Smart story.

I think this was smart...

A true story of 35 years ago when I was a young salesman then. Chong was trying to sell a home made cough mixture originated by his grand father. Although the Chinese medicine was good but very few shops were prepared to retail for Chong. One day, accidentally he picked up a white man from the trunk road, who was hitchhiking his way from abroad. He was penniless and needed assistance. Chong brought him home, fed and clothed him well. The white man looked so different after he shaved plus added with the proper attire. Before he continued his journey, Chong requested him for some favours...to accompany him on his work. Chong took the white man to all his retail customers, telling them that the white man was the boss from England, which manufacted his cough mixture. The white man just needed to nod and smile to all those typical Chinese shopkeepers who were so happy to see him at their shops. After that, Chong didn't have to explain much about his products anymore. They were too satisfy to buy because they felt the cough mixture had the influence of the West...it must be a good product. Chong was smart to play the mind of his customers. His products became popular and it sells by itself now.

There is a saying from the Asian..."When a white man farts, it would still be a good fart".

All men must read!

I found something interesting...

In the world of romance, one single rule applies to men:
Make the woman happy. Do something she likes, and you get points.Do something she dislikes and points are subtracted.You don't get any points for doing something she expects. Sorry, that's the way the game is played.Here is a guide to the point system:

SIMPLE DUTIES.

You make the bed (+1)

You make the bed, but forget the decorative pillow (0)

You throw the bedspread over rumpled sheets (-1)

You go out to buy her what she wants (+5)

In the rain (+8) But return with Beer (-5)

You check out a suspicious noise at night (0)

You check out a suspicious noise, and it is nothing (0)

You check out a suspicious noise and it is something (+5)

You pummel it with iron rod (+10)

It's her pet (-10)

SOCIAL ENGAGEMENTS

You stay by her side the entire party (0)

You stay by her side for a while, then leave to chat with a college buddy (-2)

Named Rita (-4)

Rita is a dancer (-6)

Rita is single and is really beautiful (-80)

HER BIRTHDAY

You forget her birthday (-50000)

You take her out to dinner (0)

You take her out to dinner and it's not a sports bar (+1)

Okay, it's a sports bar (-2)

And it's all-you-can- eat night (-3)

It's a sports bar, it's all-you-can- eat night, and your face is painted the colours of your favourite team (-10)

A NIGHT OUT

You take her to a movie (+2)

You take her to a movie she likes (+4)

You take her to a movie you hate (+6)

You take her to a movie you like (-2)

It's called 'DeathCop' (-3)

You lied and said it was a foreign film about orphans (-15)

ENJOY THE 'BIG' QUESTION

She asks, "Do I look fat?" (-5) [Yes, you LOSE points no matter WHAT]

You hesitate in responding (-10)

You reply, "Where?" (-35)

Any other response (-20)

COMMUNICATION

When she wants to talk about a problem , you listen, displaying what looks Like a concerned __expression (0)

You listen, for over 30 minutes (+50)

You listen for more than 30 minutes without looking at the TV (+500)

She realizes this is because you have fallen asleep (-10000)

Now what chance do you have???

Food for the thought - "Men show their character in nothing more clearly than what they think laughable." - Johann Wolfgang Von Goethe

Smart selling.

Over a training session with some young agents, I was asked..."How do I maintain selling so long in my life insurance business?" I told them, I am not intelligence but luckily I am smart.

Most of my school mates who were intelligence became doctors, lawyers or engineers. However I am smart to make them to be my clients. I am smart to know what they needs and wants. Whenever they are unhappy or sorrowful, I am smart to see in their mind. I am smart to offer them solution and make them happy. I am smart when to increase their insurance too.

Life insurance has a lot to learn. You need to be intelligence to understand all aspect of the protection and investment products. It takes a long time to master the entire program and plan. More so the products and features keep changing all the time. However I am smart to propose all relevant insurance products as simple as possible to all my prospects. Too complex and too comprehensive lead to confusion, whereas simplicity is easier to understand. I might not be an intelligent financial consultant which most life insurance agents claim (those titles stated on their name cards), but I am smart to touch all those I met and made them to be my closed friends eventually.

Most new agents who came along with an university degree and have brilliant mind, have fear to make cold calls on telephone. I am not as intelligence like them but I am smart to make strangers laugh on the phone with me. Upon meeting prospects, agents show their intelligence by figures and facts laid down through their laptops. I can't do that but I am smart to market myself by sharing my wisdom of life. Though my explanation on insurance is short and simple, they took it more willingly than from intelligent agents. I can't be as youthful as those aspiring agents, but I am smart to win all my clients with my wittiness and cheekiness. Yes! I admit...I am not intelligence but I am smart to keep my career as a hobby, which allows me to talk endlessly, have fun and excitement with all those I interact, and be able to help those who needed me. I enjoy every moment of my selling because I open my heart and mind to others.

Food for the thought - "It is lack of love for ourselves that inhibits our compassion towards others. If we make friends with ourselves, then there is no obstacle to opening our hearts and minds to others" - Unknown.

Are you superstitious?

Little darling always said...when you eat your food, you have to eat them clean and neat. There should be no left over, as all food uneaten is a waste. Just imagine, there are those who are so poor, might not have any food to eat. She speaks like my mother who cares and had superstitious in belief. The typical Chinese believes that all rice on a food plate or bowl has to be cleared or well eaten without a single rice be left over on it. If a person who has such bad eating habit, would normally end up marrying an ugly wife or husband who isn't handsome. Their faces would be rough with pimple holes.

Whether is true or untrue, I have to believe my mother and luckily little darling is my reminder. However I am puzzled, she has good eating habit but yet I am not handsome and has many old pimple holes. Whereas I am a lousy and careless food eater, I have a pretty little darling whose face is smooth like silk. She has to explain!!!

Superstitious belief is a mystic which is unpredictable and unreliable. Perhaps logic and common sense are more practical in life. Eat what you can consume and spend what you can afford. Then there should be no wastage. On the woman and man, I think the heart is more important than the face. Do you agree?

Food for the thought - "Superstition sets the whole world in flames; philosophy quenches them." - Voltaire

Sharing is happiness

This evening I was invited by Amir to have an agency talk. The title was, "The final sprint & What is next?" Most of the agents who turned up were young and new in the business. They looked innocent and inexperience. To help boost their sales, the final sprint before the year closes, I encouraged them to identify their reachable contacts first for this coming month. The best people to see are their closed friends, relatives and existing clients. With some hard work and determination, they should be able to get what they want. However..."What is next?" is even more important. Meaning...from now onwards they should attempt to sell not merely on incentives but rather through love, passion, fun, excitement and smart approaches. If they had forgotten the subject on "intelligence and smart", suggest to read this title written a few days ago on my blog.

Three questions were thrown to me. The first question: how did I sell those big cases? Answer: I grow with my clients. As they became richer and more successful, they buy bigger plans. You have to stay longer in this business, so that they could purchase from you. The second question: I need to close immediate sales within these two months to qualify my incentives. Any fastest way to go around? Answer: If you had sold to the husband, insist that you want to see his sweet wife. Or if you had sold to a single person, insist to see his/her lover. The chances are, you might sell them too. The third question: I am afraid to see prospects who are strangers. How to approach them? Answer: Come along with me to a shopping mall or a jogging park. See me talk to strangers when I could make them laugh. You will learn faster from my practical outing.

I hope the two hours sharing would inspire and motivate them. My past mistakes in life were my teachers, making me a teacher to teach this group of aspiring young agents. I had given my knowledge and they had given me value. The young and old have to stay intact to grow and to survive. I sincerely hope, they had benefited my sharing and I had some fun with them as well. Amir...thank you for inviting me to your training session.

Do you know - "Happiness is like a kiss. You must share it to enjoy it. — Bernard Meltzer, American lawyer.

I am part doctor & counselor to my clients.

Halim wanted me to see his new found love. They just got marry recently and this is his second wife. As Muslim in our country, they are allowed to marry four wives. Out of love, Halim effected a life insurance plan for Fina. Recently the husband was a bit disturbed with the new wife. She gets upset easily, hot temper and could be arrogance too. As Halim is also my client who regularly read my wisdom of life, asked whether I could see and speak over with Fina. Perhaps my listening could understand her problems.

Over a lunch we met when we chatted over various topics. I could see Fina is truly a loving lady with intelligence. Her eyes tell she loves her man dearly. There was no sign of arrogance in her but rather she was sweet and gentle when we talked. Perhaps this was the first time we met when she had to behave nice. As we were talking over the medical and insurance needs, Fina mentioned she might be having thyroid problem. Her hand shakes and she sweats excessively. I might not be a medical doctor but through the many years in insurance business, I had seen countless clients who suffered in this sickness.

This what I know on...Hyperthyroidism or Overactive Thyroid
The thyroid gland produces thyroid hormone, which controls respiration, digestion and a number of other important functions in the human body. But sometimes, the thyroid "over produces" these hormones. The result is a condition known as hyperthyroidism. It's also called overactive thyroid or "high thyroid."

Hyperthyroidism symptoms vary somewhat depending on age.
Typical symptoms among adults include
Puffiness around the eyes, which appear to be getting bigger. Some people describe it as a "bug eyed" appearance.
Difficulty concentrating and a slippage of intellectual ability
Excessive sweating Feeling excessively hot in normal or cold temperatures
Frequent bowel movements
Hand tremors
Insomnia
Joint pains
Losing weight despite normal or increased appetite
Menstrual period becomes scant, or ceases altogether
Nervousness and excitability.

I told Halim, when a woman is suffering from hyperthyroid, she could be extremely stressful. She could cry for no reason, upset easily and could show temper and be arrogance to those who are near to her. Besides medication, the man who loves her has to understand her emotion. He has to offer more assurance and concern to the wife. As she is the second wife, she might not be happy when the husband isn't around...especially the night. Alone could lead to loneliness and loneliness is a killer to the heart. Those who suffer from hyperthyroid are very sensitive in feeling. From what I understand, the best way to cure thyroid is constant swimming which might calm her emotion and control her stress tolerance. Not forgetting plenty of love and affection to be given to the lady who suffers silently.

Life insurance agents not only sell insurance, we are part doctor to our clients, we provide councelling whenever a family problem arises and we try to make things happen positively. I hope Halim and Fina know what to do best for themselves now. In case they need my help again, I am just one call away from them.

Food for the thought - "All who consult on doubtful matters, should be void of hatred, friendship, anger, and pity" - Sallust

This is a real Internet Addict.

I copied and pasted the above photo posting from my son's blog, mobchina.blogspot.com ..."This a real Internet Addict"... was his title. A picture is better than a thousand words. He wrote nothing on it. So! Let the dad writes something on his behalf as I could see deeper into the one picture of life.

Yes me too! I am also an Internet Addict. The different is ...his baby is hardly one. Whereas I have 3+6 babies. I have three grown up babies, all sons and six young grand children as babies too. They will always be babies to me as long as I live. The above addict is luckier than me because he has the pleasure of having that little dot to sleep on his thigh while surfing on net. Over here I have to surf alone and to feel the presence of all my babies.

I am glad that I am not a computer illiteracy. Most people, especially the Asian who is 50 and above are reluctance to learn the wonder of the Internet world. They are not prepared to accept changes and changes are always difficult to change. It was my first son, Alvin who instigated my thought a few years ago. He said, "if you want the young to accept the old, the old has to accept the young as well". He encouraged me to learn the computor and be able to assess to the new world. Although he was the first one who started to blog, I surprised him that I could do it as well the next day. He writes knowledge and me write wisdom. I had written 600 titles on this blog since started March 2007. I write almost everyday with what I feel and sight. He was right! I could reach to the younger generation with my mind. Yes! I am addicted to the Internet for a good cause. I was down with my server a few days back due to a power failure at home and wasn't unable to surf. Out of surprise, my last son, Caldwin, an IT engineer brought home a brand new latest Sony Vaio laptop to me as an advance birthday gift. He knows nothing will make me more happier by buying a sophisticated and an advance notebook to his father. I am still addicted to the young way of lives....Internet! Thank you Alvin and Caldwin....u really make my day.

Interesting - "Information on the Internet is subject to the same rules and regulations as conversation at a bar." - George Lundberg

Friendship.

Selling Tip...

Not only the text messages from the mobile phone is useful, I constantly reached all my clients through the emails, especially those who are residing overseas currently. I forward them interesting mails of all kind...not business but mails they would laugh. The men receive the heavy playful stuffs and the women get meaningful and a little naughty words to read. I know they will like them and I am sure they remember me.

I have Retnakumar and his sweet wife, Dr Vasanta who are now working abroad in The States. They are my clients for many years and we are still good friends though they are away. Few days back was Dr Vasanta's birthday. Making sure the husband could remember his wife's birthday, I directed my wishes to his email address. This was what I wrote to them....

Hi Young man... Please forward this special message to your lovely wife, Dr Vasanta...
"The beauty of a woman is seen through her heart where love resides....you have."
Happy Birthday to you...Dr Vasanta...
Warmest regards... Robert.

The next day, I received her email. She wrote...."Dear Robert, This is Vasanta here. Thank you for your lovely greetings. It amazes me how you always remember our birthdays. That's what brings lasting friendship between you and us." Regards, Vasanta.

My follow up...."Hi my dear Dr Vasantha...
It's by fate we know each other in this life...especially such lovely people like you guys. You are too important for me to forget. To find out more...you can read my blog.. Happy Birthday to you again. A kiss for you....Mmmmm!!"

She responded... "Hi Robert, Thanks again for your heartfelt words. When we come down next, we will try to meet up and catch up on all the news and you have to promise me that you will share with me, your secrets to looking so youthful! We all need advice now and then from learned people like you, who is very much young at heart, so that we can have more meaningful years ahead and as we go through our twilight years, it's good to have friends like you. Bye for now. Regards, Vasanta."

My reply...Hi my dear...
"It will be marvellous. I will be delighted to meet you again. Make sure you call me when you touch down here..for I have a lot to share and to receive from you as well. Looking forward to your return coz I love to talk to intelligent and attractive lady."
Regards.. The man of 37 turning 36...

The same day, Dr Vasanta received a forwarded mail from me. Was light stuffs with some XXX on it. She sent over her comment..." Hi Robert, Naughty! naughty! naughty! Life is too short after all. So lets share some laughs with good friends like you! Now I know at least one secret as to how you manage to stay so young at heart! Bye and take care, Vasanta.

Never failed to response, I wrote....Hi my dear...
"When we were young, we were playful but when we grow older...we forget the naughtiness of us. Beware!! Don't forget to be naughty and playful coz they can spice up your courage and turn you to be younger again....this is fact of life we have to accept".
From the naughty young man.

Retnakumar and Dr Vasanta are professionals. With sincerity and love plus plenty of humour and naughtiness..we learn to know each other better. I am not so intelligence like them but I have the smartness to make myself likable. To this couple I say..."Thank you for being such great friends".

Food for the thought - "True friendship is a plant of slow growth. — George Washington (1732-1799).

Creative message pleases the eyes.

A selling tip....

Isn't easy to be always in contact with our existing clients, especially when they are by the few hundreds. All of them are equally important to us. Thanks to the mobile phone which makes things easier for me. Whenever I am free, I would contact my clients by merely sending them text messages. They always love to receive my sms because I tried to be creative in my lettering. I sent out some today and they called me later.

Most people write with direct and simple greeting. Not me, for I like to make my receivers to feel happy while they read my contents. I sent this message to several of my clients whom I had not seen for quite awhile. It was written...."Hi young man! How are you? Have not seen your handsome face for a long long time. Hearing your exciting voice now will be even better." Unexpectedly all three called me immediately. One has the intention to upgrade his insurance and the other two wished to have lunch with me next week. Not bad...right?

Of course I could not neglect female clients too. To the ladies I wrote..."Hi my dear! Have not seen this intelligent and attractive lady for quite sometimes. Are you still having that sexy voice?" There was one who was in Hong Kong on holiday, could not resist not to speak to me.

You might term me as naughty but life has to be fun and interesting. Surprisingly most people like naughty person who has humour and courage. I will never forget... George Washington's phrase..."Do the common things in an uncommon way. The world will be at your command."

Inspiration I need.

Yesterday wasn't a good day. Most working appointments were cancelled by my contacts at the last minutes. My house mate, Johnny called from my home to inform that there was a power failure which damaged some of my home electrical appliances, including my server. By the later part of the night, I was already tired and my mind was heavy. Nothing came into my thought when I wanted to blog. Mind was there but the heart was empty. There was no inspiration and I knew it was difficult to write when the peace and calmness were not with me. The best thing I could do was to take my flight on bed to the dreamworld where I could fantasize myself.

This morning I was awakened by a text message. It was from little darling .... "Hi my sweet sweet darling...why this morning there is no blog to read love... I am still waiting babe.."

Those were inspiring words with love and concern. It stimulated my mind and I got excited again. Perhaps "Ying & Yang" were imbalanced in me, making my heart felt empty and hollow. Immediately I got up, took my son's laptop and here I am again to write a short title for the day without interruption for the week. Yes! Inspiration of any kind can help to spur us to move. Either from friends or those we love. Thank you little darling...you make my day again.

Food for the heart - "Only when we give joyfully, without hesitation or the thought of gain, can we truly know what love means" - Leo Buscaglie.

The critical life journey.

I was attending a training class on our latest Prumutiple crisis cover this afternoon. There were some information worth looking at. We were given the critical illness (CI) claims trend analysis. One part of it was CI paid by age band in the year 2005 to 2008 (up to 30th June 2008).

The following are the average percentage paid claims indicating to their age band accordingly:

1. Age band <20.......2%

2. - 20 - 30 ......6%

3. - 30 - 40 ......22%

4. - 40 - 50 ......42%

5. - 50 - 60 .....25%

6. - >60 ............3%

Based on the above statistic, age band 40 -50 remains the highest number of CI claims cases paid from Year 2005 -2007. In the Year 2008, age band 40 - 50 still tops the highest number of CI claims cases paid between Jan - June 2008, contributing 41.9% of the CI claims payout amounting RM26,688,310.00.

The above statistic will tell a bit of our life. Below 20 of age is always the innocent years. They are strong, healthy and growing. Between 20 and 30 is the disturbing period. They thought they know everything and attempt to try all possible things. Some who have gone extreme to abuse their health, have to fall out of life. By the time, those who have reached their 30 - 40, they know what they want out of lives. Most likely they have got marry and are serious in their career. They are fully involved at work and have lesser time for themselves. They skip the routine of sports and games. Along the way, they pick the bad habit of smoking and drinking. By the time, they reach 40 - 50, they are almost exhausted in breath. Most of them would have put on weight due to over eating and less exercising. Due to heavy socializing and function, they smoke and drink even more. Their dreams and goals are bigger, creating more anxiety and pressure on their mind. As the body is being abused further, nature has to take its part. Unexpectedly they realise, their health is greatly affected. The common sicknesses are high blood and diabetic mellitus which fall easily under this age band. Those who could reach 50 -60 are more careful and responsible. Perhaps realising their problems, they correct and change their lifestyles to something more meaningful. Congratulate to those who arrive above the 60 plus. These are the few who have understood the facts of life. They are discipline, responsible, healthy, loving and very positive type of people.

Thanks to The Almighty Universe, I have gone passed that age surplus but still feeling so young in heart. I am totally a responsible person who is very committed to my career. I have been trained to be discipline since a child. Exercise and proper diet are important in my life. My heart is filled with gold to share. I hate smoking but sip a few drop of wine. My mind is full of happiness and joy...and I am prepared to make another person happy. I had seen more death and visited more sick in my life time selling insurance. I wish ....I could tell more people how to stay longer and heathier without claiming life insurance too early in their lives.

Food for the thought - "Where there is love there is life" — Gandhi (1869-1948)

Sport builds courtesy.

I might not be a sportsman when I was young. Only when I turned middle age, I realized the important of regular exercising. Over the radio, a sport doctor said..."Good Sport learns to win and to loose." Not all the time you win but a true sportsman accepts loosing as a challenge. He admires the winners, learns from them and salutes their achievement. His defeat is never a shame but rather is the first step towards winning.

Good sport builds courtesy. It helps a nation to smile. A country which doesn't excel in sport is normally violent and the people are unfriendly and hostile. The easiest way is to observe their traffic and roads. A person could be friendly but on road he might be rude and abrupt. Driving in Kuala Lumpur, Malaysia could be scary because there are many road bullies. Malaysian are considered a friendly race. However when we are on the road, we tend to be reckless and impolite in behaviour. We have lost the sense of courtesy on road. The only blame I guess is...we have not learned to loose on sport. Winning has a pride and loosing is to accept defeat. Unless we learn to excel in good sport, the spirit of courtesy could not be felt.

Have to tell little darling. I had never been a sportsman before but I do understand the learning of winning and loosing. Though I had failed many times in life and love, but each time I failed, it strengthened me to understand life better. Life has built me to be courteous in love as well.

Food for the heart - "Nothing is ever lost by courtesy. It is the cheapest of the pleasures; costs nothing and conveys much. It pleases him who gives and ;him who receives, and thus, like mercy, it is twice blessed." - Erastus Wiman

Laughing & giggling.

There were laughter from some of my friends when they read my last blog title..."Man's behaviour after sex". Little darling was laughing endlessly over the phone. Ah Fai was giggling at it. Some sent their sms with 'hihi!!' or 'hohoho!!' to acknowledge their reading. Meanwhile I was curious over their laughter. Is laughing or giggling the same? Something I like to ponder over!!

In brief laughing means; showing or feeling mirth or pleasure or happiness. And giggling means; laughing with repeated short high sounds. They sound alike but after asking a few friends, I think they are a bit different in gesture. These were what I had gathered...laughing when its funny and you laugh from the heart. Giggle can also be described as naughty, horny, sinister or sarcasm. Laughing is longer than giggling. However laughing with joy can be sincere because the vibration is from the heart. Laugh with a short breath can mean nothing. Like 'haha' is not a true laugh from the heart. If you could hear someone laughs with...muahahahahahaaaaa & wakakakakaaaaaahhhh!!!! with momentum....then you rest assure that is a sincere laugh of happiness or pleasure. The next time when you have a friend who giggles or laughs with you, observe how he does it. The way he laughs and giggles would reflex his character. Or perhaps someone out there could offer some insight to laughter, as laughter is the best medicine to life.

Food for the heart - "You don't stop laughing because you grow old; you grow old because you stop laughing" — Michael Pritchard

Man's behaviour after sex.

Strictly to adults only.....

My blog has 5 different labels; Humour, Knowledge, Motivation, Romance and Wisdom, listed on the first page. Surprisingly on romance, it has the highest reading hits. Some might think, romance is the least important subject but majority thinks its interesting...they like and curious to read. After all, romance is love and without love there will be no feeling in this world. To those who think romance & love are unpleasant words, please skip this title and let those who are keen to read on. Coz love has got pleasure and pain.

I had read an interesting article many years ago..."The behaviour of sex making on man". An international survey was done on this topic..."What men normally do immediately after sex?" Before sex all men like to be intimate and be closed with women but not after sex. Thousand of interviews were conducted on sexually active couples. On this research, they gathered the 10 most common behaviours of man after ejaculation. They like to sleep alone, or smoke, or walk around, or have a drink, or read newspaper, or take shower, or make phone calls, or return home...if isn't spouse, or on Internet or last..watch tv.

Don't laugh.. if you are a man! Is this the way you treat your love? If you are, please take heal! Women are sensitive in this area. Otherwise...it might not be too long when your romance & love could be affected. The simple reason is, all women love to be cuddled after sex. They need the warm and assurance from man. Sex is bonding and after sex is time for understanding.

I had a chance to speak to two love birds who are successful in their romance. According to them, the ideal time to talk for any couple is after sex. Because that is the most intimate moment, when they could feel so strong and affectionate for each other. They could almost say anything they want without hurting each other. They could confess and confirm their love again. Either by verbal or body's language. The body's language is to cross each other legs, thight and feet. Skin to skin they rub..tenderly and softly they move. Or they cover themselves under the blanket and play naughty. To them, under the blanket is another love world which they could communicate.

If you want a longer and lasting love relationship or marriage...high time you have to look at yourself. Are you the selfish and uncaring sex lover? Most relationship and marriage were broken because the man did not understand the needs and the want of woman's heart. The little extra time you spend intimately with your partner after sex will built a stronger attachment in love. Whether you like it or not...these are true facts of life on love and sex... a sharing from my personal experience.

Food for the thought - "What holds the world together, as I have learned from bitter experience, is sexual intercourse." - Henry Miller

The formula in selling life insurance.

I was invited to speak to an agency meeting yesterday. Non was older than me but I knew my heart felt age was definitely as young as them. I felt honour to be there to share my experiences in selling. Their eyes were beaming with excitement and their ears were willing to listen. I was asked..."What is the formula in selling life insurance successfully and permanently?"

Mmmmm!!! I like that intelligence question! Before I gave them my formula, lets played some romance first. From the crowd, I picked one attractive, mature and smart lady agent. I asked her.."My dear, I could see you are a lovable person. With your confidence outlook, I am sure you can tell us this...what is an ideal man to you...a man you can fall for?"

This was her reply. He has to be intelligence to me. Honest and sincere. Willing to share and give. He has to be kind and humble. An interesting man plus full of fun. A lot of patience and tolerance in manner. Responsible and understanding. Healthy and out going. Inspiring and full of enthusiasm in life. Faithful, trustworthy and committed.

Wow! See...that was an ideal man for woman!! Later, I asked several other female agents, whether they could accept that as true qualities of an ideal man to fall in love with. They confirmed as 'yes'. However it would not be easy for such ideal man to come around. Coz there is no 100% perfect person in our world.

Coming back to the question of..."What is the formula in selling life insurance successfully and permanently?" The answer is simple...be the ideal man as what is mentioned above. It applies to an ideal lady as well. Meaning...if all the qualities of such ideal person are applied in our profession, all our clients will definitely love us forever. Success and permanent are assured.

Food for the thought -"The ideal attitude is to be physically loose and mentally tight. — Arthur Ashe (1943-1993

Change for the better.

Over hearing my elder son, Alvin chatting on Skpe with his younger brother, Caldwin... I learned something which I had not thought off. As Alvin is 37, a corporate player, who has seen the up and down of his career, knows better the facts of life more than his younger brother. Caldwin is 27, still single and playful in nature. A little rebellious, not fully mature yet, irresponsible at times and quite untidy in personality. Perhaps we the parents were to be blamed because we had pampered him too much, for he is our last child. We had treated him like a baby!! However he has a rich heart, always willing to share and offer help to others. Thanks God! At least, he has the one strong feature of the father.

Alvin was saying... there are two standard rules in this world. The first is our own standard measurement of the style we live for. You can be irresponsible or untidy in your own way of dressing but when you go out to face the world, you have to dress neat and smart, which is considered as the standard rule. You might not be bothered with what others think of you, but the world judges you from their standard by the way you show your clean personality. You might have a lower or higher expectation of lives, but take the required standard of what society wants out of us. As long as the second standard rule is maintained, you will be accepted wherever you go.

With a little persuasion from Alvin, Caldwin took his brotherly advices. He changed his entire outlook from head to foot with some encouragement. Lately we realized, he is much a happier man because there are so much of admiration from everywhere. Coz he looks like his handsome dad. Yes Alvin! I have to take your words too. The older foes dislike bright sexy and colourful clothing but the younger generation thinks otherwise. As the world has more younger people, I have to dress like them as well to meet their standard. My shirts are no longer dull but are striking and sexy. I wear macho jeans and fancy sport shirts. My grey hair has turned brown and red. Although your gold watch which you had bought for me 15 years ago and had been repaired to perfection lately, I am wearing a new simple stainless Seiko brand now. Yes! I had my own standard of old fashion wearing but I have also accepted the second standard which makes me younger and livelier. I have changed! Little darling said, Alvin looks more like a brother to me now.

How true this is - "Seek not to change the world, but choose to change your mind about the world." - A Course In Miracles

Unethical practise by agents.

I have to write this....

Bee Lang and Chin Yen are sister and brother. Twenty years ago, when both turned 21 of age, their father who was my client, effected both a Life Policies as a love gift for them. Both are happily married now. The father being a responsible person never failed to pay their premium until today. Recently both terminated and cashed out their plans with our company. As I was the servicing agent and by fate I am still around and very active in my business still, I contacted both siblings to find out their real intention of stopping these old plans.

As usual from my experiences, many unethical insurance agents from all various insurance companies, encourage their unsuspected prospects to terminate their old plans for new. Most of the time, these unethical agents are new comers to the trade and the unsuspected are also their close friends. They claimed the old plans are unpractical, whereas the new plans have all the benefits and higher returns. I am sure, they don't even know how the old plans work and be paid accordingly. When I sold those covers, may be they were just little babies still sucking their mother's milk. Today, they declared....they are real financial experts or advisers or consultants who could give the best for their clients. How true...time will tell! Unless they can write and sign a full declaration, stating that for the rest of their lives time, they will remain in this life insurance business, promising not to switch or leave this profession. Otherwise I will take them as only opportunists who might not be permanent in our business. Whether they truly take care of their clients' interest is questionable!

For the buying public who reads my blog, I would like to offer some advices about handling of life insurance. Never listen to any agents who encourage you to terminate an existing program. The older the plan, the better they are because the return will excel faster. Those plans taken by Bee Lang and Chin Yen had exceeded 20 years. All plans which are more than 20 years, have higher surplus dividend and special returns than those which are not. That agent who recommended to stop these plans, are definitely not honest and sincere in his/her selling. Not forgetting the premium has cheaper cost because they were taken when the clients were extremely young then. Before intending to terminate any covers, please consult the principle office or the original servicing agent. I am sure, they will be honest to give you the best ideal advices and suggestions. And not succumb to those unethical practices. Perhaps these shortfalls are due mainly to human weaknesses: selfish, not honest, greediness, insincerity, ignorance and self interest.

My dream for my fellow colleagues - "It has always been my belief that a man should do his best, regardless of how much he receives for his services or the number of people he may be servicing or the class of people served." - Napolean Hill

Caught in an unexpected moment.

A good friend was sharing this story with me. Father was worried over his last son who has turned 28. When the child was at his teenage growing, he had many girlfriends who came and went. Surprising when he reached 21 of adult age, he had only male friends. Sometimes different males would be staying together with his son in his room. Gradually he left long hair, as long as the ladies. Father was concerned, wondering whether son had turned gay. Was he liking men more than women! Otherwise, why there wasn't any girls calling his good looking boy. Rather men would be coming around to visit his son in the late nights. Puzzle! Puzzle and puzzling!!!!

Came one morning when the father was reading his newspaper in the living room. His son's room was at the downstairs facing the hall. Out came a sexy girl from the son's room, hair loosened and her pajamas was one sided. Not expecting his father was around, shy she was, she said a soft 'hi' to the man of the house. She walked rapidly towards the kitchen for a glass of water. Not facing the father, she quickly ran back to the room. The father was stunned and caught unguarded with her presence. He did not utter a word but just stared with a blank face.

In the father's heart, he was happy for the son who has finally got a girlfriend. Wow! His son is a normal healthy young man. On the other hand, he wasn't sure whether he had done the right thing by merely looking at the girl without saying a proper word. My friend asked, "What should I say, when I saw her at that moment when I hadn't expected her." I didn't know whether I was right either but I replied, "You should have said...hi! How was your sleep last night?"

Perhaps I was wrong too, as I myself hadn't experienced such challenging situation. I open to the floor....to those readers who are brave enough to offer some comments. What will the best and ideal reply to this future daughter-in-law? Your words are most appreciated.

Food for the thought - "Pleasure is very seldom found where it is sought; our brightest blazes of gladness are commonly kindled by unexpected sparks." — Samuel Johnson (1709-1784).

Is he smart or intelligent?

Are you intelligent or smart? Have you ever thought of that!! If you are not sure, then read on....

The dictionary wrote...intelligence is the capacity to acquire and apply knowledge. The word smart has more definition...characterized by sharp quick thought; amusingly clever; witty; energetic or quick in movement; canny and shrewd in dealings with others - a smart negotiator.

They look the same but in application, I think there are some differences in their meaning. An intelligent person might not be smart. Similarly a smart person might not be intelligent either. If you are intelligence and smart, most likely you will be successful. Intelligence alone could be straight forward but a smarter person is more rounded. An intelligent person might not be so attractive but for sure a smart person, especially a lady will be fashionable in personality. They are more livelier and stylish in behaviour.

From a closed acquittance, he said...Intelligent must fill in certain IQ level and very good at what they do best, eg. scientist and professionals, and they could be smart, if they know how to handle many things in many ways. Smart people learn from experiences and observation of daily lives and they also know how to bullshit, dramatize and make excuses.

All life insurance agents have to be intelligent to learn the trade. They have to pass all the necessary courses and classes for qualifying this career. However without the smartness of being a good salesperson, the agents might not be able to succeed.

My little darling is an admirable attractive lady. I have to be intelligent to capture her attention at the beginning, but without my smart conversation and courting, I won't have melted her heart.

I am sure everyone has certain amount of intelligence, but whether you have the smartness to understand the world better. Don't just stop here! Now use your intelligence to see.. you have the smartness to judge whether I am right or wrong again.

The difference - "Questions are the creative acts of intelligence." — Dr. Frank Kingdon & "The smart dog knew not to lay in the road'

Eyes will tell the truth.

Ah Fai and another younger agent, Roy came to seek my selling experiences. They wanted to know how to identify a good prospective client. The first question I threw to them was, "When you see a lady prospect, which part of her body you likely spot first? The upper, middle or lower? Please be frank."

I allowed Ah Fai to speak ahead. As usual being a naughty person, he was frank to say, "Actually, I prefer to see the whole body. First...boobs and butt. If yummy then look at the face, whether got appetite or not...hihi!! Some men attracted to see face and don't care about the body. But for me, the whole body is desirable. I like to explore and enjoy the whole sexy body."

I was stunned! I asked for his selling skill and he gave me his admiring skill. Could not blame him, as a young normal healthy man, he should react to such a response. Otherwise he might be considered as an abnormal male. Roy was different, he said he likes to look at woman's feet by the first sight. The shoes they wear and the colour depicts the personality of the ladies. Wow!! Had never heard of this before. Perhaps have to observe myself.

As far as I am concerned, I will always look at their face first....especially the eyes. The eyes can tell a lot of a person, because eyes are both windows and beacons of the mind. An unhealthy person has dull eyes. A happy and a loving person has shinning eyes. A cunning person has funny eyes which I don't like. With experiences plus skill, one could learn to see whether a person is selfish, kind, open-minded, approachable, frank, sincere, intelligence, confidence and successful. Learn to see the personality of each person we meet through their eyes. Observe the grow of the eyes, the movement when they talk, the shape and the spark of them. You will be amazed how eyes could tell the truth of our prospects before they speak with their mouths. Identifying a good prospect is my seeing a pair of wonderful eyes that have love. This is the first stage of selling before you talk.

Food for the thought -"Vision without action is merely a dream. Action without vision just passes the time. Vision with action can change the world." - Joel A. Barker

Shitting time is thinking time.

Ideas are important in our lives. Either you steal from someone or you create your own. According to my new found buddy, Ah Fai, his ideas came when he pangsai...meaning when he shits. Not shitting time, he could not think much or when he sees gorgeous girls, fantastic ideas just come.

I have to agree with him because each morning when I pangsai, the feel of relief and releases, tends to activate my mind. The inner thought is clear and inspiring when the stools shit with satisfaction. Some like to smoke while shitting...perhaps could allow more thinking and distressing at the same time. Little darling played with his game boy while shitting. She said, the toilet is the only place when she could quietly play her favorite games. Ask her if is true?

I bet with you, these are not my shit ideas. In fact, most of what I had written, almost coming to 600 titles soon, are useful and creative thoughts gathered while shitting. I always carry a small writing pad while in the toilet. Each time, a thought or image comes into my mind, whether is bad or good, I will immediately write them down before I forget. Later of the night, I transfer my shitting ideas to my blog, when I elaborate deeper and refine them with sweetness and taste. So! In case, if you do smell any unpleasant odour while reading my blog, please bear along with me because they are shit but recycle to convert into knowledge of life. Mmmmmm!! Is smelly but is good.

Try this - "When the shit hits the fan, give a shit a thought while shitting. It might clear you out of your deep shit."

Are you alone or lonely?

Ah!! Today is Sunday again. Are you alone, nothing to do but reading my blog...hoping something interesting that might make you laugh for the rest of the day! I will try!!!

Recently I got a chance to communicate with Ah Fai who is a pure Malay but has a Chinese name. He is also one of my colleague, selling life insurance, much younger than me and belum khawin lagi (Not married yet). I like him because he is a fun man who jokes creatively. Surprisingly through him, I managed to gather some wisdom ideas while talking with him on the hand phone.

RF: "Ah Fai, how come you are so free today? Alone is alright but when you are lonely...that's not good for a young man like you!"

Fai: "Hihi!! Even James Bond sometimes is lost. Interesting question. Alone and lonely are two different things."

RF: "Please tell me the differences."

Fai: "When a man is alone, they can do many things but when a man is lonely....they would not do anything...hati sudah kosong, mau mati mati..(heart is empty, feel like dying). Hihi!!"

RF: "What about for a lady then? I am sure you know. Try!"

Fai: "When a lady is alone, they won't think much, find short cut to get what they want. When they are lonely, depression will come. Hihi."

RF: "Wow! U are damn creative! U are very good! Impressive!"

Fai: "Based on my observation, male and female characters are opposite to each other. That's why they should be together as they are not of the same sex. Eg; nuts & bolts match and can be fixed together. But not nuts & nuts or bolts & bolts...nanti jadi nut ( otherwise can turn nut ). Everything in this world is created in pair...man & woman, moon & star, earth & sun, land & sea, even boobs got pair...no pair no syok maa (no pair no thrill).

Alone and lonely are truly two different things. You can be alone for today but try not to be lonely all the time. Go out! Make someone happy. If you are a man, be nice to the ladies or if you are a lady just smiles to any man...he will be nice to you.

Avoid this - "A city is a large community where people are lonesome together." — Herbert V. Prochnow

Growing up isn't easy.

Something to ponder....

Growing up at my age of 61 isn't easy! To tell my exact age, people won't believe coz I look young. If I said, I am 37 turning 36, all ears will be with me. On selling, if I revealed my true age, they said why I should be still selling!! Not when I used 37 turning 36, all attentions will be with me instead. If I introduced myself as a Life Insurance at the beginning, everyone runs away. However when they asked my profession, I strike them with puzzle that I am selling 'HAPPINESS'. I am sure they will asked more. I drove the Mercedes, they said I was showing off. I drove my simple Honda Accord, they asked why! When I drove alone to work, they asked what I was trying to prove..."Do you still need to work at your age?" Now I am chauffeured driven, they could not believe their eyes. I dressed in plain colours, they said I was old fashioned. When I changed to daring darker colours, they were caught in surprise. I worn slack pants and gold watch, they called me uncle! With persuasion from little darling, I began to wear jeans and stainless Seiko brand, they claimed I am a macho man. If I untouched my hair as original grey, they said I was old and haggard. With a bit of afford to colour my hair with brown and red, I am a hero to all my friends.

Should I be 61, old fashion, conservative, sensitive, arrogance, high self-esteem and age gracefully! Which I don't like to be... because I will loose all my value in life with my friends, especially the younger one. Or should I be 37 turning 36, feel and attempt to be young until death. Sad to say, by feeling young at my age, it created doubts and anger to those who don't understand life. Perhaps they have not reached my age yet to understand or they are afraid to understand. I had remarks on me, I am a 'ham sap' old man. Meaning, naughty cheeky old man. Seeing me with many attractive intelligent women, created anger and jealousy. They said I am an old wolf to be careful with.

Whatever it is, I know what I want in life. I am not afraid of what others said because I live for myself and not for the sake of showing to appease others. With my belief of life the way it is, I am glad to have a contented heart which is sincere and kind. My mind grows by taking in but the heart grows by giving out. Able to blog everyday to share willingly without fail. My way of life helps me to be in tip top health with no sickness so far. Still crazy in love and romance..... otherwise little darling won't have loved me so much. Yes! Growing up at my age is definitely not easy. I have to be brave to counter all obstacles of life. This is my choice as Prof 5, one of my reader wrote.

This is what I had gathered - "Let me win, but if I cannot win, let me be brave in the attempt." — Unknown, from Special Olympics motto.

Criticism could be appreciated.

A little desert........

A keen reader of mine, Ah Fai, though young but wise in mind, shared some meaningful thoughts with me. He said...to produce a light, we need positive and negative energies. Both negative energies cannot produce light. Positive and negative forces produce light that will enlighten heart and mind. There is always a both side of this world....The good and the bad, the beauty and the ugly.....therefore this can make us more wiser and open minded. Man as 'yang' in energy uses stronger words than women of 'ying' energy, are more emotional. Women comments are not so blunt and direct than men. This is brilliant!! Short and precise all words were from him. With his permission I like to share his simple explanation.

Conclusion...without criticism, one won't learn. With criticism, we learn to appreciate more of life. Thank you for all the comments forwarded lately. You guys are teaching me to grow wiser and understand life better. A humble salesman who tries to write and share for the benefits of others. A million thanks and a kiss for all my readers.

Food for the thought - "Criticism is more effective when it sounds like praise." — Arnold H. Glasow.

Love has pain.

I spoke with a most understanding intelligent lady who shared her love experiences with me. Had gone through one broken marriage and three unhappy relationships. The bad sufferings had almost torn her apart. Almost lost hope to search for a truthful man, when she finally out of the blue, came a white prince to shower her the love of magic again.

She wrote in poetry to describe how she looks at love. With her permission, I like to share this with all my appreciative readers.

Love....
To love is to suffer.
To avoid suffering one must not love.
But then one suffers from not loving.
Thus to love is to suffer & not to love is also to suffer.

To suffer is painful.

To be happy is to love.

To be happy then is to suffer.

And suffering makes one unhappy.

Thus to be unhappy, one must love.

Love to suffer or suffer from too much happiness.

Should I love or not to be loved!

My advice to her - "Call a friend or me when you are sad. There is no need to suffer alone."

Appreciate the beauty of our lives.

I met Lee, an older member of our equestrian club. As usual the common greeting was, "Hey! Robert, how are you lately?" With a broad smile, I responded, "Oh! Marvellous! I feel great as though I am on top of the world." Lee was astonished with this rapid and positive reply which he had not heard of for quite sometimes. According to him, everybody in town was moody and unhappy on the current down market affecting us globally. He wanted to know how I could still get my energy and enthusiasm currently.

My reason was quite simple. To live happily, I have to accept the fact, the world comes with the good and the bad. If the economy was always on the rise without a fall...how would us to appreciate the good time of making. We have to suffer the down turn now to experience the pain of loosing and uncertainties. So! When we market recovers, we would not take things for granted. Similarly we have to fall sick once in awhile to know what is good health. Otherwise nobody be bother to exercise and to maintain a healthy living. Many have to experience bad romance and relationship, to appreciate a final true love if it comes along. I believe life comes with a package of sweetness and bitterness or happiness and sorrowfulness. We have to take them all as challenges. If we had not tasted bitterness, sweetness is not sweet than. Or if we had not experienced sorrow in life, happiness is nothing to us then. Although the market might be slower, I am glad my health is in peak form, I still visit my gym regularly, I still have plenty of fun in my career, though there were some nasty comments on my blog...I enjoyed every moment writing and sharing to the world, many of my age group have slowed down... but I am still active in love and romance, my pocket might not be heavy but I still could take little darling to eat wherever she wants. To my friend Lee, "I appreciate the beauty of life and certainly I feel to be on top of the world...no matter what happen."

Food for the thought - "Cherish your visions; cherish your ideals; cherish the music that stirs in your heart, the beauty that forms in your mind, the loveliness that drapes your purest thoughts, for out of them will grow delightful conditions, all heavenly environment; of these if you but remain true to them, your world will at last be built." - James Allen

Criticism over Appreciation.

In the forty years of selling, I have had encountered all types of people. The rich or the poor and the young or the old. They have different personalities, characters, behaviour and manners. The main differences are between those who criticize and those who appreciate.

Let see whether I am right from my observation. Those who like to criticize will always love to criticize. Is their instinct for acting that way. They are very argumentative and calculative in nature. They are bold, daring and are risk takers. You won't be surprised, they are also smart and intelligence. They are goal getter and extremely focus in thought. As they are great thinkers and creative in mind, they are better in business. Most of the time, they don't trust people because they are judgemental in behaviour. They feel the whole world is against them. For that...they have hatred, jealousy, self-centred, close hearted and revengeful in personalities. However they are outspoken and not afraid to offend any listeners. Sad to say, they are the unlikeable type of people who would have little closed friends. The grudges and unsatisfied emotion make them to look haggard, moody and dull in facial. They fancy bright and daring colour like red and black. I think personally, they make lousy lovers and would never be satisfied in sex.

On the other hand, those who fall under the appreciative type will always offer compliments to others in their lives. To them, everyday is a good day, whether it rains or shines. Their heart is always happy, when they see the world as beautiful in every direction. They are light hearted and avoid complain in all ways. They are grateful for whatever they received and contented to what they are of today. Their smiles are sweet and sincere, which make them to be likable or even lovable to everyone they meet. In manner they are helpful and are all rounded all the time. They have an understanding thought, jovial personality and a laughable attitude. However with an easy contentment of heart, they are low risk takers. Most of the time, you could identify them with a neutral light colour of wearing. They look happy in facial and their eyes are always cheerful. Its a safe bet to pick an appreciative person to be a lover because they are more romantic in words and in action.

Which do you like- "If it's painful for you to criticize your friends, you're safe in doing it; if you take the slightest pleasure in it, that's the time to hold your tongue" — Alice Duer Miller (1874-1942).

Appreciation is the memory of the heart. — Bill Beattie

Love insurance is free.

I have been in the insurance business for more than 26 years. Handing life, medical and properties covers. In fact, almost everything could be insured as long as there is value on the interest matters. So confidence on my career when I was caught unguarded last nite over a dinner with one of my daughter in law family. Her attractive mum asked me, "Do you have love insurance?" I was thinking of life insurance to be payable on death for the loved one.

According to this humorous mother, love insurance is to insure newly married couple. Making sure that their love should always be tied and knotted permanently until death. If I care for my son and my new found daughter in law, I should insure their love as long as they live. Although it sounded like a joke over the table, I sensed she is a very wisdom person. Laughingly I told them. Yes! Love insurance is available but not from the life insurance company. Knowing my daughter in law who was brought up in such refine parental background, I believe she will love and care for my son. From my son whom I made him to what he is of today, I trust he is capable to be responsible to care and love his wife too. With both their eyes, I could see their loves are pure and sincere. I gave my fatherly blessing which I assured their love is forever. As long as I live, I will make sure my son and his wife will remain happy together....for the better or for the worst their love is assured. Plus with such wise mum in law around, this couple will always be guided and advised if help is needed.

You buy life insurance from the company but to buy love insurance, the assurance is from the within...the two families. To my son and Fionna, this is your assurance of love if only you follow the understanding of your love contract... "Love is patient. Love is kind. It does not envy, it does not boast, it is not proud. It is not rude, it is not self seeking, it is not easily angered, it keeps no records of wrong. Love does not delight in evil but rejoices with the truth. It always hopes, always perseveres. Love never fails." This love insurance is free.

Warm & Cold.

Humour for the Sunday...

Some like hot and some like cold. In science we learnt, hot gains expansion and cold leads to contraction. I like warm weather, whereas little darling prefers the cold. The Asian loves hot and spicy. Not the westerner who likes cold and yummy. When you are hot at your pursuit, you definitely do better than with a cold footing. Chase for your hot exciting dreams and goals, and never let your coldness to overrule your feeling. When you are in love, a hot or warm passion beats the one with a cold unfriendly heart. Most people prefer a hot burning sex rather than a cold lazy romance. Erection comes with hotly desire. Sad to the one who has cold dysfunction. Whether what you like, warm and cold are part of our lives and nature. Its unbreakable and inseparable. I still prefer warm all the way....

Food for the thought - "Hot heads and cold hearts never solved anything." — Billy Graham

What is your personality?

This is interesting...read on....

Everyone has a personality of a cartoon character. Have you ever asked yourself what cartoon character do you most resemble? A group of investigators got together and analyzed the personalities of well known and modern cartoon characters. The information that was gathered was made into this test. Answer all the questions (only 10) with what describes you best, add up all your Points (which are next to the answer that you choose) at the end and look for your results. Do not cheat by looking at the end of this article before you are done.

1. Which one of the following describes the perfect date?

a) Candle light dinner (4 pts.)

b) Fun/Theme Park (2 pts.)

c) Painting in the park (5 pts)

d) Rock concert (1 pt.)

e) Going to the movies (3 pts.)

2. What is your favorite type of music?

a) Rock and Roll (2 pts.)

b) Alternative (1 pt.)

c) Soft Rock (4 pts.)

d) Country (5 pts )

e) Pop (3 pts.)

3. What type of movies do you prefer?

a) Comedy (2 pts.)

b) Horror (1 pt.)

c) Musical (3 pts.)

d) Romance (4 pts.)

e) Documentary (5 pts.)

4. Which one of these occupations would you choose if you only could choose one of these?

a) Waiter (4 pts.)

b) Professional Sports Player (5 pts.)

c) Teacher (3 pts.)

d) Police (2 pts.)

e) Cashier (1 pt)

5 What do you do with your spare time?

a) Exercise (5 pts.)

b) Read (4 pts.)

c) Watch television (2 pts.)

d) Listen to music (1 pt.)

e) Sleep (3 pts.)

6. Which one of the following colors do you like best?

a) Yellow (1 pt.)

b) White (5 pts.)

c) Sky Blue (3 pts)

d) Dark Blue(2 pts.)

e) Red (4 pts.)

7. What do you prefer to eat?

a) Snow (3 pts.)

b) Pizza (2 pts.)

c) Sushi (1 pt.)

d) Pasta (4 pts.)

e) Salad (5 pts.)

8. What is your favorite holiday?

a) Halloween(1 pt.)

b) Christmas(3 pts.)

c) New Year (2 pts.)

d) Valentine's Day(4 pts.)

e) Thanksgiving(5 p ts.)

9. If you could go to one of these places which one would it be?

a) Paris (4 pts)

b) Spain (5 pts)

c) Las Vegas (1 pt)

d) Hawaii (4 pts)

e) Hollywood (3 pts)

10. With which of the following would you prefer to spend time with?

a) Someone Smart (5 pts.)

b) Someone attractive (2 pts.)

c) Someone who likes to Party (1 pt.)

d) Someone who always has fun (3 pts.)

e) Someone very sentimental (4 pts.)

Now add up your points and find out the answer you have been waiting for!

(10-16 points) You are Garfield:You are very comfortable, easy going, and you definitely know how to have fun but sometimes you take it to an extreme. You always know what you are doing and you are always in control of your life. Other rs may not see things as you do, but that doesn't mean that you always have to do what is right. Try to remember, your happy spirit may hurt you or others.

(17-23 points) You are Snoopy: You are fun; you are very cool and popular. You always know what's in and you ' re never out of style , y ou are good at knowing how to satisfy everyone else. You have probably disappeared for a few days more than once but you always come home with the family values that you learned Being married and having children are important to you, but only after you have had your share of fun times

(24-28 points) You are Elmo:You have lots of friends and you are also popular, always willing to give advice and help out a person in need. You are very optimistic and you always see the bright side of things. Some good advice: try not to be too much of a dreamer. Dreaming too big could cause many conflicts in your life.

(29-35 points) You are Sponge Bob Square Pants:You are the classic person that everyone loves. You are the best friend that anyone could ever have and never wants to lose. You never cause harm to anyone and they would never not understand your feelings. Life is a journey, it' s funny and calm for the most part Stay away from traitors and jealous people and you will be stress free.

(36-43 points) You are Charlie Brown:You are tender, you fall in love quickly but you are also very serious about all relationships. You are a family person. You call your Mom every Sunday. You have many friends and may occasionally forget a few Birthdays. Don't let your passion confuse you with reality.

(44-50 points ) You are Dexter:You are smart and definitely a thinker... Every situation is fronted with a plan. You have a brilliant mind. You demonstrate very strong family principles. You maintain a stable routine but never ignore a bad situation when it comes. Try to do less over thinking every once in a while to spice things up a bit with spontaneity!

My score is 31. What is yours?

"Personality is to a man what perfume is to a flower." - Charles M. Schwab

"Personality is the glitter that sends your little gleam across the footlights and the orchestra pit into that big black space where the audience is." - Mae West