9 seaters MPV.

verses.............................

SYF is complaining that her current car is too small for her family. She is a single parent of two teenage daughters with a mother to take care. She is seeking my advice as whether to buy another brand new car, the Honda Civic and keeping the old car for her elder child to use. She knows very well it would cost her much more to maintain two cars at the same time.

I really darn not tell her a 'NO' on her face. I could see she loves the new car more than anything else. The current Honda Civic is sexy and attractive, which all ladies like to drive, even though there is no money in their pockets.

Perhaps by showing the above picture, it might help her to change her mind. This is the only 9 seaters MPV available for this family and yet they are happy riding along together. SYF's Hyundai Rio 1600cc saloon car is considered a big car, which she is driving presently and fully paid for.

Specially for this confused SYF - "Life is really simple, but we insist on making it complicated" ~ Confucius

Want Not

Monday is always termed as Black Monday because is the first day of the week. If you start the morning well with a lot of pleasant thoughts and feeling, i am sure the whole week would end up beautifully.

Not Chwee Ping! Early of yesterday morning (Monday), both her parents came to visit her apartment. They brought news about her younger sister who had been making some money on properties. Only a week ago, the sister who is on real estate invested on another deal, inviting some friends to partner with her. She assured them this purchase is going to be a profitable transaction. Chwee Ping listened but wasn't happy in her heart. She was wondering why her sister could let her friends to make money but never invited her to participate together with them. After all she is also a true sister whom she loves so much. The thought and feeling created misery and sadness to this poor lady who found it so difficult to start the day. Not forgetting is only Monday, when she still had a week ahead of her.

To put things easy for this intelligent lady, i forwarded a short message for her to read, which changed a mindset immediately. Perhaps i should also like to share with all my readers as well.

The title is "Want Not."

Next time you are waiting for anything, notice what you are wanting! This will be a source of Your tension or impatience.

All desire has fear built in - fear of not getting or losing, even Before your desire is fulfilled.

The secret is to want nothing, and then magic happens, for love And behold, all that you need and more arrives in your life, at the right time, in the right way.

Note: for those who might not understand the above statement, it means... Gives a lot & expect nothing, then magic would happen.

Do unto others...

Would like to inspire you on the 1st day of the week...

One stormy night many years ago, an elderly man and his wife entered the lobby of a small hotel in Philadelphia. Trying to get out of the rain, the couple approached the front desk hoping to get some shelter for the night.

"Could you possibly give us a room here?" the husband asked. The clerk, a friendly man with a winning smile, looked at the couple and explained that there were three conventions in town during that time.

"All of our rooms are taken," the clerk said. "But, I cannot send a nice couple like you out into the rain at one o'clock in the morning. Would you, perhaps, be willing to sleep in my room? It's not exactly a suite, but it will be good enough to make you folks comfortable for the night."

When the couple declined, the young man pressed on. "Don't worry about me; I'll make out just fine," the clerk told them with confidence and assurance.

Rather hesitant, the couple agreed and stayed for the night. The following morning as the elderly man paid his bill at the check-out counter, the man said to the helpful clerk, "You are the kind of manager who should be the boss of the best hotel in the United States. Maybe, someday, I'll build one for you."

The clerk looked at them amusingly and smiled. The three of them had a good laugh.

As the couple drove away, the elderly man agreed that the helpful clerk was indeed exceptional, as finding people who are both friendly and helpful is not easy.

Two years had passed. The clerk had almost forgotten about the incident when one morning he received a letter from the old man. The note recalled that stormy night and the old men enclosed a round-trip ticket to New York, asking the young man to pay them a visit.

The helpful clerk in the Philadelphia hotel obliged and one day took the trip to New York where the old man met him and led him to the corner of Fifth Avenue and 34th Street in the fashionable commercial district of Manhattan. The old man casually pointed to a great new building right in the middle of town, a palace of reddish stone, with turrets and watchtowers thrusting up to the sky. Rather an impressive structure.

"That," said the older man, "is the hotel I have just built for YOU to manage."

"You must be joking," the young man said rather amazed.

"I can assure you I am not," said the older man, a sly smile playing on his face.

The older man's name was William Waldorf Astor, and the magnificent structure was the original Waldorf-Astoria Hotel in Manhattan, New York.

The young clerk who eventually became the first manager of Waldorf Astoria was George C. Boldt. This young hotel clerk from Philadelphia never foresaw the turn of events that would one day lead him to become the first manager of one of the world's most glamorous, impressive hotels.

The Bible says that we are not to turn our backs on those who are in need, for we might be entertaining angels after all.

And remember -
"Life is more accurately measured by the lives you touch than the things you acquire" -- Author Unknown .

PS... The young clerk George C. Boldt became the owner of The Waldorf Astorie Hotel later. And i hope i have touched your life with this true story.

Note found on the refrigerator.

My Dear Wife,

You will surely understand that I have certain needs that you, being 54 years old, can no longer satisfy. I am very happy with you and I value you as a good wife.

Therefore, after reading this letter, I hope that you will not wrongly interpret the fact that I will be spending the evening with my 18 year old secretary at the Comfort Inn Hotel. Please don't be upset. I shall be home before midnight.

When the man came home late that night, he found the following letter on the dining room table:


My Dear Husband,

I received your letter and thank you for your honesty about my being 54 years old. I would like to take this opportunity to remind you that you are also 54 years old.

As you know, I am a math teacher at our local college. I would like to inform you that while you read this, I will be at the Hotel Fiesta with Michael, one of my students, who is also the assistant tennis coach. He is young, virile, and like your secretary, is 18 years old.

As a successful businessman who has an excellent knowledge of math, you will understand that we are in the same situation, although with one small difference, 18 goes into 54 a lot more times than 54 goes into 18. Therefore, I will not be home until sometime next week.

So!!!...don't play play with woman...

True friends go beyond skin colour and species type.

True Friends

After losing his parents, this 3 year old orangutan was so depressed he wouldn't eat and didn't respond to any medical treatments. The veteranarians thought he would surely die from sadness. The zoo keepers found an old sick dog on the grounds in the park at the zoo where the orangutan lived and took the dog to the animal treatment center. The dog arrived at the same time the orangutan was there being treated. The 2 lost souls met and have been inseparable ever since.

The orangatang found a new reason to live and each always tries his best to be a good companion to his new found friend. They are together 24 hours a day in all their activities.


They live in Northern California where swimming is their favorite past time, although Roscoe (the orangutan) is a little afraid of the water and needs his friend's help to swim.

Together they have discovered the joy and laughter in life and the value of friendship

They have found more than a friendly shoulder to lean on.

Long Live Friendship!!!!!

I don't know......some say life is too short, others say it is too long, but I know that nothing that we do makes sense if we don't touch the hearts of others.......while it last

My personal view...Animals appear to be less discriminating than humans, as we tend to use our 'thinking mind' whereas animals react on their instincts, no thoughts, non-judgemental, no expectations. To the One who is reading this title, can i be your friend? If so...say something lah here.

FRIENDSHIP IS BORDERLESS............

Staying in love is tough.

They always said, to fall in love is easy but to stay in love is so tough. Can this happen to you? YOU! I mean YOU, the one who is reading this title at this moment.

In any romance, at the beginning when you were trying to falling in love to whoever the lucky person was, you treated that particular person special. The words you used were perfect and sweet, your smiles were like honey, you would never say 'NO' to this person, you always be punctual, you didn't mind the wrongs, you could bear with all nonsenses, you were supportive, you think highly of this individual, you won't get angry and upset, you accept all the wrong doings, every minute spent was so happy and exciting, you offered encouragement and motivation, your expression was soft and gentle, you forgave easily and you took that soul as important.

So sad! After falling in love and now trying to stay in love was entirely a difference picture. Words spoken were harsh and sometimes could be hurting. The 'YESes' become lesser and approaches tend to be more defensive. Not punctual but the partner has to be punctual. Every single mistake make could be identified easily. Criticise and condemn on small little issues. Get angry and upset quite often openly. No wrong doing could be forgiven. Encouragement and motivation were the past. Yelling and shouting are common affairs. That individual might no longer as important as before.

If you are one reader who is facing this problem, is high time you have to take heal. Falling in love is easy but trying to stay in love is always difficult. I think the best way to stay in love successfully is to keep reminding ourselves that we have to put extra effort to love our partner. Don't ever take him or her for granted. See the goodness of each other more, rather than catching each other mistakes and errors.

I am writing this subject because i too want to remind myself that i ought to be a good and effective lover as well. Nobody is perfect, including myself.

To the lady i love - "Love is a game that two can play and both win" ~Eva Gabor

Selling facts of life.

Someone asked whether i am still selling life insurance. The first twenty years of my career, i was selling life insurance but the last ten years i am selling facts of life.

Selling life insurance is to market all the various types of life policies. The old days we talked about the endowment or whole life plans. Today our industry has changed tremendously, when plans became so sophisticated, even agents find it difficult to understand and to follow. All insurance companies turn aggressive by throwing challenges, promotions and promising high returns and benefits. To secure sales, agents have to work double hard, showing comparison to outwit their competitors and need plenty of motivation to excel. Their objective is to sell life policies.

Selling facts of life is to understand the purpose of living. In living we face hardship, sorrow, frustration and unhappiness. The best way to live is to live with happiness. Though Happiness sounds an easy word, its the toughest feeling to acquire in mind. In selling facts of life, i talked on "love and romance" which is the vital energy in everybody's soul. Sex is another issue which most people are timid and shy to reveal but deep down in heart, we love it so much. I try to over come this personal needs for those do not understand. Facts of life involves the important of a happy family. The time spend to raise the children, the understanding between the husband and the wife. Its endless to talk about life. The bottom line is, i offer the peace of mind to those i meet by being a life insurance agent. Try me, if you don't believe.

My strongest belief - "It is literally true that you can succeed best and quickest by helping others to succeed" ~ Napoleon Hill

*The World United*

God: Hello. Did you call me?

Me: Called you? No.
Who is this?

God: This is GOD.
I heard your prayers.
So I thought I will chat.

Me: I do pray.
Just makes me feel good.
I am actually busy now.
I am in the midst of something.

God: What are you busy at?
Ants are busy too.

Me: Don't know, but I can't find free time.
Life has become like rush hour all the time.

God: Sure.
Activity gets you busy.
But productivity gets you results.
Activity consumes time.
Productivity frees it.

Me: I understand, but I still can't figure out.
By the way, I was not expecting YOU would call.

God: Well, I wanted to resolve your fight for time.
Give you some clarity.

Me: Tell me, why has life become complicated now ?

God: Stop analyzing life. Just lives it.
Analysis is what makes it complicated.

Me: Why are we then constantly unhappy ?

God: Your today is the tomorrow that you worried about yesterday.
You are worrying because you are analyzing.
Worrying has become your habit.
That's why you are not happy.

Me: But how can we not worry when there is so much uncertainty ?

God: Uncertainty is inevitable, but worrying is optional.

Me: But then, there is so much pain due to uncertainty...

God: Pain is inevitable, but suffering is optional.

Me: If suffering is optional, why do good people always suffer ?

God: Diamonds cannot be polished without friction.
Gold cannot be purified without fire.
Good people go through trials, but don't suffer.
With that experience their life becomes better, not bitter.

Me: You mean to say such experience is useful ?

God: Yes.
In every term, Experience is a hard teacher.
She gives the test first and the lessons afterwards.

Me: But still, why should we go through such tests ?
Why can't we be free from problems ?

God: Problems are
P urposeful
R oadblocks
O ffering
B eneficial
L essons to
E nhance
M ental
S trength.

Inner strength comes from struggle and endurance,
not when you are free from problems.

Me: Frankly in the midst of so many problems,
we don't know where we are heading...

God: If you look outside you will not know where you are heading.
Look inside.
Looking outside, you dream.
Looking inside, you awaken.
Eyes provide sight.
Heart provides insight.

Me: Sometimes not succeeding fast seems to
hurt more than moving in the right direction.
What should I do ?

God: Success is a measure as decided by others.
Satisfaction is a measure as decided by you.
Knowing the road ahead is more satisfying than knowing you rode ahead.
You work with the compass.
Let others work with the clock.

Me: In tough times, how do you stay motivated ?

God: Always look at how far you have come rather than how far you have to go.
Always count your blessings, not what you are missing.

Me: What surprises you about people ?

God: When they suffer they ask, "why me?"
When they prosper, they never ask "Why me?"
Everyone wishes to have truth on their side,
but few want to be on the side of the truth.

Me: Sometimes I ask, who am I, why am I here.
I can't get the answer.

God: Seek not to find who you are,
but to determine who you want to be.
Stop looking for a purpose as to why you are here.
Create it.
Life is not a process of discovery, but a process of creation.

Me: How can I get the best out of life ?

God: Face your past without regret.
Handle your present with confidence.
Prepare for the future without fear.

Me: One last question.
Sometimes I feel my prayers are not answered.

God: There are no unanswered prayers.
At times the answer is NO.

Me: Thank you for this wonderful chat.
I am so happy to start the New Day with a new sense of inspiration.

God: Well.
Keep the faith and drop the fear.
Don't believe your doubts and doubt your beliefs.
Life is a mystery to solve, not a problem to resolve.
Trust me.
Life is wonderful if you know how to live.

Life is About Correcting Mistakes

This is such a meaningful story which melted my heart. Is worth reading.

THIS IS ESPECIALLY FOR COUPLES BUT EVEN SINGLES CAN LEARN A THING OR TWO FROM IT. ENJOY!

Jocelyn married William this day. At the end of the wedding party, Jocelyn's mother gave her a newly opened bank saving passbook. With $1000 deposit amount.

Mother: 'Jocelyn, take this passbook. Keep it as a record of your marriage life. When there's something happy and memorable happened in your new life, put some money in. Write down what it's about next to the line. The more memorable the event is, the more money you can put in. I've done the first one for you today. Do the others with William. When you look back after years, you can know how much happiness you've had.'

Jocelyn shared this with William when getting home. They both thought it was a great idea and were anxious to know when the second deposit can be made.

This was what they did after certain time:
- 7 Feb: $100, first birthday celebration for William after marriage
- 1 Mar: $300, salary raise for Jocelyn
- 20 Mar: $200, vacation trip to Bali
- 15 Apr: $2000, Jocelyn got pregnant
- 1 Jun: $1000, William got promoted
.... And so on...

However, after years, they started fighting and arguing for trivial things. They didn't talk much. They regretted that they had married the most nasty people in the world.... No more love...Kind of typical nowadays, huh?

One day Jocelyn talked to her Mother: 'Mom, we can't stand it anymore. We agree to divorce. I can't imagine how I decided to marry this guy!!!'

Mother: 'Sure, girl, that's no big deal. Just do whatever you want if you really can't stand it. But before that, do one thing first. Remember the saving passbook I gave you on your wedding day? Take out all money and spend it first. You shouldn't keep any record of such a poor marriage.'

Jocelyn thought it was true. So she went to the bank, waiting at the queue and planning to cancel the account. While she was waiting, she took a look at the passbook record. She looked, and looked, and looked. Then the memory of all the previous joy and happiness just came up her mind. Her eyes were then filled with tears. She left and went home. When she was home, she handed the passbook to William, asked him to spend the money before getting divorce.

The next day, William gave the passbook back to Jocelyn. She found a new deposit of $5000. And a line next to the record: 'This is the day I notice how much I've loved you thru out all these years. How much happiness you've brought me.'

They hugged and cried, putting the passbook back to the safe. Do you know how much money they had saved when they retired? I did not ask. I believe the money did not matter any more after they had gone thru all the good years in their life.

"When you fall, don't see the place where you fell, instead see the place from where you slipped. Life is about correcting mistakes."

I learn to stay young.

This statement ought to be true. "Old age is winter, alas for many people, but for those who are wise and optimistic, it is the happy and fruitful time for harvest."

Thirty years ago, I did not see as many beautiful ladies as of today. I am excited currently because everywhere I go, there bound to have pretty and attractive women around. Each time I take the lift, I would be accompanied by intelligent and elegant ladies who are too keen to talk with me. All the restaurants and kopitams are expected to have many adorable female customers who amazed my sight. They are sexy and tempting, and I know the way to befriend and approach them.

A middle age young man once asked, how come he could not see beautiful ladies like me. I told him, you are still too young to appreciate the beauty of woman yet. Not me! Any female who is fifties and below is considered young to me. Unless you have grown to be wise, you won't be able to see what I could sight. My little darling might not appeal to you here. However she is always an apple to me because I am much older than her. Young man, 'what you can do, I can also do, but what I can do, I think you can't!!!' The young man requested for some explanation. I have a wisdom mind of an older person and yet could feel the heart of a younger man. Thanks God! I am still around to enjoy my harvest, when most of my age could have taken aback seat feeling sorrowful for being old and unwanted.

My belief - "It is by growing old that one learns to remain young."

Implantologist

A guy and a girl meet at a bar.

They get along so well that they decide to go to the girl's place.

A few drinks later, the guy takes off his shirt and then washes his hands.

He then takes off his trousers and again washes his hands.
The girl has been watching him and says:
"You must be a dentist."
The guy, surprised, says:
"Yes .... How did you figure that out?"
"Easy.." she replies, "you keep washing your hands.."

One thing leads to another and they make love.
After it's over the girl says: "You must be a good dentist."

The guy, now with an inflated ego, says:
"Sure - I'm a good dentist. How did you figure that out?"
The girl replies:.....

"I Didn't Feel a Thing."

Easy is to ............, Difficult is to ............

Easy is to get a place in some one's address book
Difficult is to get a place in some one's heart

Easy is to judge the mistakes of someone
Difficult is to recognize our own mistakes

Easy is to talk without thinking
Difficult is to refrain the tongue

Easy is to hurt someone who loves us
Difficult is to heal the wound...

Easy is to forgive others
Difficult is to ask for forgiveness

Easy is to set rules
Difficult is to follow them...

Easy is to dream every night
Difficult is to fight for a dream.....

Easy is to show victory
Difficult is to assume defeat with dignity...

Easy is to admire a full moon
Difficult to see the other side....

Easy is to stumble with a stone
Difficult is to get up...

Easy is to enjoy life every day.
Difficult is to give its real value..

Easy is to promise something to someone
Difficult is to fulfill that promise...

Easy is to say we love
Difficult is to show it every day...

Easy is to criticize others
Difficult is to improve oneself...

Easy is to make mistakes
Difficult is to learn from them...

Easy is to think about improving
Difficult is to stop thinking it and put it into action....

Easy is to think bad of someone
Difficult is to give them the benefit of the doubt...

Easy is to receive
Difficult is to give

Easy is to keep friendship with words
Difficult is to keep it with meanings.

Easy for you to read my blog

Difficult for me to write everyday for you.

Nescafe served with passion and love.

I popped into Zazreen, one of my sweetie lady's office today. She wasn't quite happy lately and I was concerned for her. She was around the pantry where I met her. I asked, "How are you my dear?" She smiled with a thumb up sign on her face. I said to her, "Please make me a cup of Nescafe and I would be able to see whether you still have your love in your heart!"

Five minutes later the cup of aroma Nescafe was served by this beautiful secretary on my table. I slowly sipped my drink while staring at her. Yes! My dear, this coffee tastes good and nice because you had added a lot of love in it. The ingredients are in perfect combination, water is boiled hot, coffee powder, milk and sugar are mixed proportionally right. Your drink tells me you have patient, understanding, kind, not boastful, not proud, not rude, not easily angered and you have plenty of perseverance. Yes! You still have a lot of love and passion in your heart. Love never fails. I am sure Zazreen would be able to seek what she wants in life.

Specially for Zazreen - “It is the passion that is in a kiss that gives to it its sweetness; it is the affection in a kiss that sanctifies it” - Christian Nevell Bovee quotes .

Little daughter is afraid to tell the truth.

Madam Ku has two little daughters, eight and five. Both seemed to love the mother a lot. I asked her this simple question, "You treat the children as daughters or more like friends?" She was a bit puzzled, "What's the different?"

I told her, if the children take her as friend, most likely they won't be afraid to tell mum everything, the bad and the good as well.

With her permission, I asked both children another question. "Do you tell everything without fear to your mum all the time?"

The younger one wasn't sure because she might not know the meaning of this question. However the elder sister was brave to tell us these, "I love my mother and I would tell her everything, except when I don't do well in my studies, I would hide it from her!!!"

The mother was caught with surprise by her daughter's statement. I cautious her not to get angry, otherwise the little girl might not tell the truth the next time. With this remark, it relates the girls are still treating the mother as parent, rather as good friend.

As parents, we set rules and regulations for the growing children. We have high expectation on their progress and personal development. We praise for their achievement on one hand, and on the other hand we might show temper and anger when they make mistakes. At the end result, children might not tell the truth to the parents, for fear of punishment and dissatisfaction.

I think the best and ideal method to bring our children up is to befriend them as good friends. Because its only as friends, trust and confidence could be drawn nearer. Then fear and shame could be erased from this beautiful relationship. Is definitely not easy but Madam Ku agreed to attempt to change her attitude towards her children. What about you?

Food for thought - "Parents who are afraid to put their foot down usually have children who step on their toes" - Chinese Proverbs quotes

Seeing The Third World Countries has changed me.

On my recent drive home from Singapore, I had a chance to accompany Wai Yen who was on holiday with his young family too. He is one of my first son's university buddy who is currently working with a health product's company which required him to travel all over the world.

He had seen the best of the world with the most fantastic surrounding and living. The last two years he was posted to Africa where he has to visit almost all the third world countries from the north to the east and west of all their regions. It wasn't easy at first because he has to accustom to their culture and getting his food of his choice was really a problem. As Asian, we bathe twice or more per day. Not the African, they normally take bath once a week because water is scarce and expensive. They only change their clothings after their weekly bath. Is common most African have strong body odour which might be unbearable, especially sitting inside a bus. Wai Yen has to buy extra water and fill it inside the bath tank himself. A task he need not do at home! Wai Yen is a Chinese who loves Chinese and Western food. Sorry! In Northern Africa, he has to forget them because the only food available is the typical African food which he is not used to. He has lost 10lbs ever since he works in such primitive land. Even in dreams he thought of those "mee and satay" back home.

According to Wai Yen, the stay and employment in the third world countries has made him a stronger person in mind and soul. As a pampered child, he used to take things for granted. He complained and criticised whenever he was not happy. Not anymore after seeing the worst of the world. Today when he is home to see his family in Kuala Lumpur, he appreciates almost everything. Food which he might not like before, he would eat all without any leftover now. He was comparing the greatness of other nations with our developing status at home those days. Under such comparison, he wasn't happy politically and environmentally. Surprisingly he feels good to come home, appreciating all that he could see in his own motherland here. The suffering and hardship, he faced while working under those unpleasant conditions outside, has changed him to be more reasonable in life. He wants to be more practical and simple in being a person from now onwards.

Words of wisdom - "No one is in control of your happiness but you; therefore, you have the power to change anything about yourself or your life that you want to change" - Barbara De Angelis

Never too old to be at work.

Have you retired? Many of my friends have. Some even retired at their early fifties, and later have to depend financially on their children. Instead of thinking ways and means to make a living, they request an increase of allowance from the children who might be hard hit as well. I think all these retirees should take a short trip to Singapore where all senior citizens are given opportunities to work.

I was in Singapore last weekend with my son and family. While having meals at all those malls and food courts, I could see with my own eyes, old folks were employed in these eateries. Some were at their early seventies who worked as cleaners and waiters. They looked healthy and cheerful to me, and were proud to be at their job. I hardly saw any foreign worker, and all food courts were manned by the own people who prepared better and tastier food. Not like Kuala Lumpur, my home where most eateries, including hawker's foods are prepared by foreign workers instead. We are too dependable on foreign employees who know very little of our local taste. Our older folks retired earlier than expected and our younger generation is not willing to work. I wonder this is going to be good for our country, the people with wrong attitude and ethic in work.

Food for thought - "In your hands you hold the seeds of failure or the potential for greatness. Your hands are capable, but they must be used and for the right things to reap the rewards you are capable of attaining. The choice is yours" ~ Zig Ziglar.

The Donkey's attitude.

One day a farmer's donkey fell down into a well. The animal cried piteously for hours as the farmer tried to figure out what to do. Finally, he decided the animal was old, and the well needed to be covered up anyway; it just wasn't worth it to retrieve the donkey.

He invited all his neighbours to come over and help him. They all grabbed a shovel and began to shovel dirt into the well. At first, the donkey realized what was happening and cried horribly. Then, to everyone's amazement he quieted down.

A few shovel loads later, the farmer finally looked down the well. He was astonished at what he saw. With each shovel of dirt that hit his back, the donkey was doing something amazing. He would shake it off and take a step up.

As the farmer's neighbours continued to shovel dirt on top of the animal, he would shake it off and take a step up. Pretty soon, everyone was amazed as the donkey stepped up over the edge of the well and happily trotted off!

MORAL :

Life is going to shovel dirt on you, all kinds of dirt. The trick to getting out of the well is to shake it off and take a step up. Each of our troubles is a stepping stone. We can get out of the deepest wells just by not stopping, never giving up! Shake it off and take a step up.

Remember the five simple rules to be happy:

1. Free your heart from hatred - Forgive.

2. Free your mind from worries - Most never happen.

3. Live simply and appreciate what you have.

4. Give more.

5. Expect less

You have two choices...smile and close this page, or pass this along to someone else to spread the fun. KEEP SMILING !!!!

Buying In China

The shopkeeper quietly points to the only sign in English that reads, 'GUARANTEE NO SPOILT'.

Feeling assured, he paid for the CD player and return to his hotel. He tried to use the CD player after returning to the hotel but it would not even switch on.

He quickly return to the shop and asked for a refund or an exchange for another unit. When the shopkeeper refuse to give either, the man points to the sign assuring him of a guarantee.

The shopkeeper then said, 'Brother, you are in China. We read from the right to the left.'

Chinese Proverb - "A wise one knows moving mountains is beyond human power, but a fool has other thoughts."

MALE VS. FEMALE AT THE ATM MACHINE

A new sign in the Bank Lobby reads:

'Please note that this Bank is installing new Drive-through ATM machines enabling customers to withdraw cash without leaving their vehicles.

Customers using this new facility are requested to use the procedures outlined below when accessing their accounts.

After months of careful research, "MALE & FEMALE" procedures have been developed. Please follow the appropriate steps for your gender.'

*******************************
MALE PROCEDURE:
1. Drive up to the cash machine.
2. Put down your car window.
3. Insert card into machine and enter PIN.
4. Enter amount of cash required and withdraw.
5. Retrieve card, cash and receipt.
6. Put window up.
7. Drive off.

*******************************

FEMALE PROCEDURE:
(What is really funny is that most of this part is the truth!!!!)

1. Drive up to cash machine.
2. Reverse and back up the required amount to align car window with the machine.
3. Set parking brake, put the window down.
4. Find handbag, remove all contents on to passenger seat to locate card.
5. Tell person on cell phone you will call them back and hang up.
6. Attempt to insert card into machine.
7. Open car door to allow easier access to machine due to its excessive distance from the car.
8. Insert card.
9. Re-insert card the right way.
10. Dig through handbag to find diary with your PIN written on the inside back page.
11. Enter PIN.
12. Press cancel and re-enter correct PIN.
13. Enter amount of cash required.
14. Check makeup in rear view mirror.
15. Retrieve cash and receipt.
16. Empty handbag again to locate wallet and place cash inside.
17. Write debit amount in cheque register and place receipt in back of chequebook.
18. Re-check makeup.
19. Drive forward 2 feet.
20. Reverse back to cash machine.
21. Retrieve card.
22. Re-empty hand bag, locate card holder, and place card into the slot provided!
23. Give dirty look to irate male driver waiting behind you.
24. Restart stalled engine and pull off.
25. Redial person on cell phone.
26. Drive for 2 to 3 miles.
27. Release Parking Brake.

I like this quote - “God made woman beautiful and foolish; beautiful, that man might love her; and foolish, that she might love him”

Highly sex person could be violence.

Over a cup of tea, I had a chance to speak to RT who is enjoying her retirement. She is 63, a widow for almost 15 years. She has three grown up sons, the younger one has some form of mental problem. She blamed the husband who had abused the last son tragically while the child was still young. According to her, the husband was a very hot temper man who could be scolding the family with the slightest mistakes made. In fact the husband was an educated and knowledgeable person who held an important government key post. An arrogant father who constantly canned and slapped his children, when he was furious and upset. Non of his children love him. His wife being the soft one could not overcome his nasty behaviour.

With some courage and to see whether my judgement is correct, I asked RT a very personal question. Was your husband a highly sexual person? Without hesitation she promptly said yes. Not only highly in sex but rather a sex addict. Ever since he married the wife, he insisted sex almost every night. If the wife was tired or exhausted, he would still demand a "quickie" or a short game to settle his urge. When he faced challenges on his work, he solved his problems by "sex first and work comes later." As his wife, she had to give way to him on obligation rather than for love. At the age of 50, though the man was still a healthy man without any sickness, he was succumbed with a heart attack which killed him almost instantly. Non of the family members shed tears over him.

My judgement was correct. A person who is highly in sex is normally an intelligent person. An intelligent person always has high expectation in life. If their demands are not catered or fulfilled, they get upset and frustrated quite easily. They can turn arrogance, aggressive and violent in approach. The only way to balance their calmness and tranquility in mind, is more sex activities. Unless a compatible partner is matched, the highly sex person might not satisfy his or her attainment. Then...the real problem begins..Its just the repetition of RT and her family. I believe it happen everywhere. Perhaps you might be the one who is reading my blog too.

Something to ponder - "Having sex is like playing bridge. If you don't have a good partner, you'd better have a good hand" - Woody Allen

Does your man makes you happy?

Specially to all ladies who are in love...

My little darling was asked this question, "Does your handsome hero makes you happy?" There was a long pause. Everyone was wondering why she could not answer this simple question! Is she really not happy?

The silence was broken. She spoke aloud, "No he didn't make me happy. I make myself happy." All her friends were astonished and surprised. They thought her hero was a fantastic gentleman.

She continued to elaborate further. I am happy because I have a soul mate who is loving, understanding, kind, humble, caring, humorous, fun, intelligence, generous, forgiving and willing to stand by me all the time. Under all circumstances and environment, I am happy because he is my hero. He loves me without condition laid, he loves me whole heartily and this is enough to make me happy in life. Happiness is in the mind. Its up to our emotional thought and feeling. I pick the choice to be happy rather than to be sad. Even when we are sick, we could still be happy. I would be going for a long trip soon. Though he isn't around me when I would be missing him, the thinking of him would eventually make me happy too. Yes! I am happy because of him.

Wow! What a lucky young man I am? I am so proud little darling understands the wisdom of happiness. For those ladies out there...Are you happy yourself or you want your loves to make you happy? The choice is yours.

Food for thought - "The foolish man seeks happiness in the distance; the wise grows it under his feet" ~ James Openheim.

Counselling while selling life insurance.

I received a recent text message from a good client. She wrote, "Do you know any gynaecology? We have decided to have a child but before that I need to know at my age whether worth taking the risk."

My reply was, though I might not know any gynaecology, I am also a half doctor if you could trust me. Is never too late to have a baby now. Just that you have to monitor constantly your pregnancy. By the way, who is the lucky man! I thought you had broken your 1st love a week ago. Which is which my dear?

She responded,"Thanks. The lucky guy is still my first love. We are back together. Do not know what it is that keeps up getting back and unable to stay away from each other."

Continued by me, both of you do love each other. Pride is the main factor which is keeping both apart at times.

She was quick to tell, "Yes! That is very true. For years we have talked about having a child but never got close to doing so. This time we realised life is just too short to waste away and knowing that we love each other, it would only make sense that we have our own child."

My advices for her. Hi! My dear, for whatever happened, there ought to have a reason. I am sure is of good reason. Perhaps is ideal time now, especially for you. Imagine 20 years later, when you are alone, you still have a child to live along with you. But please be prepared to live as a single mother, otherwise the journey might not be easy. Ok?

She still had a doubt, "Do you think we are being selfish at our age to have a child?"

Note: The lady is 42 and the boyfriend is 55, married with children grown up.

Another encouragement for the lady. A woman won't be complete without going through motherhood. A child will bond the father & mother closer together. The child would make the man younger. Go ahead with this plan my dear.

Her final decision, "Thanks for the advice Robert. Truly appreciate it. Yes! I am prepared to be a single mother."

They said love is blind - "When love is not madness, it is not love" - Pedro Calderon de la Barca.

Be contented with what we have.

Wondering what are these pictures???

Yes! These are flats in Hong Kong. Space is so scarce, limited and expensive, the people there have to be contented to living in pigeon holes, they called them as flat. They are about the space of 100 sq feet in size, where the living and dinning room is, together with the kitchen. Whether they like it or not, they have to make good with these shelters as home.

Fifteen years ago, I had a chance to visit a relative in Hong Kong, where I stayed for a week. Those days the flats were slightly larger of 200 sq feet, with two rooms, living hall, a bathroom and a tiny kitchen, which allowed only one person to work within. I still remembered before I left, I wanted to buy a pair of shoe for my uncle who furiously refused to accept my gift. The reason was, there was no space or a single slot in his home which could keep this shoe, though it was only a small box. According to him, they would not buy anything which occupied space for the entire flat had been fully utilized to the maximum. Don't forget this was a flat built many years back. The present flats are even much smaller, which could be shown from my pictures posted above. Ah! Forgotten to tell you. My uncle's flat is currently rented out as kinder garden school for little children. I am equally curious how many students could be enrolled in a space of 200 sq feet. Well! In Hong Kong this is possible.

A good friend, Captain Azhar who read my email, saw these flats, wrote.. "Poor Honkies. The filty rich have so much space while these guys live in junkyards. Why is this world is so unfair?"

I replied him,"So! Consider yourself lucky if you are living in a 700 sq feet flat with three rooms, two toilets, a living hall, a kitchen and lucky one with a balcony."

I will always remember - "I cried because I had no shoes until I met a man who had no feet" -Anonymous.

I treat my children as friends.

Madam Tan was worried and upset over her only son who isn't behaving right. He is only 19, just finished his high school and not interested in pursuing his studies anymore. He is currently mixing with some friends who influenced him to make big money, coming home late and not listening to his parents.

Over a cup of coffee, I advised Tan to be relax and reminding her that most teenagers are like her son, who prefers to listen to outsiders rather than their parents. The best way to win her son's trust and understanding, is to befriend him, treat him more like a friend and not so much like a son.

Tan said its not easy to do it! Obviously its not going to be easy, unless she is prepared to throw away "the devil" in herself first. Take away her pride, self-esteem and arrogance as a mother. In fact the choice is hers!!! Once is done, talk patiently with love and request nicely with the son to allow her to be a friend instead. Joke with him. Play fun with him. Have humour with your advices. Tune down your voice. Hug and kiss him. Tell him you love him so much, please don't keep in the heart. Go with him wherever he likes to go, and not go wherever you like to. Spend evening time together.

I was like Madam Tan when all my children were little kids. Thanks God! I have changed my status as a father. Today all my sons are no longer son, they are all my best friends. They aren't afraid to tell all their naughtiness and secrets to this dad because I am just as naughty as they are. In order for me to befriend with my children, I have to change first and to accept the facts of life. No children would darn to treat their parents as friends, unless the parents could show and educate them in the first place. Madam Tan, I am sure you could as well and is definitely not late at all. Please act immediately...Today!

Food for thought - "You don't really understand human nature unless you know why a child on a merry-go-round will wave at his parents every time around - and why his parents will always wave back" - William D. Tammeus

"It's not only children who grow. Parents do too. As much as we watch to see what our children do with their lives, they are watching us to see what we do with ours. I can't tell my children to reach for the sun. All I can do is reach for it, myself" ~ Joyce Maynard.

Give the boy a PhD ... must read lah!!!

A first-grade teacher, Ms Neelam (Age 28) was having trouble with one of her students

The teacher asked, "Boy what is your problem?"

Boy answered, "I'm too smart for the first-grade. My sister is in the third-grade and I'm smarter than she is! I think I should be in the third-grade too!"

Ms Neelam had enough. She took Boy to the Principal's office. The principal told Ms Neelam he would give the boy a test and if he failed to answer any of his questions he was to go back to the first-grade and behave. She agreed.

Boy was brought in and the conditions were explained to him and he agreed to take the test:

Principal: "What is 3x3?"

Boy: "9"

Principal: "What is 6x6?"

Boy: "36"

And so it went with every question the principal thought a third-grade should know. The principal looks at Ms Neelam and tells her, "I think the boy can go to the third-grade."

Ms Neelam says to the principal, "I have some of my own questions. Can I ask him?" The principal and Boy both agree.

Ms Neelam asks: "What does a cow have four of that I have only two of?

Boy, after a moment: "Legs"!

Ms Neelam: "What is in your pants that you have but I do not have?"

Boy: "Pockets"!

Ms Neelam: "What starts with a C and ends with a T, is hairy, oval, delicious and contains thin whitish liquid?"

Boy: Coconut

Ms Neelam: " What goes in hard and pink then comes out soft and sticky?" The Principal's eyes open really wide and before he could stop the answer, Boy quickly answered..

Boy: Bubblegum

Ms Neelam: "What does a man do standing up, a woman does sitting down and a dog does on three legs?" The Principal's eyes again open really wide and before he could stop the answer....

Boy: Shake hands

Ms Neelam: "Now I will ask some "Who am I" sort of questions, okay?"

Boy: "Yep"

Ms Neelam: "You stick Your poles inside me. You tie me down to get me up.. I get wet before you do."

Boy: "Tent"

Ms Neelam: "A finger goes in me. You fiddle with me when you're bored. The best man always has me first." The Principal was looking restless, a bit tense and took one large Patiala Vodka peg.

Boy: "Wedding Ring"

Ms Neelam: "I come in many sizes. When I'm not well, I drip. When you blow me, you feel good."

Boy: "Nose"

Ms Neelam: "I have a stiff shaft. My tip penetrates. I come with a quiver."

Boy: "Arrow"

Ms Neelam: "What word starts with a 'F' and ends in 'K' that means lot of heat and excitement?"

Boy: "Firetruck"

Ms Neelam: "What word starts with a 'F' and ends in 'K' & if u don't get it u have to use your hand"

Boy: "Fork"

Ms Neelam: "What is it that all men have. It's longer for some men than on others. The nuns dont need it. The pope doesn't use his and a man gives it to his wife after they're married?"

Boy: "SURNAME"

Ms Neelam: "What part of the man has no bone but has muscles, has lots of veins, like pumping, & is responsible for making love?"

Boy: "HEART"

The principal breathed a sigh of relief and said to the teacher:

"Send this Boy to University, I got the last ten questions wrong myself!"

He he he!!!! Please laugh lah.

One Paragraph That Explains Life!

Arthur Ashe, the legendary Wimbledon player was dying of AIDS which he got due to infected blood he received during a heart surgery in 1983..

From world over, he received letters from his fans, one of which conveyed: "Why does GOD have to select you for such a bad disease"?

To this Arthur Ashe replied:

"The world over, 50 million children start playing tennis, 5 million learn to play tennis, 500,000 learn professional tennis, 50,000 come to the circuit, 5000 reach the grand slam, 50 reach Wimbledon, 4 to semi final, 2 to the finals, when I was holding a cup I never asked GOD 'Why me?'. And today in pain I should not be asking GOD 'Why me?' "

"Happiness keeps you Sweet,
Trials keep you Strong,
Sorrow keeps you Human,
Failure keeps you humble and Success keeps you glowing,
But only Faith & Attitude Keeps you going...”

No idea is an idea unless is shared.

I really dislike those who claimed they know everything, especially upon hearing someone who is sharing some thoughts. In most seminars and talks I had attended, some seniors who thought they knew so much of lives, ought to be thrown out of the hall. Their remarks were; the speakers were lousy, the ideas are so so, I had heard of it long time ago and the subjects are not new. They would be complaining and criticising but would not be bother to share with others of what they know.

I could never forget my good friend, the late Adam Cheah from Prudential, who once mentioned this statement to me. "No idea is an idea unless is shared willingly." A great man might have a fantastic idea stored in his brilliant mind, but without sharing and speaking his thought out for others, his idea is as good as dead when he passes away one day. However if he is not selfish and prepared to share whole heartily with someone, his idea remains forever to the surviving world. His great name and legacy lives on.

So if you are the type who don't like to share, it would be better to keep you mouth shut rather than being a nuisance to the learning world.

My favorite belief - "The mind grows by taking in, but the heart grows by giving out."