Best investment during difficult time is humour.

I had a chance to attend a recent Toastmasters' meeting around town. We had an impromptu session, when various topics were given to 10 selected members to talk for two minutes. The most humorous non prepared title was spoken by a young lady who really made everyone laugh for the evening.

The subject was, "What is the best investment during this difficult period of time." She didn't even have to think. Immediately she spoke with confidence...."The best investment during difficult time is to invest in humour!" We were caught in amazement by this word 'humour!' Why humour? According to this interesting lady, she said, why be sad and be unhappy during this difficult financial periods. In life, there are good and bad time, which we have to live along with them. No point of being worried and be frustrated over this economical down turn. Instead have fun, gather some cheap parties at home if you can't make the expensive one. Dance and swing along with music and laughter. The humour you create strengthen your mind and body. So! When the market recover eventually, you should be strong enough to get what you want later.

It might be a joke but I think she was right in some ways. Why worry! Be happy and things might turn better if we are still strong and healthy. However as far as I am concerned, "The best investment is an investment that pays when it's needed most" Life insurance is an investment which will pay when a person is dead or criticall ill. These are the time when money is needed most. Whether is good or bad time, always consider to invest on some important life insurance. Buy it when you don't need it coz when you need it, you can't buy.... this is life insurance.

Some advice - "The best insurance policy for tomorrow is to make the most productive use of today" — Geoffrey Norman