of clean clothe. It's all depends on how we nurture the children. Without bad influences, the children can't go wrong/unkind. But with bad influences, definitely they can be very unkind. Not much teaching to do in the aspect of kindness, but to practice it ourselves as our kids learn from observing us. My perception of inborn would be it is by his/her natural instinct. Taught would be to tell directly or reflect through our actions what is supposed to do and so on. As such, kindness could be taught.

Abd Rahim said Kindness is a noble value which everyone on earth is capable of choosing and doing, and can certainly be nurtured over the life time. Kindness is an outcome of one's behaviour whose consequences will impact others - so kindness is in the recipients' perception! Inborn kindness may have no intention to inflict pain onto others; taught kindness is influenced by deliberate motives and it's fulfillment.

Captain Azhar said human beings are born with both traits... good & the bad (kindness & indifference). I believe kindness can be inculcated through, say parental influence. Bugging our mind may not make us more intelligent but rather make it tick... tick... and ticking.

Thank you so much for the responses. Their pondering had enlightened me further to share the greatness of kindness in life.

My personal view - Inborn kindness is always pure in heart, while the taught kindness might have motives and influences. Both are good qualities of manner, but the one who is inborn with kindness is truly blessed.

The most touching quote -“Let no one ever come to you without leaving better and happier. Be the living expression of God's kindness: kindness in your face, kindness in your eyes, kindness in your smile.” - Mother Teresa quotes

Child Discipline.....

Having problem to discipline your children? Read on to laugh and you would learn.....

Pilot Father's Tough Love

Most people nowadays think it improper to discipline children, so I have tried other methods to control my kids when they have had one of 'those moments.'

Since I'm a pilot, one that I have found very effective is for me to just take the child for a flight during which I say nothing and give the child the opportunity to reflect on his or her behavior.
I don't know whether it's the steady vibration from the engines, or just the time away from any distractions such as TV, video games, computer, iPod, etc.

Either way, my kids usually calm down and stop misbehaving after our flight together. I believe that eye to eye contact during these sessions is an important element in achieving the desired results.

I've included a photo below of one of my sessions with my son, in case you would like to use the technique...

SHOULD WORK WITH GRANDKIDS ALSO.
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Hahaha!!!

The Secret of Great Relationsh​ips.....

A young man responded to my blog title 'Love Sick is painful' dated 5th Jan 2008. He wrote on the comment.....

Hello sir,
i was in love for the past 1 year,am 24 and my girl is 18.ever since i started loving her i thaught that this is the love of my life and i cant live without her.after 6 months of sincere love life there came a period of difference ,she started to avoid me...The pain was too terrible for me..i thought that was the end of my life,this continued for 2 months.aftet that i started approaching her with tears in my eyes,pleaded to take me back and she did,again we cherished lovely moments together,we huged,kissed,loved blindly....and now for the last 2 months i dont like to talk to her anymore,i just started hating her for no reason,now she is in tears,and i feel its all over dont want to continue...but i feel sorry for her ,i feel guilty of cheating her.....wat is wrong with me....please guide me...

Perhap this quote speaks by itself -

"Some of the biggest challenges in relationships come from the fact that most people enter a relationship in order to get something: They're trying to find someone who's going to make them feel good. In reality, the only way a relationship will last is if you see your relationship as a place that you go to give, and not a place you go to take".
~Anthony Robbins

Why is our world not having peace?

A disturbed young man asked... Why is our world not having peace, when there are so much of uneventful happenings in every corner of the earth???

In simple layman term I explained... In our world we have the good and evil forces. Without them, this planet might not move. Imagine if there is no thief and robber, the polices would be having no work. When these 'bad' committed crimes, the good lawyers have the chance to be paid. Sometimes we abuse ourselves by not taking care of our health, and when we felt sick which is considered as the bad part of life, we have to seek a good doctor to heal us again. The bad needs the good. Right?

In everyone of us, we have the good and bad part of our emotion and thinking. If I hadn't been naughty, I would not have disturbed little darling to fall for me many moons ago. Today with me around, little darling feels secure and contented. The good needs the bad again in life.

To the young man - you don't need to be too worrisome over the world affairs, be it the sad or the joy you see at moment. Nothing is going to be permanent. Except for sure, the good and the evil forces have to remain as long as lives are in existence.

Food for thought - "Life is ever changing and it changes everyday. We learn new things and grow, still there is so much to learn. So single person knows everything and nothing is permanent. The thing which is impossible today can be possible tomorrow".

Chinese Doctor vs Western Doctor....

While in China, an Australian man was very sexually promiscuous and did not use a condom at all.

A week after arriving back home in Sydney, he woke one morning to find his penis covered with purple spots. Horrified, he immediately went to see a doctor.

The doctor, never having seen anything like this before, ordered some tests and told the man to return in two days for the results.

The man returned a couple of days later and the doctor said, 'I've got bad news for you - you've contracted Mongolian VD. It's very rare and almost unheard of here. We know very little about it.'

The man looked a little perplexed and said: 'Well, give me a shot or something and fix me up, Doc.'

The doctor answered: 'I'm sorry, there's no known cure. We're going to have to amputate your penis.'

The man screamed in horror, 'Absolutely not! I want a second opinion.'

The doctor replied: 'Well, it's your choice. Go ahead if you want, but surgery is your only option.'

The next day the man found a Chinese doctor, figuring that he'd know more about the disease.

The Chinese doctor examined his penis and proclaimed, 'Ah, yes, Mongolian VD. Very rare disease.'

The guy said to the doctor, 'Yeah, yeah, I already know that but what can we do? My Australian doctor wants to operate and amputate my penis!'

The Chinese doctor shook his head and laughed. 'Stupid Australian doctor, always want to operate. Make more money that way. No need to operate!'

'Oh, Thank God!' the man replied.

'Yes,' says the Chinese doctor, 'You no worry! Wait two weeks. Fall off by itself!'

The photo won Year 2011....

"A Picture Is Worth A Thousand Words"

This photo of a Chinese boy about to pee and a chicken looking at the little boy's wee wee
thinking it is an 'edible worm'. The boy gives a warning look stare,"don't you dare come near me".

The photo won Year 2011 Taipei First Prize Photography Award.

Always seek a second opinion.....

So old it's new again!

The doctor said, 'Joe, the good news is I can cure your headaches. The bad news is that it will require castration. You have a very rare condition, which causes your testicles to press on a nerve at the base of your spine and the pressure creates one hell of a headache. The only way to relieve the pressure is to remove the testicles.'

Joe was shocked and depressed. He wondered if he had anything to live for.
He had no choice but to go under the knife.

When he left the hospital a few days later, he was without a headache for the first time in 20 years, but he felt like he was missing an important part of himself...

As he walked down the street, he realized that he felt like a different person.

He could make a new beginning and live a new life.

He saw a men's clothing store and thought, 'That's what I need... A new suit...'

He entered the shop and told the salesman, 'I'd like to try on a new suit please...'

The elderly tailor eyed him briefly and said, 'Let's see now... Size 44 long should do it'

Joe laughed, 'Wow, that's right; how did you know?'

'Oh, I've been in the business 40 years sir!' the tailor said.

Joe tried on the suit, it fit perfectly.

As Joe admired himself in the mirror, the salesman asked, 'How about a new shirt to go with that lovely suit sir?'

Joe thought for a moment and then said, 'Sure, why not.'

The salesman eyed Joe for a moment and said, 'Let's see, 34 sleeve and 16 1/2 neck.'

Joe was surprised again, 'You're absolutely right, how did you guess that?'

'Been in the business 40 years sir.'

Joe tried on the shirt and it fit like a glove!

Joe walked comfortably around the shop and the salesman asked, 'How about some new underwear?'

Joe thought for a moment and said, 'Sure, I might as well.'

The salesman said, 'Let's see... Size 36.'

Joe laughed, 'Ah ha! I got you! I've worn a size 34 since I was 18 years old.'

The salesman shook his head, 'No way! You can't wear a size 34 sir. A size 34 would press your testicles up against the base of your spine and give you one hell of a headache!!'

New suit .........................$400
New shirt........................$36
New underwear..............$6
Second Opinion.............. PRICELESS!!

Moral of the story - Not all professionals are ethical and honest. One has to outsmart their truth by seeking another opinion.

Health and medical insurance...

Selling tips....

A 29 years old young man was declined his medical insurance because he was admitted for a mild heart attack last year. His father called me yesterday. His voice sounded furious, saying why should insurance company be rejecting his son's proposal for his needed covers. His explanation was, my son is still young and has a good career, insurance should be given to him.

This man thought I'm the owner of the insurance company and I could overrule company rejection or be able to assist his son's problem. The first statement I told this unreasonable friend was... "Buy insurance when you don't need it because when you need it, you can't buy". He kept silent and I knew he knows the logic of why the company refused to accept the sales.

All life insurance companies are afraid to underwrite lives that are suffering from cancer or having heart diseases. Immaterial whether the clients are young or old, the risk factors are too great for them to consider. The 29 years old son might be still young and unmarried yet, the mild attack is an indicator he has a heart problem.

In order to help my friend, I advised him the following steps.... his son should consult his attending doctor again. Check with the doctor whether he is doing fine or has fully recovered. If is an affirmative reply, request the doctor to confirm with a proper medical letter and full medical reports attached. With these supportive information, I would write a personal report to our company to reconsider his new application. Unless this is done professionally with full explanation and recommendation to the company, no underwriter likes to look at sub-standard lives. A Big 'Thank You' was acknowledged by my friend.

A soft reminder - "Life insurance is the last thing on earth a man wants, but it's too late then".

DEALING WITH INSULT.....

If you happened to be angry, this might help......

The Buddha explained how to handle insult and maintain compassion.

One day Buddha was walking through a village. A very angry and rude young man came up and began insulting him. "You have no right teaching others," he shouted. "You are as stupid as everyone else. You are nothing but a fake."

Buddha was not upset by these insults. Instead he asked the young man, "Tell me, if you buy a gift for someone, and that person does not take it, to whom does the gift belong?"

The man was surprised to be asked such a strange question and answered, "It would belong to me, because I bought the gift."

The Buddha smiled and said, "That is correct. And it is exactly the same with your anger. If you become angry with me and I do not get insulted, then the anger falls back on you. You are then the only one who becomes unhappy, not me. All you have done is hurt yourself."

"If you want to stop hurting yourself, you must get rid of your anger and become loving instead. When you hate others, you yourself become unhappy. But when you love others, everyone is happy."

The young man listened closely to these wise words of the Buddha. "You are right, Enlightened One," he said. "Please teach me the path of love. I wish to become your follower."

The Buddha answered kindly, "Of course. I teach anyone who truly wants to learn. Come with me."

Looking for the perfect love....

Richard has a beautiful and sexy girlfriend whom all men would admire but he is still not pleased with his new found darling. His reason was unbelieveable! My girl is too intelligence and too aggressive a person. As a friend he likes her a lot but as a girlfriend she thinks too fast for him. Her IQ is higher than normal and her personal drive is greater than most other ladies. Both these great qualities of the lady upset the man because he felt his command and independence as a male is limited. Her 'intelligence and aggressiveness' over shines the man.

So! What is the most ideal woman for a man? Is the external adorable beauty more important than the inner heart? To me.... "The beauty of a woman is not in the clothes she wears, the figure that she carries, or the way she combs her hair. The beauty of a woman must be seen in her eyes, because that is the doorway to her heart - the place where love resides".

Sometimes a man who is not so intelligence, might need a stronger lady who is intelligent to lead him, but when a man who is much more intelligence, he needs a gentle and tender woman who is smart to love him without showing she is intelligent. An intelligent lady alone would show her prowess and knowledge to the whole world that she is great, but a smarter lady let her man to dominate and allowing him to feel superior.

Love is beautiful if only the man and woman could understand their roles and behaviour. Otherwise beautiful loves can still be broken.

To the one I love - "I love you not because you are perfect, but because you are so perfect for me".

Success is meant for the brave one....

Who say watching porn films is bad and obscene? Wait until you read the following news...

AN ENGINEER saved her marriage using the “tricks” she learned from porn films, China Press reported.

The Singaporean said she started watching porn films after reading a pornographic magazine sent by her friend from Australia eight years ago.

However, she said, she became addicted to these films about three years ago after her husband started giving her the cold shoulder.

The 32-year-old said she learned many tips sexually and emotionally in managing a relationship from the films, and saved her marriage.

Moral of the story is.. When you are not skillful in the thing you need to do, don't be afraid to learn from others who know.

Good proverb - "A brave man is a man who dares to look the Devil in the face and tell him he is a Devil" - James A. Garfield

Hockey or Sex!!!

A Sunday Laugh......

A man watching a hockey game on TV kept switching channels to a dirty movie
featuring a couple having sex.

"I don't know whether to watch them or the game," he said to his wife.

"For heaven's sake, watch them," his wife said.
"You already know how to play Hockey!"